World Acceptance Corporation · Financials · Credit Services
Scores & Status Key
AI Summary Scores: Intraday / Swing / Long scores are synthesized from multi-factor analysis for each timeframe. They summarize current conditions discussed in the report and do not constitute trading recommendations.
Intraday Trend Score: A 0–100 composite from the Trend Explorer™ analytics engine used for ranking and comparison. It describes current conditions and is not a forecast.
Trend Status: A rules-based label (Bullish / Mixed / Bearish) derived from signal confluence (trend structure, momentum, and positioning). It indicates alignment, not expected return.
Last
$171.53
−$0.84 (−0.49%) 3:59 PM ET
After hours$171.96
+$0.43 (+0.25%) 4:11 PM ET
Prev closePrevC$172.37
OpenOpen$172.40
Day highHigh$176.87
Day lowLow$170.86
VolumeVol22,165
Avg volAvgVol59,011
On chart
Interval
Intervals apply to 1D & 5D.
Intervals apply to 1D & 5D.
Scale: Linear
Overlays
Panels
Style
Scale: Linear
Presets
Tools
Tickers only (no ^ indexes). Add up to 5.
Mkt cap
$803.32M
EV/Sales
2.31
P/E ratio
20.42
FY Revenue
$591.92M
EPS
8.44
Gross Margin
91.34%
Div yield
0.00%
Sector
Financials
AI report sections
MIXED
WRLD
World Acceptance Corporation
World Acceptance Corp shows firm positive price momentum over the last 1–6 months supported by bullish technical indicators and a price above key moving averages. Fundamentally, the company combines high gross margins and very strong free cash flow generation with notable recent earnings contraction and meaningful financial leverage. Valuation metrics appear modest on earnings and cash flow but are offset by an elevated EV/EBITDA multiple and a non-trivial short interest profile, pointing to a mixed but analytically interesting risk-reward balance.
AI summarized at 3:59 PM ET, 2026-05-19
AI summary scores
INTRADAY:68SWING:72LONG:63
Volume vs average
Intraday (cumulative)
−45% (Below avg)
Vol/Avg: 0.55×
RSI
40.95(Neutral)
Neutral (40–60)
0255075100
MACD momentum
Intraday
-0.00 (Weak)
MACD: 0.01 Signal: 0.01
Short-Term
+0.33 (Strong)
MACD: -2.23 Signal: -2.56
Long-Term
+0.05 (Strong)
MACD: -3.64 Signal: -3.69
Intraday trend score
50.22
LOW50.22HIGH63.69
Latest news
WRLD•12 articles•Positive: 1Neutral: 0Negative: 3
NegativeGlobeNewswire Inc.• Edelson Lechtzin Llp
World Acceptance Corporation Data Breach Investigation: Edelson Lechtzin LLP Probes Class Action Claims After Customer Data Is Exposed
Edelson Lechtzin LLP is investigating a class action lawsuit against World Acceptance Corporation following a data breach discovered on September 8, 2026. An unknown party gained unauthorized access to WAC's network, potentially exposing customer personal information including names and credit-related data. The firm is offering free case evaluations to affected individuals and recommends enrolling in WAC's complimentary 24-month credit monitoring service.
The company experienced a significant data breach exposing customer personal information, leading to class action litigation. This represents a material cybersecurity failure, potential regulatory consequences, reputational damage, and financial liability from lawsuits and remediation costs including credit monitoring services.
NegativeGlobeNewswire Inc.• Murphy Law Firm
World Acceptance Corporation Data Breach Exposes Personal Information: Murphy Law Firm Investigates Legal Claims
World Acceptance Corporation suffered a data breach in August 2026 that exposed sensitive personal information including names, driver's license numbers, and Social Security numbers of thousands of individuals. Murphy Law Firm is investigating potential class action lawsuits to seek compensation for affected individuals.
The company experienced a significant data breach exposing sensitive personal information of thousands of individuals, including Social Security numbers and driver's license information. This represents a serious security failure, potential regulatory consequences, and reputational damage, with ongoing class action litigation expected.
