XP
XP Inc. · Financials · Capital Markets
Last
$21.54
−$0.31 (−1.40%) 4:00 PM ET
Prev close $21.84
Open $21.71
Day high $21.86
Day low $21.38
Volume 5,878,539
Avg vol 7,791,598
Mkt cap
$11.13B
Sector
Financials
AI report sections
XP
XP Inc.
XP exhibits upward price momentum over 1–6 months with the latest close near the upper half of its 52-week range and multiple bullish technical signals. At the same time, short-term overextension signs, elevated short-volume activity, and legal/investigative headlines introduce a more cautious risk backdrop. The balance sheet shows ample current assets relative to current liabilities but also substantial long-term debt and a relatively small equity base, which frames leverage as a key structural consideration.
AI summarized at 4:32 PM ET, 2026-01-20
AI summary scores
INTRADAY: 68 SWING: 72 LONG: 58
Volume vs average
Intraday (cumulative)
−12% (Below avg)
Vol/Avg: 0.88×
RSI
60.60 (Strong)
Strong (60–70)
MACD momentum
Intraday
+0.02 (Strong)
MACD: 0.01 Signal: -0.01
Short-Term
+0.16 (Strong)
MACD: 0.92 Signal: 0.77
Long-Term
+0.23 (Strong)
MACD: 1.07 Signal: 0.85
Intraday trend score 43.22

Latest news

XP 12 articles Positive: 2 Neutral: 2 Negative: 8
Positive The Motley Fool • Jack Delaney
XP Could Soar If These 2 Things Go Right

Brazil-based XP, a financial services platform with nearly 5 million clients, could see significant stock appreciation if it continues expanding its asset base and maintains profitability growth. The company reported 22% year-over-year asset growth and 15% net income growth in 2025. However, shares are down 41% since its 2019 IPO, and the CEO expects a challenging 2026 environment. XP trades at an attractive forward P/E of 10 compared to peers like Charles Schwab at 16.

XP SCHW SCHWPD SCHWPJ Brazilian fintech asset growth financial advisory artificial intelligence
Sentiment note

Strong asset growth (22% YoY), expanding ecosystem with cross-selling opportunities, improving profitability (15% YoY net income growth), attractive valuation (forward P/E of 10), and strategic AI implementation to enhance advisor productivity support upside potential.

Positive The Motley Fool • Na
XP Inc Reports Record Q2 Profit

XP Inc. reported strong Q2 2025 financial performance with record net income of BRL1.321 billion, 18% year-over-year growth, and expanded net margin to 29.7%. The company demonstrated resilience through channel diversification and strategic capital allocation.

XP financial services investing quarterly earnings capital allocation market expansion
Sentiment note

Strong financial metrics including 18% net income growth, record net margin, increased client assets, disciplined capital deployment, and strategic channel diversification

Negative GlobeNewswire Inc. • N/A
Bragar Eagel & Squire, P.C. Is Investigating XP, Vita Coco, KinderCare, and SelectQuote and Encourages Investors to Contact the Firm

Bragar Eagel & Squire, P.C. is investigating potential securities law violations and other unlawful business practices by XP Inc., The Vita Coco Company, Inc., KinderCare Learning Companies, Inc., and SelectQuote, Inc.

XP COCO KLC SLQT Vita Coco KinderCare SelectQuote
Sentiment note

The article mentions that Grizzly Research published a report alleging that XP is running a 'massive Ponzi scheme' through its derivatives sales, which caused the stock price to drop.

Negative GlobeNewswire Inc. • N/A
XP Inc. Announcement: If You Have Suffered Losses in XP Inc. (NASDAQ: XP), You Are Encouraged to Contact The Rosen Law Firm About Your Rights

XP Inc. is being investigated for potentially issuing misleading business information to investors. Grizzly Research issued a report alleging that XP is running a 'Madoff-like Ponzi scheme' through its derivatives sales to retail clients.

XP BITF NSSC XP Inc. Bitfarms Ltd. NAPCO Security Technologies, Inc.
Sentiment note

The article mentions that XP Inc. is being investigated for potentially issuing misleading business information, and a report has alleged that the company is running a 'Madoff-like Ponzi scheme' through its derivatives sales to retail clients, which caused a significant drop in the stock price.

Negative GlobeNewswire Inc. • Danielle Peyton
INVESTOR ALERT: Pomerantz Law Firm Investigates Claims on Behalf of Investors of XP Inc. - XP

Pomerantz LLP is investigating claims on behalf of investors of XP Inc. (XP) due to allegations that the company is running a 'Madoff-like Ponzi scheme' through certain derivatives sales to retail clients.

XP XP Inc. securities fraud Ponzi scheme
Sentiment note

The article reports that Pomerantz LLP is investigating claims on behalf of XP Inc. investors due to allegations that the company is running a 'Madoff-like Ponzi scheme' through certain derivatives sales to retail clients. This suggests potential wrongdoing and financial misconduct by the company, leading to a negative sentiment.

