WU
The Western Union Company · Financials · Credit Services
Last
$6.17
−$0.06 (−0.93%) 3:59 PM ET
After hours $6.17 +$0.00 (+0.03%) 2:18 AM ET
Prev close $6.23
Open $6.25
Day high $6.32
Day low $6.12
Volume 5,331,580
Avg vol 8,435,074
Mkt cap
$1.94B
EV/Sales
0.92
P/E ratio
4.91
FY Revenue
$4.04B
EPS
1.27
Gross Margin
35.09%
Div yield
15.58%
Sector
Financials
AI report sections
WU
The Western Union Company
WU has recorded a 12.7% one-month price recovery, although the three- and six-month returns remain negative and the share price is below its short-term moving averages. Fundamental profitability and cash generation remain positive, with a 12.8% free-cash-flow margin, while declining revenue and earnings growth alongside elevated leverage temper that support. Low earnings and cash-flow valuation multiples contrast with 14.09% short interest and persistent medium-term price weakness.
AI summarized at 3:55 PM ET, 2026-08-31
AI summary scores
INTRADAY: 52 SWING: 40 LONG: 54
Volume vs average
Intraday (cumulative)
−21% (Below avg)
Vol/Avg: 0.79×
RSI
45.69 (Neutral)
Neutral (40–60)
MACD momentum
Intraday
-0.00 (Weak)
MACD: -0.00 Signal: -0.00
Short-Term
+0.05 (Strong)
MACD: -0.17 Signal: -0.23
Long-Term
+0.04 (Strong)
MACD: -0.44 Signal: -0.47
Intraday trend score 53.22

Latest news

WU 12 articles Positive: 2 Neutral: 7 Negative: 3
Negative Zacks Investment Research • Na
Western Union (WU) Rises Higher Than Market: Key Facts

Western Union (WU) closed at $6.23, up 2.98% in the latest session, but faces headwinds with a 7.49% monthly decline. The company's upcoming Q3 2026 earnings are projected to show a 25.53% EPS drop year-over-year, though revenue is expected to grow slightly by 0.19%. The stock carries a Zacks Rank #3 (Hold) rating and trades at a Forward P/E of 4.71, significantly below its industry average of 14.32.

WU Western Union earnings decline stock performance Zacks Rank valuation discount financial transaction services
Sentiment note

Despite a positive daily gain, Western Union faces significant headwinds including a 7.49% monthly decline, projected 25.53% EPS drop in upcoming earnings, and a Zacks Rank #3 (Hold) rating. The company operates in a weak industry (Zacks Industry Rank 178, bottom 28%), though the valuation discount suggests some upside potential.

Neutral Zacks Investment Research • Na
Western Union Renews Publix Deal: Can it Support Transaction Growth?

Western Union renewed its 20+ year partnership with Publix Super Markets, allowing customers to access money transfers, bill payments, and money orders at 1,432 Publix stores across the southeastern U.S. and upcoming Kentucky expansion. However, WU's North American money transfer revenue declined 9% and transactions fell 5% in Q2 2026, highlighting challenges in the U.S. market despite efforts to maintain retail distribution networks through partnerships with major retailers.

WU MA PYPL EVTC money transfer retail partnership Western Union Publix
Sentiment note

While the Publix partnership renewal is positive for maintaining retail distribution, it is overshadowed by significant declines in North American money transfer revenue (-9%) and transaction volumes (-5%) in Q2 2026. The company faces headwinds in the U.S. market, and the partnership appears defensive rather than growth-oriented. Stock has declined 34.3% year-to-date.

Neutral Zacks Investment Research • Zacks.Com
Western Union (WU) Beats Stock Market Upswing: What Investors Need to Know

Western Union stock gained 1.67% to $6.10, outperforming the S&P 500's 0.66% gain on October 5, 2026. However, the stock has declined 16.44% over the past month. Upcoming earnings are projected to show a 25.53% EPS decline year-over-year, though revenue is expected to grow 0.95%. The company holds a Zacks Rank #3 (Hold) with a Forward P/E of 4.66, trading at a discount to its industry average.

