UPST — Upstart Holdings, Inc. Stock Price, Chart & AI Report

Negative Jun 1, 2026 • 18:57 UTC GlobeNewswire Inc. • Levi & Korsinsky, Llp

UPST Investor Alert: Upstart Holdings Securities Fraud Lawsuit - Investors With Losses May Seek to Lead the Class Action After Executives Allegedly Inflated AI Projections: Levi & Korsinsky

Upstart Holdings faces a securities class action lawsuit after allegedly inflating AI model performance projections. The company's flagship AI underwriting model suppressed loan approvals in Q3 2025, leading to a $4.49 per share (9.71%) decline and a $44 million revenue guidance cut. Institutional investors who purchased shares between May 14, 2025 and November 4, 2025 may seek lead plaintiff status by the June 8, 2026 deadline.

UPST securities fraud class action lawsuit AI model inflated projections revenue guidance cut lead plaintiff institutional investors

Sentiment note

Company faces securities fraud allegations for allegedly inflating AI model performance, resulting in significant stock price decline (9.71%), substantial revenue guidance reduction ($44 million cut), and a class action lawsuit with institutional investor participation.

Negative May 30, 2026 • 22:52 UTC GlobeNewswire Inc. • Rosen Law Firm

GOSS DEADLINE NOTICE: ROSEN, RECOGNIZED INVESTOR COUNSEL, Encourages Gossamer Bio, Inc. Investors with Losses in Excess of $100K to Secure Counsel Before Important June 1 Deadline in Securities Class Action – GOSS

Rosen Law Firm has issued deadline notices for securities class action lawsuits against Gossamer Bio, Upstart Holdings, and POET Technologies. Investors with losses exceeding $100K are encouraged to secure counsel before upcoming deadlines. The lawsuits allege false and misleading statements regarding clinical trial design and other material facts.

GOSS UPST POET securities class action investor losses lead plaintiff deadline false statements clinical trial

Sentiment note

Company is subject to securities class action lawsuit with an upcoming June 8 deadline, indicating alleged securities violations and investor losses.

Negative May 30, 2026 • 21:25 UTC GlobeNewswire Inc. • Rosen Law Firm

UPST DEADLINE NOTICE: ROSEN, LEADING TRIAL ATTORNEYS, Encourages Upstart Holdings, Inc. Investors with Losses in Excess of $100K to Secure Counsel Before Important June 8 Deadline in Securities Class Action – UPST

Rosen Law Firm is notifying investors in Upstart Holdings, Inc. (NASDAQ: UPST) of a June 8, 2026 deadline to join a securities class action lawsuit. The lawsuit alleges that Upstart made false and misleading statements regarding its Model 22 AI risk assessment tool, claiming it frequently overreacted to negative macroeconomic signals, overstated accuracy, and negatively impacted revenue results, rendering the company's 2025 revenue guidance unreliable.

UPST securities class action lead plaintiff deadline Model 22 false statements misleading disclosures revenue guidance investor losses

Sentiment note

The company is the subject of a securities class action lawsuit alleging material misstatements and omissions regarding its AI model's performance and accuracy. The lawsuit claims defendants made false statements about Model 22's capabilities and that the model's conservative assessment negatively impacted revenue, making previously issued guidance unreliable.

Negative May 29, 2026 • 13:00 UTC GlobeNewswire Inc. • The Gross Law Firm

UPST DEADLINE: The Gross Law Firm Reminds Upstart, Inc. Investors of Upcoming Securities Class Action Deadline

A securities class action lawsuit has been filed against Upstart, Inc. alleging that the company issued materially false and misleading statements regarding its AI Model 22. The complaint claims the model frequently overreacted to negative macroeconomic signals, leading to overstated accuracy claims and overly conservative credit assessments that negatively impacted revenue. The deadline for lead plaintiff registration is June 8, 2026.

UPST securities class action Upstart Inc AI model false statements misleading disclosure revenue guidance lead plaintiff deadline

Sentiment note

The company is facing a securities class action lawsuit alleging material misstatements and omissions regarding its AI Model 22's performance and accuracy. The allegations suggest the company overstated the model's capabilities and failed to disclose its negative impact on revenue, which constitutes fraud and investor harm.