Negative GlobeNewswire Inc. • N/A
Bragar Eagel & Squire, P.C. Is Investigating XP, Open Lending, and OSI Systems and Encourages Investors to Contact the Firm

Bragar Eagel & Squire, P.C. is investigating potential securities law violations and other unlawful business practices by XP Inc., Open Lending Corporation, and OSI Systems, Inc. The investigations are based on recent reports alleging issues with the companies' financial reporting and operations.

XP LPRO OSIS XP Inc. Open Lending Corporation OSI Systems, Inc.
Sentiment note

The article mentions a report alleging that XP is running a 'massive Ponzi scheme' through its derivatives sales, which led to a drop in the company's stock price.

Negative GlobeNewswire Inc. • N/A
XP Inc. Announcement: If You Have Suffered Losses in XP Inc. (NASDAQ: XP), You Are Encouraged to Contact The Rosen Law Firm About Your Rights

Rosen Law Firm is investigating potential securities claims against XP Inc. (NASDAQ: XP) due to allegations that the company may have issued misleading business information to the public. Investors who purchased XP securities may be entitled to compensation.

XP XP Inc. securities claims misleading business information
Sentiment note

The article mentions that Rosen Law Firm is investigating potential securities claims against XP Inc. due to allegations that the company may have issued misleading business information to the public, which suggests potential wrongdoing by the company.

Negative GlobeNewswire Inc. • N/A
Bragar Eagel & Squire, P.C. Is Investigating XP, Open Lending, Vita Coco, and KinderCare and Encourages Investors to Contact the Firm

Bragar Eagel & Squire, P.C. is investigating potential securities law violations and other unlawful business practices by XP Inc., Open Lending Corporation, The Vita Coco Company, Inc., and KinderCare Learning Companies, Inc.

XP LPRO COCO KLC Open Lending Vita Coco KinderCare
Sentiment note

The article mentions a report alleging that XP is running a 'massive Ponzi scheme' through its derivatives sales, which caused a significant drop in the company's stock price.

Neutral GlobeNewswire Inc. • N/A
RTFKT, Inc. Announcement: If You Have Suffered Losses in Nike NFTs Issued by RTFKT, Inc., You Are Encouraged to Contact The Rosen Law Firm About Your Rights

The Rosen Law Firm is investigating potential legal claims on behalf of investors who purchased Nike-themed non-fungible tokens (NFTs) issued by RTFKT, Inc. after the company announced plans to wind down operations, causing losses for investors.

BITF XP RTFKT Nike NFTs investor losses class action
Sentiment note

The article mentions that the Rosen Law Firm is investigating potential securities claims on behalf of XP Inc. shareholders, but does not provide any specific details about the nature of the claims or the potential losses.

Negative GlobeNewswire Inc. • N/A
XP Inc. Announcement: If You Have Suffered Losses in XP Inc. (NASDAQ: XP), You Are Encouraged to Contact The Rosen Law Firm About Your Rights

Rosen Law Firm is investigating potential securities claims against XP Inc. (NASDAQ: XP) due to allegations that the company may have issued misleading business information to the public. Investors who purchased XP securities may be eligible for compensation.

XP XP Inc. securities claims misleading business information
Sentiment note

The article mentions that Rosen Law Firm is investigating potential securities claims against XP Inc. due to allegations that the company may have issued misleading business information to the public, which suggests potential wrongdoing by the company.

Neutral GlobeNewswire Inc. • N/A
TRSG Announcement: If You Have Suffered Losses in Tungray Technologies Inc (NASDAQ: TRSG), You Are Encouraged to Contact The Rosen Law Firm About Your Rights

Tungray Technologies Inc (NASDAQ: TRSG) has announced that its financial statements for 2021-2023 should no longer be relied upon. The Rosen Law Firm is investigating potential securities claims on behalf of shareholders.

TRSG XP FMC Tungray Technologies Inc securities claims financial statements
Sentiment note

The article mentions an announcement regarding potential securities claims against XP Inc., but does not provide any further details about the company's situation.

Negative GlobeNewswire Inc. • N/A
XP Inc. Announcement: If You Have Suffered Losses in XP Inc. (NASDAQ: XP), You Are Encouraged to Contact The Rosen Law Firm About Your Rights

Rosen Law Firm is investigating potential securities claims against XP Inc. (NASDAQ: XP) due to allegations that the company may have issued misleading business information to the public. Investors who purchased XP securities may be entitled to compensation.

XP XP Inc. securities claims misleading business information
Sentiment note

The article mentions that Rosen Law Firm is investigating potential securities claims against XP Inc. due to allegations that the company may have issued misleading business information to the public, which suggests potential wrongdoing by the company.

News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
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