WRLD
World Acceptance Corporation · Financials · Credit Services
Last
$171.53
−$0.84 (−0.49%) 3:59 PM ET
After hours $171.96 +$0.43 (+0.25%) 4:11 PM ET
Prev close $172.37
Open $172.40
Day high $176.87
Day low $170.86
Volume 22,165
Avg vol 59,011
Mkt cap
$803.32M
EV/Sales
2.31
P/E ratio
20.42
FY Revenue
$591.92M
EPS
8.44
Gross Margin
91.34%
Div yield
0.00%
Sector
Financials
AI report sections
WRLD
World Acceptance Corporation
World Acceptance Corp shows firm positive price momentum over the last 1–6 months supported by bullish technical indicators and a price above key moving averages. Fundamentally, the company combines high gross margins and very strong free cash flow generation with notable recent earnings contraction and meaningful financial leverage. Valuation metrics appear modest on earnings and cash flow but are offset by an elevated EV/EBITDA multiple and a non-trivial short interest profile, pointing to a mixed but analytically interesting risk-reward balance.
AI summarized at 3:59 PM ET, 2026-05-19
AI summary scores
INTRADAY: 68 SWING: 72 LONG: 63
Volume vs average
Intraday (cumulative)
−45% (Below avg)
Vol/Avg: 0.55×
RSI
40.95 (Neutral)
Neutral (40–60)
MACD momentum
Intraday
-0.00 (Weak)
MACD: 0.01 Signal: 0.01
Short-Term
+0.33 (Strong)
MACD: -2.23 Signal: -2.56
Long-Term
+0.05 (Strong)
MACD: -3.64 Signal: -3.69
Intraday trend score 50.22

Latest news

WRLD 12 articles Positive: 1 Neutral: 0 Negative: 3
Negative GlobeNewswire Inc. • Edelson Lechtzin Llp
World Acceptance Corporation Data Breach Investigation: Edelson Lechtzin LLP Probes Class Action Claims After Customer Data Is Exposed

Edelson Lechtzin LLP is investigating a class action lawsuit against World Acceptance Corporation following a data breach discovered on September 8, 2026. An unknown party gained unauthorized access to WAC's network, potentially exposing customer personal information including names and credit-related data. The firm is offering free case evaluations to affected individuals and recommends enrolling in WAC's complimentary 24-month credit monitoring service.

WRLD data breach class action lawsuit personal information exposure identity theft risk credit monitoring cybersecurity incident consumer finance
Sentiment note

The company experienced a significant data breach exposing customer personal information, leading to class action litigation. This represents a material cybersecurity failure, potential regulatory consequences, reputational damage, and financial liability from lawsuits and remediation costs including credit monitoring services.

Negative GlobeNewswire Inc. • Murphy Law Firm
World Acceptance Corporation Data Breach Exposes Personal Information: Murphy Law Firm Investigates Legal Claims

World Acceptance Corporation suffered a data breach in August 2026 that exposed sensitive personal information including names, driver's license numbers, and Social Security numbers of thousands of individuals. Murphy Law Firm is investigating potential class action lawsuits to seek compensation for affected individuals.

WRLD data breach World Acceptance Corporation personal information cybercriminals class action lawsuit identity theft Social Security numbers
Sentiment note

The company experienced a significant data breach exposing sensitive personal information of thousands of individuals, including Social Security numbers and driver's license information. This represents a serious security failure, potential regulatory consequences, and reputational damage, with ongoing class action litigation expected.

Positive The Motley Fool • Motley Fool Transcribing
World Acceptance (WRLD) Earnings Call Transcript

World Acceptance Corporation reported strong Q3 fiscal 2026 results with 25% growth in new customer outstanding ledger and 5.4% organic customer base expansion. The company improved gross yields by 84 basis points year-over-year and reduced share count by 11% through repurchases. However, the expanded new customer portfolio required an $8 million additional loan loss provision, and management expects incentive compensation expenses to decline in future quarters as temporary overstaffing adjustments are made.

WRLD earnings call new customer growth loan portfolio gross yield improvement share repurchases credit quality tax filing business
Sentiment note

Company demonstrated strong operational momentum with 25% new customer ledger growth, 5.4% organic customer base expansion, 84 basis points yield improvement, and successful share repurchase program (11% reduction). Early credit performance on new customers exceeded expectations with 19% lower first-pay defaults compared to prior high-volume periods. Tax filing business showing substantial year-over-year improvement. Management confidence in portfolio trajectory and shareholder value creation through EPS growth.

Negative The Motley Fool • Jesterai
World Acceptance Posts Q1 Profit Drop

World Acceptance reported Q1 FY 2026 earnings with mixed results: revenue slightly increased to $132.5 million, but earnings per share dropped significantly to $0.25, missing analyst expectations. The company faced challenges with higher operating expenses and credit loss provisions.

WRLD earnings consumer lending installment loans financial performance credit risk
Sentiment note

Earnings per share dropped 86% from previous year, increased provisions for credit losses, higher operating expenses, and compressed margins indicate financial challenges

Unknown Zacks Investment Research • Zacks Equity Research
Here's Why Investors Should Hold Bread Financial (BFH) Now

Bread Financial (BFH) stands to gain from solid consumer spending, credit sales performance and a robust capital position, offset by escalating expenses.

WRLD WU WSFS BFH
Unknown Zacks Investment Research • Zacks Equity Research
Revenue Diversification Aids Ally Financial (ALLY), Costs Ail

Ally Financial's (ALLY) efforts to diversify the revenue base will likely aid profits. Elevated costs due to inorganic growth efforts may hurt the bottom line.

WRLD EZPW ALLY
Unknown Zacks Investment Research • Zacks Equity Research
Zacks Industry Outlook Mr. Cooper, World Acceptance and EZCORP

Mr. Cooper, World Acceptance and EZCORP have been highlighted in this Industry Outlook article.

WRLD EZPW COOP
Unknown Zacks Investment Research • Swayta Shah
3 Consumer Loan Stocks to Buy From a Prospering Industry

Though concerns about rising prices and weak asset quality are likely to hurt the Zacks Consumer Loans industry, the digitization of operations, decent loan demand and easing lending standards will aid Cooper Group (COOP), World Acceptance (WRLD) & EZCORP (EZPW).

COOP WRLD EZPW
Unknown Zacks Investment Research • Zacks Equity Research
World Acceptance (WRLD) Tops Q4 Earnings and Revenue Estimates

World Acceptance (WRLD) delivered earnings and revenue surprises of 40% and 6.89%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?

WRLD ECPG
Unknown Zacks Investment Research • Zacks Equity Research
Enova International (ENVA) Surpasses Q1 Earnings and Revenue Estimates

Enova International (ENVA) delivered earnings and revenue surprises of 11.70% and 5.39%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?

ENVA WRLD
Unknown Zacks Investment Research • Zacks Equity Research
Zacks Industry Outlook Highlights Mr. Cooper, World Acceptance and EZCORP

Mr. Cooper, World Acceptance and EZCORP are part of the Zacks Industry Outlook article.

WRLD EZPW COOP
Unknown Zacks Investment Research • Swayta Shah
3 Consumer Loan Stocks to Buy Despite Grim Industry Prospects

Though concerns about rising prices and weak asset quality are likely to hurt the Zacks Consumer Loans industry, the digitization of operations and easing lending standards are expected to support Cooper Group (COOP), World Acceptance (WRLD) & EZCORP (EZPW).

COOP WRLD EZPW
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