Neutral May 28, 2026 • 18:18 UTC The Motley Fool • Pamela Kock

Upstart vs. Pagaya Technologies: Which Financial Stock Is a Better Buy in 2026?

Upstart and Pagaya Technologies both use AI to revolutionize lending by replacing traditional credit scores. Upstart generated $1.1B in revenue with $53.6M net income but faces risks from high customer concentration and negative free cash flow of -$166.1M. Pagaya achieved $1.3B revenue with $81.4M net income and positive free cash flow of $224.7M, trading at lower valuations. For long-term investors, Pagaya appears to offer a more balanced opportunity due to its superior financial health and less direct exposure to borrower defaults.

UPST PGY PGYWW FICO AI lending credit assessment fintech machine learning

Sentiment note

Strong revenue growth (58.9% YoY) and profitability demonstrate market traction, but significant concerns include high customer concentration (61% from top 3 partners), negative free cash flow (-$166.1M), elevated debt-to-equity ratio (2.3x), and vulnerability to macroeconomic factors. First-mover advantage is offset by operational risks.

Positive May 28, 2026 • 18:11 UTC The Motley Fool • James Brumley

Upstart's Auto Loan Push Is the 1 Story That Could Change the AI Lending Thesis

Upstart Holdings is expanding beyond its core unsecured personal loan business into auto loans and mortgages, with Q1 auto loan originations quadrupling year-over-year to $263 million and mortgage originations reaching $143 million. While these segments remain small compared to the $3 billion in personal loans, they represent significant growth opportunities given the massive size of the auto loan ($1.7 trillion) and mortgage ($18.8 trillion) markets. The company has originated only 12,202 car loans and 2,300 home loans versus 410,854 personal loans, indicating substantial room for market penetration.

UPST EFX TRU EXPGY AI lending auto loans mortgage loans credit scoring algorithm

Sentiment note

The company is demonstrating strong growth acceleration in high-margin markets (auto loans quadrupled YoY), with its AI-powered credit scoring algorithm proving superior to traditional methods. The expansion into larger loan markets (autos and mortgages) from its smaller personal loan base presents substantial long-term growth potential, though current penetration remains minimal.

Negative May 28, 2026 • 02:29 UTC GlobeNewswire Inc. • Rosen Law Firm

ROSEN, A TOP RANKED LAW FIRM, Encourages Upstart Holdings, Inc. Investors to Secure Counsel Before Important June 8 Deadline in Securities Class Action – UPST

A securities class action lawsuit has been filed against Upstart Holdings, Inc. (NASDAQ: UPST) alleging that the company made false and misleading statements regarding its Model 22 AI risk assessment tool. The lawsuit claims the model frequently overreacted to negative macroeconomic signals, leading to overstated accuracy claims and inflated revenue guidance for 2025. Investors who purchased UPST securities between May 14, 2025 and November 4, 2025 may be eligible to join the class action with a lead plaintiff deadline of June 8, 2026.

UPST securities class action false statements Model 22 revenue guidance investor damages lead plaintiff deadline

Sentiment note

The company is the subject of a securities class action lawsuit alleging material misstatements and omissions regarding its AI model's accuracy and performance, which resulted in overstated revenue guidance and investor losses.

Negative May 28, 2026 • 02:24 UTC GlobeNewswire Inc. • Rosen Law Firm

ROSEN, GLOBAL INVESTOR COUNSEL, Encourages Graphic Packaging Holding Company Investors to Secure Counsel Before Important Deadline in Securities Class Action – GPK

Rosen Law Firm is soliciting investors for multiple securities class action lawsuits. The primary case involves Graphic Packaging Holding Company (GPK), where investors who purchased securities between February 4, 2025 and February 2, 2026 may be eligible for compensation. The lawsuit alleges that Graphic Packaging made false statements regarding inventory management, demand, costs, and financial guidance. The lead plaintiff deadline is July 6, 2026. Additional class actions are mentioned for Upstart Holdings (UPST) and Immutep Ltd. (IMMP).

