The Western Union Company · Financials · Credit Services
Scores & Status Key
AI Summary Scores: Intraday / Swing / Long scores are synthesized from multi-factor analysis for each timeframe. They summarize current conditions discussed in the report and do not constitute trading recommendations.
Intraday Trend Score: A 0–100 composite from the Trend Explorer™ analytics engine used for ranking and comparison. It describes current conditions and is not a forecast.
Trend Status: A rules-based label (Bullish / Mixed / Bearish) derived from signal confluence (trend structure, momentum, and positioning). It indicates alignment, not expected return.
Last
$9.49
+$0.32 (+3.55%) 4:00 PM ET
Prev closePrevC$9.16
OpenOpen$9.30
Day highHigh$9.52
Day lowLow$9.30
VolumeVol5,625,896
Avg volAvgVol7,771,628
On chart
Interval
Intervals apply to 1D & 5D.
Intervals apply to 1D & 5D.
Scale: Linear
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Style
Scale: Linear
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Tickers only (no ^ indexes). Add up to 5.
Mkt cap
$2.91B
P/E ratio
6.28
FY Revenue
$4.05B
EPS
1.51
Gross Margin
37.03%
Sector
Financials
AI report sections
BULLISH
WU
The Western Union Company
The Western Union Company combines high profitability, ample free cash flow, and low headline valuation multiples with flat to negative earnings growth and a leveraged balance sheet. Recent price action and technical signals point to short- to medium-term upside momentum, while elevated short interest and very low liquidity ratios underscore ongoing risk perceptions. The overall profile reflects a mature, cash-generative business facing structural growth pressures but trading at compressed valuation levels.
AI summarized at 3:09 PM ET, 2026-02-05
AI summary scores
INTRADAY:68SWING:72LONG:63
Volume vs average
Intraday (cumulative)
+4% (Above avg)
Vol/Avg: 1.04×
RSI
52.64(Neutral)
Neutral (40–60)
0255075100
MACD momentum
Intraday
-0.00 (Weak)
MACD: -0.00 Signal: -0.00
Short-Term
+0.06 (Strong)
MACD: -0.09 Signal: -0.15
Long-Term
+0.02 (Strong)
MACD: -0.16 Signal: -0.18
Intraday trend score
96.32
LOW69.12HIGH96.32
Latest news
WU•12 articles•Positive: 4Neutral: 5Negative: 3
PositiveThe Motley Fool• Dave Kovaleski
Want Safe Dividend Income in 2026 and Beyond? Invest in the Following 2 Ultra-High-Yield Stocks.
The article recommends Western Union and HP as two ultra-high-yield dividend stocks suitable for income investors seeking sustainable payouts. Western Union offers a 9.66% dividend yield with improving digital money transfer services, while HP provides a 6.39% yield with 15 consecutive years of dividend increases and a low 36% payout ratio, supported by cost reduction initiatives and AI computer sales growth.
Company demonstrates strong operational improvements with 15% revenue growth in consumer services and 72% operating income jump. Increased free cash flow and successful pivot to digital-first strategy support the sustainability of its 9.66% dividend yield, one of the highest non-REIT/BDC yields available.
PayPal trades at 8.38x forward P/E despite generating $6.4 billion in annual free cash flow and processing $1.79 trillion in payment volume. The stock has collapsed 43% from its 52-week high due to branded checkout deceleration and CEO turnover, but the author argues the valuation reflects terminal decline rather than moderate slowdown. New CEO Enrique Lores brings operational expertise, and the company's aggressive $6 billion annual buyback program combined with strong cash generation across Venmo, BNPL, and PSP segments suggests significant upside potential.
Trades at similar 8x price-to-FCF valuation as PayPal but with genuinely declining revenues and free cash flow in multi-year structural decline. Used as a contrasting example to highlight PayPal's irrationally depressed valuation, as both companies are priced identically despite opposite trajectories.
NeutralGlobeNewswire Inc.• Voss Capital, L.P.
Voss Capital Issues Open Letter to the Board of Euronet Worldwide
Voss Capital, a 4.2% shareholder in Euronet Worldwide, has issued an open letter to the board demanding immediate exploration of strategic alternatives. The firm cites sustained underperformance over five years, with EEFT stock declining 54% compared to S&P 500's 81% gain, despite strong EPS growth and valuable global financial infrastructure. Voss argues the company's valuation has compressed to 6.5x earnings despite operational improvements, and references comparable transactions suggesting potential upside of 62-97%.
Used as a comparison peer; while it has underperformed Euronet operationally (negative EPS growth), it is now trading at higher valuations on an EV/EBITDA basis, suggesting market skepticism toward both companies in the remittance/payment infrastructure space.
NeutralThe Motley Fool• Selena Maranjian
Overlooked and Undervalued: Why Western Union Deserves Attention
Western Union, despite facing headwinds from fintech competition and a challenging economic environment, offers an attractive 10% dividend yield with a sustainable 41% payout ratio. The stock has declined 10% annually over five years, but the company is attempting to modernize through digital-first operations and fintech initiatives. However, investors should conduct thorough due diligence as the company faces ongoing challenges and the investment is not without risk.
