Velocity Financial, Inc. · Financials · Mortgage Finance
Scores & Status Key
AI Summary Scores: Intraday / Swing / Long scores are synthesized from multi-factor analysis for each timeframe. They summarize current conditions discussed in the report and do not constitute trading recommendations.
Intraday Trend Score: A 0–100 composite from the Trend Explorer™ analytics engine used for ranking and comparison. It describes current conditions and is not a forecast.
Trend Status: A rules-based label (Bullish / Mixed / Bearish) derived from signal confluence (trend structure, momentum, and positioning). It indicates alignment, not expected return.
Last
$18.62
−$0.17 (−0.91%) 4:00 PM ET
After hours$18.59
−$0.03 (−0.16%) 8:34 PM ET
Prev closePrevC$18.79
OpenOpen$18.65
Day highHigh$19.00
Day lowLow$18.49
VolumeVol119,434
Avg volAvgVol126,409
On chart
Interval
Intervals apply to 1D & 5D.
Intervals apply to 1D & 5D.
Scale: Linear
Overlays
Panels
Style
Scale: Linear
Presets
Tools
Tickers only (no ^ indexes). Add up to 5.
Mkt cap
$723.15M
P/E ratio
7.69
EPS
2.42
Sector
Financials
AI report sections
MIXED
VEL
Velocity Financial, Inc.
Velocity Financial, Inc. is exhibiting firm upward price momentum near its 52-week high with multiple bullish technical signals, although momentum indicators are entering overbought territory. Fundamentals show growing net income, rising EPS, and positive free cash flow alongside negative operating income, high leverage, and a current liability position exceeding current assets. Short interest is modest in percentage terms but elevated short volume in recent trading suggests active two-sided positioning, while recent news tone has been broadly constructive around earnings performance.
AI summarized at 5:40 PM ET, 2026-01-01
AI summary scores
INTRADAY:63SWING:72LONG:69
Volume vs average
Intraday (cumulative)
+23% (Above avg)
Vol/Avg: 1.23×
RSI
37.36(Weak)
Weak (30–40)
0255075100
MACD momentum
Intraday
-0.01 (Weak)
MACD: -0.01 Signal: -0.01
Short-Term
-0.17 (Weak)
MACD: -0.26 Signal: -0.08
Long-Term
-0.16 (Weak)
MACD: -0.11 Signal: 0.05
Intraday trend score
53.24
LOW35.24HIGH64.24
Latest news
VEL•12 articles•Positive: 2Neutral: 0Negative: 0
PositiveThe Motley Fool• Motley Fool Transcribing
Velocity Financial VEL Q3 2025 Earnings Transcript
Velocity Financial reported record pretax earnings of 66.5% in Q3 2025, with loan production reaching $739 million and net income up 60% year-over-year. The company closed its first single counterparty securitization and maintained strong credit discipline despite temporary real estate owned asset revaluations.
Strong financial performance with record pretax earnings, increased loan production, successful securitization, stable portfolio metrics, and positive management outlook
PositiveZacks Investment Research• Zacks.Com
Zacks.com featured highlights include Pilgrim's Pride, Carriage Services and Velocity Financial
The article highlights three momentum stocks - Pilgrim's Pride, Carriage Services, and Velocity Financial - that have shown strong earnings growth and positive price trends, making them attractive investment options for investors looking to capitalize on the current market uptrend.
Velocity Financial is said to provide property mortgage solutions, with a Momentum Score of A and an average earnings surprise of 16.4% over the past four quarters.
UnknownZacks Investment Research• Zacks Equity Research
LendingTree (TREE) Rides on Growth Efforts Amid Weak Liquidity
LendingTree (TREE) is set to benefit from its strategic efforts to diversify product offerings and planned acquisitions. However, the weak liquidity position remains a concern.
OCNTREEVEL
UnknownZacks Investment Research• Zacks Equity Research
Velocity Financial (VEL) Upgraded to Strong Buy: Here's What You Should Know
Velocity Financial (VEL) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
VEL
UnknownBenzinga• Benzinga Insights
Velocity Financial Stock: A Deep Dive Into Analyst Perspectives (7 Ratings)
In the last three months, 7 analysts have published ratings on Velocity Financial (NYSE:VEL), offering a diverse range of perspectives from bullish to bearish.
The table below offers a condensed view of their recent ratings, showcasing the changing sentiments over the past 30 days and comparing them to the preceding months.
Bullish
Somewhat Bullish
Indifferent
Somewhat Bearish
Bearish
Total Ratings
1
5
1
0
0
Last 30D
0
1
0
0
0
1M Ago
0
1
0
0
0
2M Ago
0
0
0
0
0
3M Ago
1
3
1
0
0
Analysts provide deeper insights through their assessments of 12-month price targets, revealing an average target of $18.93, a high estimate of $22.00, and a low estimate of $17.50. Witnessing a positive shift, the current average has risen by 13.76% from the previous average price target of $16.64.
