UVSP
Univest Financial Corporation · Financials · Banks - Regional
Last
$41.06
+$0.67 (+1.66%) 3:59 PM ET
After hours $41.04 −$0.03 (−0.06%) 1:13 AM ET
Prev close $40.39
Open $40.80
Day high $41.18
Day low $40.45
Volume 138,856
Avg vol 233,874
Mkt cap
$1.11B
EV/Sales
2.45
P/E ratio
11.32
FY Revenue
$521.98M
EPS
3.57
Gross Margin
65.06%
Div yield
2.29%
Sector
Financials
AI report sections
UVSP
Univest Financial Corporation
UVSP retains substantial six- and twelve-month price appreciation, although the latest close sits fractionally below the 50-day average and recent one-month performance is slightly negative. Earnings and cash generation show modest bottom-line growth alongside positive free cash flow, while revenue contracted marginally and daily short-volume activity was elevated. Valuation measures and the dividend yield provide a comparatively moderate fundamental context despite mixed near-term technical signals.
AI summarized at 2:29 PM ET, 2026-09-16
AI summary scores
INTRADAY: 54 SWING: 58 LONG: 73
Volume vs average
Intraday (cumulative)
−13% (Below avg)
Vol/Avg: 0.87×
RSI
34.94 (Weak)
Weak (30–40)
MACD momentum
Intraday
+0.00 (Strong)
MACD: 0.05 Signal: 0.05
Short-Term
-0.08 (Weak)
MACD: -0.42 Signal: -0.34
Long-Term
-0.08 (Weak)
MACD: -0.65 Signal: -0.58
Intraday trend score 51.01

Latest news

UVSP 12 articles Positive: 3 Neutral: 2 Negative: 0
Positive Zacks Investment Research • Na
Why Univest (UVSP) is a Great Dividend Stock Right Now

Univest (UVSP), a finance sector company headquartered in Souderton, is presented as a compelling dividend investment opportunity. The stock offers a 2.21% dividend yield with an annualized dividend of $0.92, up 5.7% year-over-year. With a low 27% payout ratio and expected earnings growth of 18.85% for 2026, the company demonstrates solid fundamentals, though it carries a Zacks Rank #3 (Hold) rating.

UVSP dividend yield dividend growth payout ratio earnings growth income investing finance sector
Sentiment note

Univest demonstrates strong fundamentals with a 2.21% dividend yield exceeding industry average (2.18%), consistent dividend growth of 5.7% year-over-year, a conservative 27% payout ratio allowing room for future increases, and robust expected earnings growth of 18.85% for 2026. These factors position it as an attractive dividend investment opportunity.

Positive Zacks Investment Research • Na
Univest (UVSP) Could Be a Great Choice

Univest (UVSP), a Northeast-based finance company, is highlighted as an attractive dividend play for income investors. The company offers a 2.24% dividend yield with a 5.7% year-over-year increase in annualized dividends. With a low 27% payout ratio and solid earnings growth projected at 17.25% for 2026, UVSP carries a Zacks Rank #2 (Buy) rating, making it a compelling investment opportunity despite the typical challenges dividend stocks face during rising interest rate periods.

UVSP dividend yield income investing dividend growth payout ratio earnings growth Zacks Rank
Sentiment note

Univest demonstrates strong fundamentals for dividend investors with a 2.24% yield exceeding industry average (2.18%), consistent dividend growth (5.7% YoY), a conservative 27% payout ratio allowing room for future increases, and solid projected earnings growth of 17.25% for 2026. The Zacks Rank #2 (Buy) rating further supports a positive outlook.

Neutral The Motley Fool • Motley Fool Transcribing
Univest (UVSP) Q2 2025 Earnings Transcript

Univest Financial reported Q2 2025 net income of $20 million ($0.69 per share) with stable core deposit growth offsetting seasonal outflows. Net interest margin expanded 11 basis points sequentially to 3.2%, supported by improved asset yields. The company faces headwinds from loan prepayments despite strong $507 million in commercial loan production year-to-date, resulting in net loan contraction. Management lowered full-year loan growth guidance to 1-3% and expense growth to 2-4%, while maintaining net interest income growth guidance of 10-12%. A $7.3 million charge-off from a suspected fraudulent credit relationship raised credit concerns, though management states overall credit quality remains strong.

UVSP Q2 2025 earnings net interest margin expansion loan prepayments deposit competition credit quality concerns guidance revision share buybacks
Sentiment note

Mixed results with positive NIM expansion and strong loan production offset by loan contraction due to prepayments, a significant fraud-related charge-off, and competitive deposit pressures. Lowered expense guidance is positive, but overall credit risk and deposit competition create near-term headwinds. Management maintains confidence in capital deployment through buybacks with 2-3 year earn-back periods.