GPK UPST IMMP securities class action false statements investor compensation lead plaintiff financial guidance

Sentiment note

The company is subject to a securities class action lawsuit, indicating alleged investor harm and potential corporate misconduct, though specific details are not provided in the excerpt.

Negative May 25, 2026 • 16:00 UTC GlobeNewswire Inc. • Bronstein, Gewirtz & Grossman Llc

Bronstein, Gewirtz & Grossman LLC Urges Upstart Holdings, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

A class action lawsuit has been filed against Upstart Holdings, Inc. alleging that the company made false and misleading statements about its Model 22 AI underwriting model. The complaint claims the model frequently overreacted to negative macroeconomic signals, overstating its accuracy and approval rates, and negatively impacting revenue results. The class period covers purchases between May 14, 2025 and November 4, 2025, with a lead plaintiff deadline of June 8, 2026.

UPST class action lawsuit securities fraud AI underwriting model false statements investor harm revenue guidance lead plaintiff

Sentiment note

The company is the defendant in a securities fraud class action lawsuit alleging material misstatements about its AI model's performance, accuracy, and impact on financial results. This represents significant legal and reputational risk to investors.

Negative May 24, 2026 • 23:39 UTC GlobeNewswire Inc. • Rosen Law Firm

ROSEN, A LONGSTANDING AND TRUSTED FIRM, Encourages Upstart Holdings, Inc. Investors to Secure Counsel Before Important Deadline in Securities Class Action – UPST

Rosen Law Firm is urging investors who purchased Upstart Holdings (NASDAQ: UPST) securities between May 14, 2025 and November 4, 2025 to join a class action lawsuit. The lawsuit alleges that Upstart made false statements about its Model 22 AI risk assessment tool, claiming it frequently overreacted to negative economic signals, overstated accuracy, and negatively impacted revenue guidance. The lead plaintiff deadline is June 8, 2026.

UPST securities class action Upstart Holdings Model 22 false statements investor losses lead plaintiff deadline AI risk assessment

Sentiment note

The company is the subject of a securities class action lawsuit alleging material misstatements regarding its Model 22 AI tool's accuracy and impact on revenue guidance. Investors claim they suffered damages due to false and misleading public statements about the model's performance and reliability.

Negative May 24, 2026 • 23:25 UTC GlobeNewswire Inc. • Rosen Law Firm

GOSSAMER DEADLINE: ROSEN, A LEADING INVESTOR RIGHTS LAW FIRM, Encourages Gossamer Bio, Inc. Investors with Losses in Excess of $100K to Secure Counsel Before Important Deadline in Securities Class Action – GOSS

Rosen Law Firm is encouraging investors who purchased securities in Gossamer Bio, Upstart Holdings, and FS KKR Capital Corp. during specified periods to join class action lawsuits. The firm is seeking a lead plaintiff for the Gossamer case by June 1, 2026, with allegations involving false statements regarding a Phase 3 clinical study.

GOSS UPST FSK securities class action lead plaintiff deadline investor losses clinical trial false statements

Sentiment note

Company is subject to an ongoing securities class action lawsuit with an important deadline for investors, though specific allegations are not detailed in the provided excerpt.

Negative May 21, 2026 • 23:21 UTC GlobeNewswire Inc. • Rosen Law Firm

ROSEN, SKILLED INVESTOR COUNSEL, Encourages Upstart Holdings, Inc. Investors to Secure Counsel Before Important Deadline in Securities Class Action – UPST

A securities class action lawsuit has been filed against Upstart Holdings, Inc. (NASDAQ: UPST) alleging that the company made false and misleading statements regarding its Model 22 AI risk assessment tool. The lawsuit claims the model frequently overreacted to negative macroeconomic signals, leading to overstated accuracy claims and inflated revenue guidance for 2025. Investors who purchased UPST securities between May 14, 2025 and November 4, 2025 may be eligible for compensation. The lead plaintiff deadline is June 8, 2026.

UPST securities class action false statements Model 22 revenue guidance investor losses lead plaintiff deadline

Sentiment note

The company is the subject of a securities class action lawsuit alleging material misstatements regarding its AI model's accuracy and performance, which led to inflated revenue guidance and investor losses.