PositiveThe Motley Fool• Motley Fool Transcribing
World Acceptance (WRLD) Earnings Call Transcript
World Acceptance Corporation reported strong Q3 fiscal 2026 results with 25% growth in new customer outstanding ledger and 5.4% organic customer base expansion. The company improved gross yields by 84 basis points year-over-year and reduced share count by 11% through repurchases. However, the expanded new customer portfolio required an $8 million additional loan loss provision, and management expects incentive compensation expenses to decline in future quarters as temporary overstaffing adjustments are made.
Company demonstrated strong operational momentum with 25% new customer ledger growth, 5.4% organic customer base expansion, 84 basis points yield improvement, and successful share repurchase program (11% reduction). Early credit performance on new customers exceeded expectations with 19% lower first-pay defaults compared to prior high-volume periods. Tax filing business showing substantial year-over-year improvement. Management confidence in portfolio trajectory and shareholder value creation through EPS growth.
NegativeThe Motley Fool• Jesterai
World Acceptance Posts Q1 Profit Drop
World Acceptance reported Q1 FY 2026 earnings with mixed results: revenue slightly increased to $132.5 million, but earnings per share dropped significantly to $0.25, missing analyst expectations. The company faced challenges with higher operating expenses and credit loss provisions.
Earnings per share dropped 86% from previous year, increased provisions for credit losses, higher operating expenses, and compressed margins indicate financial challenges
UnknownZacks Investment Research• Zacks Equity Research
Here's Why Investors Should Hold Bread Financial (BFH) Now
Bread Financial (BFH) stands to gain from solid consumer spending, credit sales performance and a robust capital position, offset by escalating expenses.
WRLDWUWSFSBFH
UnknownZacks Investment Research• Zacks Equity Research
Revenue Diversification Aids Ally Financial (ALLY), Costs Ail
Ally Financial's (ALLY) efforts to diversify the revenue base will likely aid profits. Elevated costs due to inorganic growth efforts may hurt the bottom line.
WRLDEZPWALLY
UnknownZacks Investment Research• Zacks Equity Research
Zacks Industry Outlook Mr. Cooper, World Acceptance and EZCORP
Mr. Cooper, World Acceptance and EZCORP have been highlighted in this Industry Outlook article.
WRLDEZPWCOOP
UnknownZacks Investment Research• Swayta Shah
3 Consumer Loan Stocks to Buy From a Prospering Industry
Though concerns about rising prices and weak asset quality are likely to hurt the Zacks Consumer Loans industry, the digitization of operations, decent loan demand and easing lending standards will aid Cooper Group (COOP), World Acceptance (WRLD) & EZCORP (EZPW).
COOPWRLDEZPW
UnknownZacks Investment Research• Zacks Equity Research
World Acceptance (WRLD) Tops Q4 Earnings and Revenue Estimates
World Acceptance (WRLD) delivered earnings and revenue surprises of 40% and 6.89%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?
WRLDECPG
UnknownZacks Investment Research• Zacks Equity Research
Enova International (ENVA) Surpasses Q1 Earnings and Revenue Estimates
Enova International (ENVA) delivered earnings and revenue surprises of 11.70% and 5.39%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?
ENVAWRLD
UnknownZacks Investment Research• Zacks Equity Research
Zacks Industry Outlook Highlights Mr. Cooper, World Acceptance and EZCORP
Mr. Cooper, World Acceptance and EZCORP are part of the Zacks Industry Outlook article.
WRLDEZPWCOOP
UnknownZacks Investment Research• Swayta Shah
3 Consumer Loan Stocks to Buy Despite Grim Industry Prospects
Though concerns about rising prices and weak asset quality are likely to hurt the Zacks Consumer Loans industry, the digitization of operations and easing lending standards are expected to support Cooper Group (COOP), World Acceptance (WRLD) & EZCORP (EZPW).
COOPWRLDEZPW
News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
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