Positive The Motley Fool • Motley Fool Transcribing
Univest (UVSP) Q4 2025 Earnings Call Transcript

Univest Financial Corporation reported record full-year earnings per share of $3.13 with Q4 2025 net income of $22.7 million ($0.79 per share), a 21.5% increase year-over-year. The bank achieved solid Q4 loan growth of $129.3 million (7.6% annualized) after early payoff pressures in the first three quarters, though full-year loan growth was modest at 1.3%. Deposits declined quarterly due to public fund outflows, partially offset by consumer deposit gains. Management projects 2-3% loan growth for 2026 with 4-6% net interest income growth, while facing ongoing deposit competition and rate compression in commercial lending.

UVSP earnings loan growth deposit outflows net interest margin share repurchase asset quality commercial lending
Sentiment note

Record full-year EPS of $3.13, strong Q4 earnings growth of 21.5% YoY, improved asset quality metrics, solid loan growth recovery in Q4, and increased share repurchase authorization demonstrate solid financial performance and management confidence. However, modest full-year loan growth (1.3%), deposit outflows, and competitive pressures on margins temper the outlook.

Neutral GlobeNewswire Inc. • N/A
Univest Financial Corporation to Hold Third Quarter 2024 Earnings Call

Univest Financial Corporation, the parent company of Univest Bank and Trust Co., will host a conference call to discuss its third quarter 2024 earnings on October 24, 2024. The earnings are scheduled to be released on October 23, 2024.

UVSP Univest Financial Corporation Univest Bank and Trust Co. earnings call third quarter 2024
Sentiment note

The article provides factual information about Univest Financial Corporation's upcoming earnings call, without any explicit positive or negative sentiment.

Unknown Zacks Investment Research • Zacks Equity Research
Univest (UVSP) Is Up 5.42% in One Week: What You Should Know

Does Univest (UVSP) have what it takes to be a top stock pick for momentum investors? Let's find out.

UVSP
Unknown Zacks Investment Research • Zacks Equity Research
Univest (UVSP) Tops Q1 Earnings and Revenue Estimates

Univest (UVSP) delivered earnings and revenue surprises of 25% and 7.93%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?

UVSP SHBI
Unknown GlobeNewswire Inc. • Univest Financial Corporation
Univest Financial Corporation Reports First Quarter Results

SOUDERTON, Pa., April 24, 2024 (GLOBE NEWSWIRE) -- Univest Financial Corporation (“Univest” or the "Corporation") (NASDAQ: UVSP), parent company of Univest Bank and Trust Co. (the "Bank") and its insurance, investments and equipment financing subsidiaries, announced net income for the quarter ended March 31, 2024 was $20.3 million, or $0.69 diluted earnings per share, compared to net income of $21.0 million, or $0.71 diluted earnings per share, for the quarter ended March 31, 2023.

UVSP Dividend Reports and Estimates Earnings Releases and Operating Results Conference Calls/ Webcasts
Unknown GlobeNewswire Inc. • Univest Financial Corporation
Univest Financial Corporation to Hold First Quarter 2024 Earnings Call

SOUDERTON, Pa., April 05, 2024 (GLOBE NEWSWIRE) -- Univest Financial Corporation (Nasdaq: UVSP), parent company of Univest Bank and Trust Co. and its insurance, investment and equipment finance subsidiaries, announced it will host a conference call to discuss its first quarter 2024 earnings on Thursday, April 25, 2024 at 9:00 a.m. Earnings are scheduled to be released after the close of the market on Wednesday, April 24, 2024.

UVSP Calendar of Events Conference Calls/ Webcasts
Unknown GlobeNewswire Inc. • Univest Financial Corporation
Univest Financial Corporation Reports Fourth Quarter and 2023 Results

SOUDERTON, Pa., Jan. 24, 2024 (GLOBE NEWSWIRE) -- Univest Financial Corporation (“Univest” or the "Corporation") (NASDAQ: UVSP), parent company of Univest Bank and Trust Co. (the "Bank") and its insurance, investments and equipment financing subsidiaries, announced net income for the quarter ended December 31, 2023 was $16.3 million, or $0.55 diluted earnings per share, compared to net income of $23.8 million, or $0.81 diluted earnings per share, for the quarter ended December 31, 2022.

UVSP Earnings Releases and Operating Results
Unknown Zacks Investment Research • Zacks Equity Research
Metropolitan Bank Holding Corp. (MCB) Q4 Earnings Miss Estimates

Metropolitan Bank Holding Corp. (MCB) delivered earnings and revenue surprises of -15.23% and 4.26%, respectively, for the quarter ended December 2023. Do the numbers hold clues to what lies ahead for the stock?

MCB UVSP
Unknown GlobeNewswire Inc. • Univest Financial Corporation
Univest Financial Corporation to Hold Fourth Quarter 2023 Earnings Call

SOUDERTON, Pa., Jan. 08, 2024 (GLOBE NEWSWIRE) -- Univest Financial Corporation (Nasdaq: UVSP), parent company of Univest Bank and Trust Co. and its insurance, investment and equipment finance subsidiaries, announced it will host a conference call to discuss its fourth quarter 2023 earnings on Thursday, January 25, 2024 at 9:00 a.m. Earnings are scheduled to be released after the close of the market on Wednesday, January 24, 2024.

UVSP Calendar of Events Conference Calls/ Webcasts
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