Unity Bancorp, Inc. · Financials · Banks - Regional
Scores & Status Key
AI Summary Scores: Intraday / Swing / Long scores are synthesized from multi-factor analysis for each timeframe. They summarize current conditions discussed in the report and do not constitute trading recommendations.
Intraday Trend Score: A 0–100 composite from the Trend Explorer™ analytics engine used for ranking and comparison. It describes current conditions and is not a forecast.
Trend Status: A rules-based label (Bullish / Mixed / Bearish) derived from signal confluence (trend structure, momentum, and positioning). It indicates alignment, not expected return.
Last
$56.24
+$0.18 (+0.32%) 1:59 PM ET
Prev closePrevC$56.06
OpenOpen$56.46
Day highHigh$57.68
Day lowLow$55.79
VolumeVol49,283
Avg volAvgVol58,286
On chart
Interval
Intervals apply to 1D & 5D.
Intervals apply to 1D & 5D.
Scale: Linear
Overlays
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Style
Scale: Linear
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Tickers only (no ^ indexes). Add up to 5.
Mkt cap
$564.41M
EV/Sales
4.45
P/E ratio
9.63
FY Revenue
$193.70M
EPS
5.82
Gross Margin
69.92%
Div yield
1.07%
Sector
Financials
AI report sections
MIXED
UNTY
Unity Bancorp, Inc.
No AI report section text found yet for this symbol.
AI summarized at 9:52 AM ET, 2026-10-07
AI summary scores
INTRADAY:23SWING:35LONG:70
Volume vs average
Intraday (cumulative)
+128% (Above avg)
Vol/Avg: 2.28×
RSI
48.98(Neutral)
Neutral (40–60)
0255075100
MACD momentum
Intraday
-0.04 (Weak)
MACD: -0.12 Signal: -0.08
Short-Term
+0.14 (Strong)
MACD: -0.81 Signal: -0.95
Long-Term
-0.04 (Weak)
MACD: -1.14 Signal: -1.10
Intraday trend score
47.79
LOW47.79HIGH63.27
Latest news
UNTY•12 articles•Positive: 9Neutral: 2Negative: 1
NegativeZacks Investment Research• Na
Unity Bancorp (UNTY) Q3 Earnings and Revenues Surpass Estimates
Unity Bancorp reported Q3 2026 earnings of $1.51 per share, beating consensus estimates of $1.49, with revenues of $36.65 million exceeding expectations by 2.78%. However, the stock received a Zacks Rank #4 (Sell) rating due to unfavorable estimate revision trends ahead of the earnings release. The stock has underperformed the S&P 500 year-to-date, gaining 7.1% versus the market's 14.1% gain.
Despite beating earnings and revenue estimates, the company received a Zacks Rank #4 (Sell) rating due to unfavorable estimate revision trends. The stock has significantly underperformed the broader market year-to-date (7.1% vs 14.1% for S&P 500), and analysts expect it to continue underperforming in the near term.
NeutralZacks Investment Research• Na
Equity Bancshares (EQBK) Earnings Expected to Grow: Should You Buy?
Equity Bancshares (EQBK) is positioned as a strong earnings-beat candidate for Q3 2026 with a positive Earnings ESP of +0.15% combined with a Zacks Rank #1 rating. The company is expected to report EPS of $1.31 (up 8.3% YoY) and revenues of $84.83 million (up 18.9% YoY). Meanwhile, Unity Bancorp (UNTY) is expected to post EPS of $1.49 (up 12% YoY) but carries a Zacks Rank #4 (Sell), making earnings predictions less conclusive despite a +0.45% Earnings ESP.
While Earnings ESP is positive at +0.45%, the Zacks Rank #4 (Sell) rating makes it difficult to conclusively predict an earnings beat. The conflicting signals between positive ESP and negative rank create uncertainty despite the company beating estimates 3 out of last 4 quarters.
NeutralZacks Investment Research• Zacks.Com
Unity Bancorp (UNTY) to Report Q3 Results: Wall Street Expects Earnings Growth
Unity Bancorp is expected to report Q3 2026 earnings of $1.49 per share (up 12% YoY) with revenues of $35.66 million (up 8.7% YoY). However, the stock carries a Zacks Rank #4 and an Earnings ESP of +0.45%, making it difficult to predict an earnings beat. The company has beaten consensus estimates in 3 of the last 4 quarters but missed the most recent quarter by -1.39%.
UNTYQ3 earningsearnings growthearnings per sharerevenue growthearnings surpriseZacks RankEarnings ESP
Sentiment note
While the company is expected to deliver year-over-year earnings and revenue growth, the combination of a Zacks Rank #4 (Sell) rating and a modest Earnings ESP of +0.45% makes it difficult to predict an earnings beat. Recent earnings history shows a miss in the last quarter (-1.39%), despite beating estimates in 3 of the previous 4 quarters. The neutral sentiment reflects mixed signals that do not strongly support either bullish or bearish positioning ahead of the earnings release.
PositiveGlobeNewswire Inc.• Na
Unity Bank Celebrates 20th Anniversary Charity Car Show Benefiting Family Promise
Unity Bank is hosting its 20th Anniversary Charity Car Show on October 4, 2026, at its Clinton, New Jersey headquarters. The family-friendly event will feature classic and custom vehicles, entertainment, food vendors, and various activities, with all proceeds benefiting Family Promise of Warren County and Family Promise of Hunterdon County to support families experiencing homelessness.
