Unity Bancorp, Inc. · Financials · Banks - Regional
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Last
$53.28
−$0.07 (−0.13%) 4:00 PM ET
After hours$54.25
+$0.97 (+1.82%) 12:54 AM ET
Prev closePrevC$53.35
OpenOpen$53.31
Day highHigh$53.46
Day lowLow$52.00
VolumeVol65,725
Avg volAvgVol47,789
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Mkt cap
$530.94M
P/E ratio
10.11
FY Revenue
$180.83M
EPS
5.27
Gross Margin
69.10%
Sector
Financials
AI report sections
MIXED
UNTY
Unity Bancorp, Inc.
No AI report section text found yet for this symbol.
Unity Bancorp Reports Quarterly Earnings of $15.5 Million and Full Year Earnings of $58.0 Million
Unity Bancorp, Inc. (NASDAQ: UNTY) reported record full-year 2025 net income of $58.0 million ($5.67 per diluted share), a 39.8% increase from 2024. Q4 2025 net income reached $15.5 million ($1.52 per diluted share). The bank achieved strong organic growth with gross loans increasing 12.6% and deposits growing 10.7%. However, a $15.5 million owner-occupied commercial mortgage relationship entered nonaccrual status due to tariff impacts on the borrower's business, resulting in a $1.6 million pre-tax income impact.
UNTYearnings reportnet income growthloan growthdeposit growthnonperforming assetscommercial mortgageROA
Sentiment note
Record annual net income with 39.8% year-over-year growth, strong organic expansion in loans (12.6%) and deposits (10.7%), healthy lending pipelines, and solid profitability metrics (2.17% ROA, 18.07% ROE). While a single $15.5 million credit entered nonaccrual status, management indicated it is well-secured with minimal expected loss, and the overall financial performance remains robust.
PositiveBenzinga• Globe Newswire
Unity Bancorp Announces Fourth Quarter Dividend
Unity Bancorp has declared a cash dividend of $0.15 per common share, payable on December 19, 2025, to shareholders of record as of December 5, 2025. The financial services organization is headquartered in Clinton, New Jersey, with approximately $2.9 billion in assets.
Positive sentiment due to consistent dividend declaration, strong asset base, and clear financial communication
PositiveGlobeNewswire Inc.• James A. Hughes
Unity Bancorp Reports Quarterly Earnings of $14.4 Million
Unity Bancorp reported Q3 2025 net income of $14.4 million, with loan and deposit growth of 3.6-3.7%. The bank opened its 22nd branch in Madison, NJ, and converted Patriot National Bancorp debt position into restricted shares.
Strong financial performance with net income of $14.4 million, expanded net interest margin, organic balance sheet growth, and strategic expansion with new branch opening
PositiveBenzinga• Globe Newswire
Unity Bancorp Announces 7% Increase in Third Quarter Dividend
Unity Bancorp has declared a cash dividend of $0.15 per common share, payable on September 19, 2025, representing a 7% increase from the previous quarter. The company's CEO highlighted confidence in their earnings strength and long-term growth trajectory.
Increased dividend, strong financial confidence, and positive statement from CEO about earnings strength and growth trajectory indicate a positive outlook for the company
PositiveGlobeNewswire Inc.• James A. Hughes
Unity Bancorp Announces 7% Increase in Third Quarter Dividend
Unity Bancorp announced a quarterly cash dividend of $0.15 per common share, payable on September 19, 2025, reflecting the company's confidence in its financial performance and growth trajectory.
The company expressed confidence in its earnings strength, increased dividend, and long-term growth trajectory, indicating a positive financial outlook
PositiveGlobeNewswire Inc.• James A. Hughes
Unity Bancorp Reports Quarterly Earnings of $16.5 Million
Unity Bancorp reported record Q2 2025 net income of $16.5 million, driven by one-time gains from securities sale and credit loss release. The bank saw loan growth of 5.4% year-to-date and remains optimistic about future economic conditions.
Strong financial performance with record net income, loan growth, stable credit quality, and optimistic outlook for future economic conditions
PositiveGlobeNewswire Inc.• N/A
Unity Bancorp Announces Second Quarter Dividend
Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.14 per common share, payable on June 20, 2025, to shareholders of record as of June 6, 2025. Unity Bank, the Company's wholly owned subsidiary, provides financial services to retail, corporate, and small business customers.
UNTYUnity BancorpUnity Bankcash dividend
Sentiment note
The company is declaring a cash dividend, which is a positive sign for shareholders and indicates the company's financial stability and ability to return value to investors.
PositiveGlobeNewswire Inc.• N/A
Unity Bancorp Reports Quarterly Earnings of $11.6 Million
Unity Bancorp, Inc. reported a 0.8% increase in net income for the first quarter of 2025, with strong loan and deposit growth. The company's CEO highlighted the bank's commitment to supporting economic development in its local communities.
The article highlights Unity Bancorp's strong financial performance, with a 0.8% increase in net income, solid loan and deposit growth, and the CEO's positive comments about the company's commitment to supporting its local communities.
PositiveBenzinga• Globe Newswire
Unity Bancorp Announces 8% Increase in First Quarter Dividend
Unity Bancorp, Inc. announced an 8% increase in its first quarter dividend to $0.14 per common share, payable on March 28, 2025. The company cited its robust financial health and confidence in growth and earnings outlook as reasons for the dividend increase.
UNTYUnity Bancorpdividendearnings
Sentiment note
The company announced an 8% increase in its first quarter dividend, indicating strong financial performance and confidence in future growth.
PositiveInvesting.com• Marketbeat.Com
3 Cheap Small-Cap Banks for Dividend Growth Investors
The article discusses three small-cap banks - Unity Bancorp (UNTY), Plumas Bancorp (PLBC), and Community Trust Bancorp (CTBI) - that are attractive for dividend growth investors due to their solid financial performance, higher interest rates, and healthy consumer and commercial activity.
The article notes that Unity Bancorp has a healthy balance sheet, sufficient credit loss provisions, and a low payout ratio, making it an attractive option for dividend growth investors.
PositiveGlobeNewswire Inc.• N/A
Unity Bank Expands Sustainability Commitment with New EV Charging Stations
Unity Bank has installed new EV charging stations at its Clinton, New Jersey headquarters, offering fast charging capabilities and discounts for employees and customers. The move is part of the bank's commitment to sustainability and supporting the adoption of electric vehicles.
UNTYelectric vehiclesEV charging stationssustainabilityUnity Bank
Sentiment note
The article highlights Unity Bank's investment in EV charging infrastructure, which demonstrates the company's commitment to sustainability and supporting the adoption of electric vehicles. This is a positive move that benefits the bank's employees, customers, and the local community.
PositiveBenzinga• Globe Newswire
Unity Bancorp Inc. Declares Cash Dividend
Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.13 per common share, payable on December 31, 2024, to shareholders of record as of December 13, 2024.
UNTYUnity Bancorpcash dividend
Sentiment note
The company is declaring a cash dividend, which is generally seen as a positive sign for shareholders.
News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
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