UVSP
Univest Financial Corporation · Financials · Banks - Regional
Last
$39.07
−$0.38 (−0.95%) 4:00 PM ET
After hours $39.06 −$0.00 (−0.01%) 9:19 PM ET
Prev close $39.44
Open $39.25
Day high $39.68
Day low $38.46
Volume 510,140
Avg vol 183,764
Mkt cap
$1.10B
P/E ratio
12.44
FY Revenue
$518.35M
EPS
3.14
Gross Margin
63.29%
Sector
Financials
AI report sections
UVSP
Univest Financial Corporation
Univest Financial Corporation shows steady price appreciation over the past year with the stock trading near the upper half of its 52-week range while near-term technicals indicate a relatively balanced momentum profile. Fundamentally, the company combines solid profitability, positive but modest growth, and healthy free cash flow generation with moderate leverage and a cash-rich balance sheet. Valuation multiples appear moderate relative to earnings and cash flow while only modest revenue growth and some signs of short-term technical indecision temper the overall picture.
AI summarized at 12:27 AM ET, 2026-04-01
AI summary scores
INTRADAY: 58 SWING: 64 LONG: 72
Volume vs average
Intraday (cumulative)
+273% (Above avg)
Vol/Avg: 3.73×
RSI
62.82 (Strong)
Strong (60–70)
MACD momentum
Intraday
+0.02 (Strong)
MACD: 0.08 Signal: 0.06
Short-Term
+0.00 (Strong)
MACD: 0.66 Signal: 0.66
Long-Term
+0.02 (Strong)
MACD: 1.32 Signal: 1.31
Intraday trend score 62.78

Latest news

UVSP 12 articles Positive: 1 Neutral: 2 Negative: 0
Neutral The Motley Fool • Motley Fool Transcribing
Univest (UVSP) Q2 2025 Earnings Transcript

Univest Financial reported Q2 2025 net income of $20 million ($0.69 per share) with stable core deposit growth offsetting seasonal outflows. Net interest margin expanded 11 basis points sequentially to 3.2%, supported by improved asset yields. The company faces headwinds from loan prepayments despite strong $507 million in commercial loan production year-to-date, resulting in net loan contraction. Management lowered full-year loan growth guidance to 1-3% and expense growth to 2-4%, while maintaining net interest income growth guidance of 10-12%. A $7.3 million charge-off from a suspected fraudulent credit relationship raised credit concerns, though management states overall credit quality remains strong.

UVSP Q2 2025 earnings net interest margin expansion loan prepayments deposit competition credit quality concerns guidance revision share buybacks
Sentiment note

Mixed results with positive NIM expansion and strong loan production offset by loan contraction due to prepayments, a significant fraud-related charge-off, and competitive deposit pressures. Lowered expense guidance is positive, but overall credit risk and deposit competition create near-term headwinds. Management maintains confidence in capital deployment through buybacks with 2-3 year earn-back periods.

Positive The Motley Fool • Motley Fool Transcribing
Univest (UVSP) Q4 2025 Earnings Call Transcript

Univest Financial Corporation reported record full-year earnings per share of $3.13 with Q4 2025 net income of $22.7 million ($0.79 per share), a 21.5% increase year-over-year. The bank achieved solid Q4 loan growth of $129.3 million (7.6% annualized) after early payoff pressures in the first three quarters, though full-year loan growth was modest at 1.3%. Deposits declined quarterly due to public fund outflows, partially offset by consumer deposit gains. Management projects 2-3% loan growth for 2026 with 4-6% net interest income growth, while facing ongoing deposit competition and rate compression in commercial lending.

UVSP earnings loan growth deposit outflows net interest margin share repurchase asset quality commercial lending
Sentiment note

Record full-year EPS of $3.13, strong Q4 earnings growth of 21.5% YoY, improved asset quality metrics, solid loan growth recovery in Q4, and increased share repurchase authorization demonstrate solid financial performance and management confidence. However, modest full-year loan growth (1.3%), deposit outflows, and competitive pressures on margins temper the outlook.

Neutral GlobeNewswire Inc. • N/A
Univest Financial Corporation to Hold Third Quarter 2024 Earnings Call

Univest Financial Corporation, the parent company of Univest Bank and Trust Co., will host a conference call to discuss its third quarter 2024 earnings on October 24, 2024. The earnings are scheduled to be released on October 23, 2024.

UVSP Univest Financial Corporation Univest Bank and Trust Co. earnings call third quarter 2024
Sentiment note

The article provides factual information about Univest Financial Corporation's upcoming earnings call, without any explicit positive or negative sentiment.

Unknown Zacks Investment Research • Zacks Equity Research
Univest (UVSP) Is Up 5.42% in One Week: What You Should Know

Does Univest (UVSP) have what it takes to be a top stock pick for momentum investors? Let's find out.

