VEL
Velocity Financial, Inc. · Financials · Mortgage Finance
Last
$18.62
−$0.17 (−0.91%) 4:00 PM ET
After hours $18.59 −$0.03 (−0.16%) 8:34 PM ET
Prev close $18.79
Open $18.65
Day high $19.00
Day low $18.49
Volume 119,434
Avg vol 126,409
Mkt cap
$723.15M
P/E ratio
7.69
EPS
2.42
Sector
Financials
AI report sections
VEL
Velocity Financial, Inc.
Velocity Financial, Inc. is exhibiting firm upward price momentum near its 52-week high with multiple bullish technical signals, although momentum indicators are entering overbought territory. Fundamentals show growing net income, rising EPS, and positive free cash flow alongside negative operating income, high leverage, and a current liability position exceeding current assets. Short interest is modest in percentage terms but elevated short volume in recent trading suggests active two-sided positioning, while recent news tone has been broadly constructive around earnings performance.
AI summarized at 5:40 PM ET, 2026-01-01
AI summary scores
INTRADAY: 63 SWING: 72 LONG: 69
Volume vs average
Intraday (cumulative)
+23% (Above avg)
Vol/Avg: 1.23×
RSI
37.36 (Weak)
Weak (30–40)
MACD momentum
Intraday
-0.01 (Weak)
MACD: -0.01 Signal: -0.01
Short-Term
-0.17 (Weak)
MACD: -0.26 Signal: -0.08
Long-Term
-0.16 (Weak)
MACD: -0.11 Signal: 0.05
Intraday trend score 53.24

Latest news

VEL 12 articles Positive: 2 Neutral: 0 Negative: 0
Positive The Motley Fool • Motley Fool Transcribing
Velocity Financial VEL Q3 2025 Earnings Transcript

Velocity Financial reported record pretax earnings of 66.5% in Q3 2025, with loan production reaching $739 million and net income up 60% year-over-year. The company closed its first single counterparty securitization and maintained strong credit discipline despite temporary real estate owned asset revaluations.

VEL earnings loan production securitization financial performance real estate
Sentiment note

Strong financial performance with record pretax earnings, increased loan production, successful securitization, stable portfolio metrics, and positive management outlook

Positive Zacks Investment Research • Zacks.Com
Zacks.com featured highlights include Pilgrim's Pride, Carriage Services and Velocity Financial

The article highlights three momentum stocks - Pilgrim's Pride, Carriage Services, and Velocity Financial - that have shown strong earnings growth and positive price trends, making them attractive investment options for investors looking to capitalize on the current market uptrend.

PPC CSV VEL momentum stocks Pilgrim's Pride Carriage Services Velocity Financial Driehaus strategy
Sentiment note

Velocity Financial is said to provide property mortgage solutions, with a Momentum Score of A and an average earnings surprise of 16.4% over the past four quarters.

Unknown Zacks Investment Research • Zacks Equity Research
LendingTree (TREE) Rides on Growth Efforts Amid Weak Liquidity

LendingTree (TREE) is set to benefit from its strategic efforts to diversify product offerings and planned acquisitions. However, the weak liquidity position remains a concern.

OCN TREE VEL
Unknown Zacks Investment Research • Zacks Equity Research
Velocity Financial (VEL) Upgraded to Strong Buy: Here's What You Should Know

Velocity Financial (VEL) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.

VEL
Unknown Benzinga • Benzinga Insights
Velocity Financial Stock: A Deep Dive Into Analyst Perspectives (7 Ratings)

In the last three months, 7 analysts have published ratings on Velocity Financial (NYSE:VEL), offering a diverse range of perspectives from bullish to bearish. The table below offers a condensed view of their recent ratings, showcasing the changing sentiments over the past 30 days and comparing them to the preceding months. Bullish Somewhat Bullish Indifferent Somewhat Bearish Bearish Total Ratings 1 5 1 0 0 Last 30D 0 1 0 0 0 1M Ago 0 1 0 0 0 2M Ago 0 0 0 0 0 3M Ago 1 3 1 0 0 Analysts provide deeper insights through their assessments of 12-month price targets, revealing an average target of $18.93, a high estimate of $22.00, and a low estimate of $17.50. Witnessing a positive shift, the current average has risen by 13.76% from the previous average price target of $16.64. Decoding Analyst Ratings: A Detailed Look An in-depth analysis of recent analyst actions unveils how financial experts perceive Velocity Financial. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets. Analyst Analyst Firm Action Taken Rating Current Price Target Prior Price Target Stephen Laws Raymond James Raises Outperform $22.00 $20.00 Chris McGinnis JMP Securities Raises Market Outperform $19.00 $17.50 Stephen Laws Raymond James Raises Outperform $20.00 $17.50 Arren Cyganovich Citigroup Raises Neutral $18.00 $17.00 Sarah Barcomb BTIG Raises Buy $18.00 $17.00 Chris McGinnis JMP Securities Raises Market Outperform $17.50 $13.50 Donald Fandetti Wells Fargo Raises Overweight $18.00 $14.00 Key Insights: Action Taken: In response to dynamic market conditions and company performance, analysts update ...Full story available on Benzinga.com

VEL Analyst Ratings
Unknown Zacks Investment Research • Zacks Equity Research
Here's Why You Should Hold on to LendingTree (TREE) Stock Now

LendingTree's (TREE) reduced dependence on mortgage-related revenue sources and inorganic growth efforts are likely to support financials. Yet, high costs and weak liquidity position are concerning.