WUWestern Uniondividend yieldfintech competitionmoney transferdigital paymentsstock valuationpayout ratio
Sentiment note
The article presents a balanced view: positive aspects include a high 10% dividend yield, sustainable payout ratio of 41%, strong historical staying power since 1851, and attractive valuation metrics (P/E of 5.3). However, significant headwinds include 10% annual stock losses over five years, declining revenue (-5% YoY), intense fintech competition, unfavorable economic conditions for immigrants, and the risk of dividend cuts. The author explicitly states this is not a 'no-brainer investment' and requires careful analysis, suggesting cautious interest rather than strong conviction.
NeutralThe Motley Fool• Jeremy Bowman
Investors Are Selling, But Is This Growth Stock Actually a Bargain?
Remitly Global, a digital-first fintech company in the remittance market, has seen its stock fall two-thirds since its 2021 IPO despite strong 25% revenue growth. Trading at just 5x its 2028 EBITDA forecast with new products like Remitly One subscription service, the company appears undervalued if it can meet its guidance of $2.6-3 billion revenue and $575-600 million EBITDA by 2028.
RELYWUremittance marketfintechdigital paymentsvaluationgrowth stocksubscription service
Sentiment note
Mentioned as a traditional competitor in the remittance space but with no specific analysis. Serves as context for Remitly's competitive positioning as a faster-growing digital alternative.
NeutralThe Motley Fool• Bram Berkowitz
Western Union Stock: Buy, Sell, or Hold in 2026?
Western Union, a legacy money transfer company, faces declining revenue as fintech competitors and blockchain networks offer cheaper alternatives. While the core consumer money transfer business has declined 8% year-over-year, the newer consumer services division is growing nearly 50%. Trading at just 5x forward earnings with a 10%+ dividend yield, the stock presents a potential deep-value turnaround play, though investors should monitor whether the growing services business can offset continued declines in the traditional transfer business.
The company faces significant headwinds with declining core business (-8% YoY) and 58% stock decline over 5 years, but shows potential with fast-growing consumer services division (+50% YoY), cheap valuation (5x forward earnings), and high dividend yield (10%+). The outlook remains uncertain pending execution on turnaround strategy.
PositiveThe Motley Fool• Selena Maranjian
3 No-Brainer Dividend Stocks to Buy Right Now -- Including Pfizer
The article recommends three dividend-paying investments: Pfizer with a 6.7% dividend yield that is investing in oncology and GLP-1 drugs to recover from COVID-related revenue declines; Western Union with a 10.14% dividend yield and 17% total shareholder yield while pivoting to cryptocurrency and digital money transfer; and the Schwab U.S. Dividend Equity ETF offering 3.8% yield with exposure to 100 dividend-growth companies.
Offers an exceptionally high 10.14% dividend yield with 17% total shareholder yield including buybacks. The company is successfully transforming its business model with cryptocurrency and stablecoin initiatives. Q3 showed improved operating margins at 20% and strong 49% year-over-year growth in consumer services. Stock is undervalued at P/E of 5.3 versus 5-year average of 7.3.
PositiveThe Motley Fool• Bram Berkowitz
Is Solana a Millionaire-Maker?
Solana, a top 10 cryptocurrency with a $76B market cap, operates on a robust blockchain network with proof-of-stake and proof-of-history mechanisms, enabling it to process tens of thousands of transactions per second. The token has surged 6,000% over five years and has attracted major partnerships with Western Union and JPMorgan Chase for real-world applications. While Solana could potentially create millionaires, its larger market cap means future gains may be slower, and investors should have high risk tolerance given crypto's inherent volatility.
Selected Solana's network to launch U.S. dollar stablecoin, demonstrating confidence in the technology and expanding its treasury capabilities with innovative solutions.
NeutralThe Motley Fool• Jeremy Bowman
Why Remitly Global Slipped 16% in November
Remitly Global experienced a 16% stock decline in November due to slowing revenue growth, concerns about credit risk, and underwhelming fourth-quarter guidance, despite strong third-quarter performance with 21% customer growth and 35% send volume increase.
Mentioned as a traditional market leader being disrupted by Remitly, but no direct performance details provided
NegativeThe Motley Fool• Jeremy Bowman
Fintech Stocks Are on Sale. This One Looks Like a Screaming Buy.
Remitly Global, a digital remittance platform, reported strong Q3 growth despite stock price decline. The company is expanding its market with new products like Remitly One and appears undervalued given its performance.
Mentioned as a traditional competitor losing market share to digital platforms like Remitly.
NegativeThe Motley Fool• Brett Schafer
1 Top Growth Stock Down 55% to Buy After Its Recent Pullback
Remitly Global, a remittance disruptor, has seen its stock drop 55% despite strong financial performance. The company continues to grow transfer volumes and revenue, expanding into business services and launching a new subscription product called Remitly One.
Mentioned as a legacy player losing market share to Remitly's innovative digital remittance platform
PositiveThe Motley Fool• Alex Carchidi
Western Union Is Teaming Up With Solana. Here's What You Need to Know
Western Union plans to launch a new stablecoin called U.S. Dollar Payment Token (USDPT) on the Solana blockchain in 2026, aiming to reduce transaction fees and settlement times for global money transfers.
The company is modernizing its business model by adopting blockchain technology, potentially reducing costs and improving cross-border transfer efficiency
News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
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