UVSP
Unknown Zacks Investment Research • Zacks Equity Research
Univest (UVSP) Tops Q1 Earnings and Revenue Estimates

Univest (UVSP) delivered earnings and revenue surprises of 25% and 7.93%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?

UVSP SHBI
Unknown GlobeNewswire Inc. • Univest Financial Corporation
Univest Financial Corporation Reports First Quarter Results

SOUDERTON, Pa., April 24, 2024 (GLOBE NEWSWIRE) -- Univest Financial Corporation (“Univest” or the "Corporation") (NASDAQ: UVSP), parent company of Univest Bank and Trust Co. (the "Bank") and its insurance, investments and equipment financing subsidiaries, announced net income for the quarter ended March 31, 2024 was $20.3 million, or $0.69 diluted earnings per share, compared to net income of $21.0 million, or $0.71 diluted earnings per share, for the quarter ended March 31, 2023.

UVSP Dividend Reports and Estimates Earnings Releases and Operating Results Conference Calls/ Webcasts
Unknown GlobeNewswire Inc. • Univest Financial Corporation
Univest Financial Corporation to Hold First Quarter 2024 Earnings Call

SOUDERTON, Pa., April 05, 2024 (GLOBE NEWSWIRE) -- Univest Financial Corporation (Nasdaq: UVSP), parent company of Univest Bank and Trust Co. and its insurance, investment and equipment finance subsidiaries, announced it will host a conference call to discuss its first quarter 2024 earnings on Thursday, April 25, 2024 at 9:00 a.m. Earnings are scheduled to be released after the close of the market on Wednesday, April 24, 2024.

UVSP Calendar of Events Conference Calls/ Webcasts
Unknown GlobeNewswire Inc. • Univest Financial Corporation
Univest Financial Corporation Reports Fourth Quarter and 2023 Results

SOUDERTON, Pa., Jan. 24, 2024 (GLOBE NEWSWIRE) -- Univest Financial Corporation (“Univest” or the "Corporation") (NASDAQ: UVSP), parent company of Univest Bank and Trust Co. (the "Bank") and its insurance, investments and equipment financing subsidiaries, announced net income for the quarter ended December 31, 2023 was $16.3 million, or $0.55 diluted earnings per share, compared to net income of $23.8 million, or $0.81 diluted earnings per share, for the quarter ended December 31, 2022.

UVSP Earnings Releases and Operating Results
Unknown Zacks Investment Research • Zacks Equity Research
Metropolitan Bank Holding Corp. (MCB) Q4 Earnings Miss Estimates

Metropolitan Bank Holding Corp. (MCB) delivered earnings and revenue surprises of -15.23% and 4.26%, respectively, for the quarter ended December 2023. Do the numbers hold clues to what lies ahead for the stock?

MCB UVSP
Unknown GlobeNewswire Inc. • Univest Financial Corporation
Univest Financial Corporation to Hold Fourth Quarter 2023 Earnings Call

SOUDERTON, Pa., Jan. 08, 2024 (GLOBE NEWSWIRE) -- Univest Financial Corporation (Nasdaq: UVSP), parent company of Univest Bank and Trust Co. and its insurance, investment and equipment finance subsidiaries, announced it will host a conference call to discuss its fourth quarter 2023 earnings on Thursday, January 25, 2024 at 9:00 a.m. Earnings are scheduled to be released after the close of the market on Wednesday, January 24, 2024.

UVSP Calendar of Events Conference Calls/ Webcasts
Unknown Benzinga • Benzinga Insights
Piper Sandler Maintains Neutral Rating for Univest Financial: Here's What You Need To Know

Piper Sandler has decided to maintain its Neutral rating of Univest Financial (NASDAQ:UVSP) and lower its price target from $18.00 to $17.00. Shares of Univest Financial are trading up 0.0% over the last 24 hours, at $17.20 per share. A move to $17.00 would account for a 1.16% decrease from the current share price. About Univest Financial Univest Financial Corp is engaged in domestic banking services for individuals, businesses, municipalities, and non-profit organizations. The bank has three operating segments; Banking segment provides financial services including a full range of banking services such as deposit taking, loan origination, and servicing, mortgage banking, other general banking services, and equipment lease ...Full story available on Benzinga.com

UVSP Analyst Ratings
Unknown Zacks Investment Research • Zacks Equity Research
Univest (UVSP) Beats Q3 Earnings Estimates

Univest (UVSP) delivered earnings and revenue surprises of 16% and 0.36%, respectively, for the quarter ended September 2023. Do the numbers hold clues to what lies ahead for the stock?

UVSP CZNC
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