TREE FDUS VEL
Unknown Benzinga • Benzinga Insights
What 6 Analyst Ratings Have To Say About Velocity Financial

6 analysts have expressed a variety of opinions on Velocity Financial (NYSE:VEL) over the past quarter, offering a diverse set of opinions from bullish to bearish. The following table summarizes their recent ratings, shedding light on the changing sentiments within the past 30 days and comparing them to the preceding months. Bullish Somewhat Bullish Indifferent Somewhat Bearish Bearish Total Ratings 1 4 1 0 0 Last 30D 0 1 0 0 0 1M Ago 0 0 0 0 0 2M Ago 1 3 1 0 0 3M Ago 0 0 0 0 0 The 12-month price targets assessed by analysts reveal further insights, featuring an average target of $18.42, a high estimate of $20.00, and a low estimate of $17.50. This upward trend is evident, with the current average reflecting a 14.55% increase from the previous average price target of $16.08. Breaking Down Analyst Ratings: A Detailed Examination A comprehensive examination of how financial experts perceive Velocity Financial is derived from recent analyst actions. The following is a detailed summary of key analysts, their recent evaluations, and adjustments to ratings and price targets. Analyst Analyst Firm Action Taken Rating Current Price Target Prior Price Target Chris McGinnis JMP Securities Raises Market Outperform $19.00 $17.50 Stephen Laws Raymond James Raises Outperform $20.00 $17.50 Arren Cyganovich Citigroup Raises Neutral $18.00 $17.00 Sarah Barcomb BTIG Raises Buy $18.00 $17.00 Chris McGinnis JMP Securities Raises Market Outperform $17.50 $13.50 Donald Fandetti Wells Fargo Raises Overweight $18.00 $14.00 Key Insights: Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' ...Full story available on Benzinga.com

VEL Analyst Ratings
Unknown Zacks Investment Research • Zacks Equity Research
Here's Why You Should Buy LendingTree (TREE) Stock Now

LendingTree's (TREE) reduced dependence on mortgage-related revenue sources, home segment revenue growth and inorganic growth efforts are likely to support financials.

TREE PFSI VEL
Unknown Zacks Investment Research • David Bartosiak
Bear of the Day: Ellington Financial (EFC)

Rates heading lower along with earnings on this name.

EFC PFSI VEL
Unknown Zacks Investment Research • Zacks Equity Research
Surging Earnings Estimates Signal Upside for Velocity Financial (VEL) Stock

Velocity Financial (VEL) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.

VEL
Unknown Zacks Investment Research • Zacks Equity Research
Best Momentum Stock to Buy for March 19th

VEL, VEEV and GM made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on March 19, 2024.

GM VEEV VEL
Unknown Benzinga • Benzinga Insights
Velocity Financial Stock: A Deep Dive Into Analyst Perspectives (4 Ratings)

During the last three months, 4 analysts shared their evaluations of Velocity Financial (NYSE:VEL), revealing diverse outlooks from bullish to bearish. The table below summarizes their recent ratings, showcasing the evolving sentiments within the past 30 days and comparing them to the preceding months. Bullish Somewhat Bullish Indifferent Somewhat Bearish Bearish Total Ratings 1 2 1 0 0 Last 30D 1 0 1 0 0 1M Ago 0 2 0 0 0 2M Ago 0 0 0 0 0 3M Ago 0 0 0 0 0 Providing deeper insights, analysts have established 12-month price targets, indicating an average target of $17.88, along with a high estimate of $18.00 and a low estimate of $17.50. This upward trend is evident, with the current average reflecting a 16.25% increase from the previous average price target of $15.38. Interpreting Analyst Ratings: A Closer Look The perception of Velocity Financial by financial experts is analyzed through recent analyst actions. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets. Analyst Analyst Firm Action Taken Rating Current Price Target Prior Price Target Arren Cyganovich Citigroup Raises Neutral $18.00 $17.00 Sarah Barcomb BTIG Raises Buy $18.00 $17.00 Chris McGinnis JMP Securities Raises Market Outperform $17.50 $13.50 Donald Fandetti Wells Fargo Raises Overweight $18.00 $14.00 Key Insights: Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to ...Full story available on Benzinga.com

VEL Analyst Ratings
News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
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