Velocity Financial, Inc. is exhibiting firm upward price momentum near its 52-week high with multiple bullish technical signals, although momentum indicators are entering overbought territory. Fundamentals show growing net income, rising EPS, and positive free cash flow alongside negative operating income, high leverage, and a current liability position exceeding current assets. Short interest is modest in percentage terms but elevated short volume in recent trading suggests active two-sided positioning, while recent news tone has been broadly constructive around earnings performance.