WU Western Union stock performance earnings forecast EPS decline valuation Zacks Rank
Sentiment note

While WU outperformed the broader market on the trading day, the stock has significantly underperformed over the past month (down 16.44%). Earnings projections show a substantial 25.53% EPS decline year-over-year, which is concerning. However, the stock trades at a discount valuation (Forward P/E of 4.66 vs. industry average of 13.68), and the Zacks Rank of #3 (Hold) suggests neither strong conviction to buy nor sell. The mixed signals warrant a neutral stance.

Negative Zacks Investment Research • Na
Western Union (WU) Laps the Stock Market: Here's Why

Western Union (WU) closed at $6.02, up 2.03% in the latest session but down 19.18% over the past month. The company is forecasted to report a 25.53% EPS decline year-over-year, though revenue is expected to rise 1.6%. Western Union holds a Zacks Rank of #5 (Strong Sell) with a Forward P/E of 4.58, trading at a discount to its industry average.

WU Western Union stock decline earnings forecast EPS decline Zacks Rank Strong Sell money transfer
Sentiment note

Western Union received a Zacks Rank #5 (Strong Sell) rating with a 25.53% forecasted EPS decline year-over-year. The stock has fallen 19.18% in the past month, significantly underperforming the S&P 500. Analyst consensus estimates have decreased by 0.28% over the last 30 days, indicating weakening business outlook despite modest revenue growth expectations.

Neutral Zacks Investment Research • Na
SoFi Technologies Teams Up With Payward: Will SoFiUSD Gain Traction?

SoFi Technologies has partnered with Payward (Kraken's parent company) to integrate banking services with digital-asset markets. SoFiUSD stablecoin will be listed on Kraken, while Payward gains access to SoFi's Exchange Network for 24/7 dollar clearing. SoFi reported $300 million in SoFiUSD circulation in Q2 2026 and 388,336 crypto products, with net crypto revenues reaching $1.18 million.

SOFI AMJB JPM JPMPC blockchain stablecoin digital assets crypto trading
Sentiment note

Mentioned as a competitor launching stablecoin infrastructure (USDPT) and expanding into blockchain-based financial services; no specific performance metrics provided.

Neutral The Motley Fool • Brendan Coffey
Remitly Global vs. Visa: Which FinTech Stock Is a Better Buy in 2026?

The article compares Remitly Global, a fast-growing digital remittance platform, with Visa, an established global payments giant. Remitly offers explosive growth potential with 29% revenue growth and improving profitability, while Visa provides stability with $40B in revenue, 50% net margins, and dominance in global payments. The analysis concludes Visa is the better buy due to its lower forward P/E ratio (25.3x vs 31.8x), superior profitability, and established market position, despite Remitly's higher growth prospects.

RELY V MA WU fintech payments remittance cross-border transfers
Sentiment note

Identified as a competitor to Remitly in the remittance market but not analyzed in detail.

Positive GlobeNewswire Inc. • Na
Western Union and Intermex Provide an Update on Pending Acquisition of Intermex

Western Union and Intermex announced that regulatory approval has been received from 51 U.S. states and territories and all international jurisdictions for the pending acquisition. The companies are awaiting final approval from the New York State Department of Financial Services, with plans to close the transaction upon receipt of this approval and satisfaction of other customary closing conditions.

WU acquisition regulatory approval money transmission cross-border payments merger NYDFS
Sentiment note

The company is progressing well through the regulatory approval process with 51 jurisdictions already approved, indicating strong momentum toward completing the Intermex acquisition. The pending approval from only one state suggests the deal is nearing completion.

Negative The Motley Fool • Leo Sun
Remitly's Path to Profitability Is Becoming Clearer. Here's What's Driving It.