Decoding Analyst Ratings: A Detailed Look
An in-depth analysis of recent analyst actions unveils how financial experts perceive Velocity Financial. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
Analyst
Analyst Firm
Action Taken
Rating
Current Price Target
Prior Price Target
Stephen Laws
Raymond James
Raises
Outperform
$22.00
$20.00
Chris McGinnis
JMP Securities
Raises
Market Outperform
$19.00
$17.50
Stephen Laws
Raymond James
Raises
Outperform
$20.00
$17.50
Arren Cyganovich
Citigroup
Raises
Neutral
$18.00
$17.00
Sarah Barcomb
BTIG
Raises
Buy
$18.00
$17.00
Chris McGinnis
JMP Securities
Raises
Market Outperform
$17.50
$13.50
Donald Fandetti
Wells Fargo
Raises
Overweight
$18.00
$14.00
Key Insights:
Action Taken: In response to dynamic market conditions and company performance, analysts update ...Full story available on Benzinga.com
VELAnalyst Ratings
UnknownZacks Investment Research• Zacks Equity Research
Here's Why You Should Hold on to LendingTree (TREE) Stock Now
LendingTree's (TREE) reduced dependence on mortgage-related revenue sources and inorganic growth efforts are likely to support financials. Yet, high costs and weak liquidity position are concerning.
TREEFDUSVEL
UnknownBenzinga• Benzinga Insights
What 6 Analyst Ratings Have To Say About Velocity Financial
6 analysts have expressed a variety of opinions on Velocity Financial (NYSE:VEL) over the past quarter, offering a diverse set of opinions from bullish to bearish.
The following table summarizes their recent ratings, shedding light on the changing sentiments within the past 30 days and comparing them to the preceding months.
Bullish
Somewhat Bullish
Indifferent
Somewhat Bearish
Bearish
Total Ratings
1
4
1
0
0
Last 30D
0
1
0
0
0
1M Ago
0
0
0
0
0
2M Ago
1
3
1
0
0
3M Ago
0
0
0
0
0
The 12-month price targets assessed by analysts reveal further insights, featuring an average target of $18.42, a high estimate of $20.00, and a low estimate of $17.50. This upward trend is evident, with the current average reflecting a 14.55% increase from the previous average price target of $16.08.
Breaking Down Analyst Ratings: A Detailed Examination
A comprehensive examination of how financial experts perceive Velocity Financial is derived from recent analyst actions. The following is a detailed summary of key analysts, their recent evaluations, and adjustments to ratings and price targets.
Analyst
Analyst Firm
Action Taken
Rating
Current Price Target
Prior Price Target
Chris McGinnis
JMP Securities
Raises
Market Outperform
$19.00
$17.50
Stephen Laws
Raymond James
Raises
Outperform
$20.00
$17.50
Arren Cyganovich
Citigroup
Raises
Neutral
$18.00
$17.00
Sarah Barcomb
BTIG
Raises
Buy
$18.00
$17.00
Chris McGinnis
JMP Securities
Raises
Market Outperform
$17.50
$13.50
Donald Fandetti
Wells Fargo
Raises
Overweight
$18.00
$14.00
Key Insights:
Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' ...Full story available on Benzinga.com
VELAnalyst Ratings
UnknownZacks Investment Research• Zacks Equity Research
Here's Why You Should Buy LendingTree (TREE) Stock Now
LendingTree's (TREE) reduced dependence on mortgage-related revenue sources, home segment revenue growth and inorganic growth efforts are likely to support financials.
TREEPFSIVEL
UnknownZacks Investment Research• David Bartosiak
Bear of the Day: Ellington Financial (EFC)
Rates heading lower along with earnings on this name.
EFCPFSIVEL
UnknownZacks Investment Research• Zacks Equity Research
Surging Earnings Estimates Signal Upside for Velocity Financial (VEL) Stock
Velocity Financial (VEL) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
VEL
UnknownZacks Investment Research• Zacks Equity Research
Best Momentum Stock to Buy for March 19th
VEL, VEEV and GM made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on March 19, 2024.
GMVEEVVEL
UnknownBenzinga• Benzinga Insights
Velocity Financial Stock: A Deep Dive Into Analyst Perspectives (4 Ratings)
During the last three months, 4 analysts shared their evaluations of Velocity Financial (NYSE:VEL), revealing diverse outlooks from bullish to bearish.
The table below summarizes their recent ratings, showcasing the evolving sentiments within the past 30 days and comparing them to the preceding months.
Bullish
Somewhat Bullish
Indifferent
Somewhat Bearish
Bearish
Total Ratings
1
2
1
0
0
Last 30D
1
0
1
0
0
1M Ago
0
2
0
0
0
2M Ago
0
0
0
0
0
3M Ago
0
0
0
0
0
Providing deeper insights, analysts have established 12-month price targets, indicating an average target of $17.88, along with a high estimate of $18.00 and a low estimate of $17.50. This upward trend is evident, with the current average reflecting a 16.25% increase from the previous average price target of $15.38.
Interpreting Analyst Ratings: A Closer Look
The perception of Velocity Financial by financial experts is analyzed through recent analyst actions. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
Analyst
Analyst Firm
Action Taken
Rating
Current Price Target
Prior Price Target
Arren Cyganovich
Citigroup
Raises
Neutral
$18.00
$17.00
Sarah Barcomb
BTIG
Raises
Buy
$18.00
$17.00
Chris McGinnis
JMP Securities
Raises
Market Outperform
$17.50
$13.50
Donald Fandetti
Wells Fargo
Raises
Overweight
$18.00
$14.00
Key Insights:
Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to ...Full story available on Benzinga.com
VELAnalyst Ratings
News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
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