UNTYcharity car showcommunity eventhomelessness supportfundraiserclassic carsnonprofit partnership
Sentiment note
The article highlights Unity Bank's 20-year commitment to community philanthropy and charitable giving. The successful, well-established annual event demonstrates strong corporate social responsibility and positive community engagement, reflecting well on the organization's values and reputation.
PositiveGlobeNewswire Inc.• Na
Unity Bank Named New Jersey Economic Development Authority Premier Lender
Unity Bancorp, Inc. (NASDAQ: UNTY) has been approved by the New Jersey Economic Development Authority Board as a participant in the NJEDA Premier Lender Program. This partnership enables Unity Bank to expand financing opportunities for small businesses across New Jersey by providing greater access to affordable capital and flexible financing solutions through NJEDA-guaranteed or participated loans.
UNTYNJEDA Premier Lender Programsmall business financingcommercial loanseconomic developmentNew Jersey banking
Sentiment note
The company received approval for a strategic partnership that expands its lending capabilities and market reach. This recognition strengthens its competitive position in small business lending, reduces lending exposure through NJEDA participation, and aligns with its growth strategy in the region.
PositiveGlobeNewswire Inc.• Na
Unity Bancorp Reports Quarterly Earnings of $15.5 Million and Full Year Earnings of $58.0 Million
Unity Bancorp, Inc. (NASDAQ: UNTY) reported record full-year 2025 net income of $58.0 million ($5.67 per diluted share), a 39.8% increase from 2024. Q4 2025 net income reached $15.5 million ($1.52 per diluted share). The bank achieved strong organic growth with gross loans increasing 12.6% and deposits growing 10.7%. However, a $15.5 million owner-occupied commercial mortgage relationship entered nonaccrual status due to tariff impacts on the borrower's business, resulting in a $1.6 million pre-tax income impact.
UNTYearnings reportnet income growthloan growthdeposit growthnonperforming assetscommercial mortgageROA
Sentiment note
Record annual net income with 39.8% year-over-year growth, strong organic expansion in loans (12.6%) and deposits (10.7%), healthy lending pipelines, and solid profitability metrics (2.17% ROA, 18.07% ROE). While a single $15.5 million credit entered nonaccrual status, management indicated it is well-secured with minimal expected loss, and the overall financial performance remains robust.
PositiveBenzinga• Globe Newswire
Unity Bancorp Announces Fourth Quarter Dividend
Unity Bancorp has declared a cash dividend of $0.15 per common share, payable on December 19, 2025, to shareholders of record as of December 5, 2025. The financial services organization is headquartered in Clinton, New Jersey, with approximately $2.9 billion in assets.
Positive sentiment due to consistent dividend declaration, strong asset base, and clear financial communication
PositiveGlobeNewswire Inc.• James A. Hughes
Unity Bancorp Reports Quarterly Earnings of $14.4 Million
Unity Bancorp reported Q3 2025 net income of $14.4 million, with loan and deposit growth of 3.6-3.7%. The bank opened its 22nd branch in Madison, NJ, and converted Patriot National Bancorp debt position into restricted shares.
Strong financial performance with net income of $14.4 million, expanded net interest margin, organic balance sheet growth, and strategic expansion with new branch opening
PositiveBenzinga• Globe Newswire
Unity Bancorp Announces 7% Increase in Third Quarter Dividend
Unity Bancorp has declared a cash dividend of $0.15 per common share, payable on September 19, 2025, representing a 7% increase from the previous quarter. The company's CEO highlighted confidence in their earnings strength and long-term growth trajectory.
Increased dividend, strong financial confidence, and positive statement from CEO about earnings strength and growth trajectory indicate a positive outlook for the company
PositiveGlobeNewswire Inc.• James A. Hughes
Unity Bancorp Announces 7% Increase in Third Quarter Dividend
Unity Bancorp announced a quarterly cash dividend of $0.15 per common share, payable on September 19, 2025, reflecting the company's confidence in its financial performance and growth trajectory.
The company expressed confidence in its earnings strength, increased dividend, and long-term growth trajectory, indicating a positive financial outlook
PositiveGlobeNewswire Inc.• James A. Hughes
Unity Bancorp Reports Quarterly Earnings of $16.5 Million
Unity Bancorp reported record Q2 2025 net income of $16.5 million, driven by one-time gains from securities sale and credit loss release. The bank saw loan growth of 5.4% year-to-date and remains optimistic about future economic conditions.
Strong financial performance with record net income, loan growth, stable credit quality, and optimistic outlook for future economic conditions
PositiveGlobeNewswire Inc.• N/A
Unity Bancorp Announces Second Quarter Dividend
Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.14 per common share, payable on June 20, 2025, to shareholders of record as of June 6, 2025. Unity Bank, the Company's wholly owned subsidiary, provides financial services to retail, corporate, and small business customers.
UNTYUnity BancorpUnity Bankcash dividend
Sentiment note
The company is declaring a cash dividend, which is a positive sign for shareholders and indicates the company's financial stability and ability to return value to investors.
News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
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