Remitly, a digital cross-border remittance provider, has achieved profitability in 2025 after years of losses, driven by user growth from 2.8M to 9.3M customers, economies of scale, AI-powered fraud detection, and ecosystem expansion through WhatsApp integration and new services. The company is expected to grow revenue at 19% CAGR through 2028 with adjusted EBITDA and GAAP EPS growing at 30% and 54% CAGRs respectively, though it faces competition from traditional money transfer services and emerging stablecoins.

RELY WU META profitability cross-border remittance user growth economies of scale AI fraud detection
Sentiment note

Identified as a traditional money transfer competitor facing disruption from Remitly's digital-native platform and emerging stablecoins, suggesting potential market share loss and competitive pressure.

Neutral Investing.com • Brett Owens
7 Financial-Sector Outcasts Paying Us up to 12.3%

The financial sector has underperformed in 2026 due to proposed credit card interest rate caps and AI-driven concerns about lenders. However, regional banks and alternative financial providers offer attractive dividend yields ranging from 5.7% to 12.3%, presenting contrarian investment opportunities for income-focused investors seeking undervalued financial stocks.

NWBI WASH JSM NAVI dividend yield regional banks financial sector contrarian investing
Sentiment note

11.2% dividend yield; described as 'one of Wall Street's most hated stocks right now'; high yield suggests market skepticism but limited fundamental analysis provided

Positive The Motley Fool • Alex Carchidi
Down 48% in 6 Months, Is There Any Hope for Solana?

Solana has declined 48% over six months due to reputational damage from Pump.fun's meme coin rug-pulls and a class action lawsuit, along with broader crypto sell-offs. However, institutional partnerships with Western Union and JPMorgan Chase signal potential recovery, suggesting the blockchain isn't heading toward zero despite significant legal and financial risks.

WU AMJB JPM JPMPC Solana cryptocurrency meme coins Pump.fun
Sentiment note

Launching a dollar-backed stablecoin on Solana demonstrates institutional confidence in the blockchain's infrastructure and represents a meaningful use case beyond speculation.

Neutral GlobeNewswire Inc. • Researchandmarkets.Com
Money Transfer App Business Report 2026: Global Market to Reach $52 Billion by 2030 - Increasing Cross-Border Remittances Strengthens Business Case for Multi-Currency Money Transfer Apps

The global money transfer app market is projected to grow from $22.5 billion in 2024 to $52 billion by 2030, with a 15% CAGR. Growth is driven by increasing mobile penetration, cross-border remittances, demand for digital financial services, and integration of advanced technologies like AI, biometric security, and multi-currency support. Personal users segment expected to reach $36.9 billion by 2030, while China is forecasted to grow at 20.1% CAGR.

WIZEY PYPL META GOOG money transfer apps digital payments cross-border remittances fintech
Sentiment note

Traditional player mentioned among competitors, but faces disruption from faster, lower-cost digital alternatives in the rapidly evolving market.

Neutral The Motley Fool • Lawrence Rothman, Cfa
TSP Capital Triples Western Union Equity Ownership

TSP Capital Management Group tripled its Western Union stake by adding 738,789 shares, bringing total holdings to 1.1 million shares valued at $9.5 million (2.3% of AUM). Despite the aggressive investment, Western Union shares have underperformed significantly, declining 12.2% over the past year compared to the S&P 500's 29.7% gain. The company offers a high 10.6% dividend yield but faces sustainability concerns with a 95% payout ratio.

WU Western Union TSP Capital Management equity ownership dividend yield money transfer services stock underperformance
Sentiment note

Mixed signals: TSP Capital's aggressive tripling of stake suggests confidence in the company's value, but the stock's 12.2% decline over the past year and sustainability concerns regarding the 95% dividend payout ratio present headwinds. The high dividend yield is attractive but may not be sustainable without revenue and profit growth.

News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
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