United Community Banks, Inc. · Financials · Banks - Regional
Scores & Status Key
AI Summary Scores: Intraday / Swing / Long scores are synthesized from multi-factor analysis for each timeframe. They summarize current conditions discussed in the report and do not constitute trading recommendations.
Intraday Trend Score: A 0–100 composite from the Trend Explorer™ analytics engine used for ranking and comparison. It describes current conditions and is not a forecast.
Trend Status: A rules-based label (Bullish / Mixed / Bearish) derived from signal confluence (trend structure, momentum, and positioning). It indicates alignment, not expected return.
Last
$33.17
−$0.20 (−0.61%) 3:59 PM ET
After hours$33.16
−$0.01 (−0.02%) 3:44 AM ET
Prev closePrevC$33.37
OpenOpen$33.14
Day highHigh$33.31
Day lowLow$32.74
VolumeVol926,928
Avg volAvgVol878,064
On chart
Interval
Intervals apply to 1D & 5D.
Intervals apply to 1D & 5D.
Scale: Linear
Overlays
Panels
Style
Scale: Linear
Presets
Tools
Tickers only (no ^ indexes). Add up to 5.
Mkt cap
$4.02B
EV/Sales
3.29
P/E ratio
10.86
FY Revenue
$1.54B
EPS
3.07
Gross Margin
71.94%
Div yield
3.06%
Sector
Financials
AI report sections
MIXED
UCB
United Community Banks, Inc.
No AI report section text found yet for this symbol.
Volume vs average
Intraday (cumulative)
+53% (Above avg)
Vol/Avg: 1.53×
RSI
39.62(Weak)
Weak (30–40)
0255075100
MACD momentum
Intraday
+0.00 (Strong)
MACD: 0.05 Signal: 0.05
Short-Term
-0.00 (Weak)
MACD: -0.42 Signal: -0.42
Long-Term
-0.05 (Weak)
MACD: -0.61 Signal: -0.57
Intraday trend score
43.34
LOW36.61HIGH53.50
Latest news
UCB•12 articles•Positive: 8Neutral: 3Negative: 1
NeutralZacks Investment Research• Zacks.Com
Live Oak Bancshares (LOB) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
Live Oak Bancshares is expected to report Q3 2026 earnings of $0.68 per share (up 23.6% YoY) with revenues of $167.5 million (up 14.7% YoY) on October 21. However, with an Earnings ESP of 0% and Zacks Rank #3, the stock is not considered a compelling earnings-beat candidate. The company has beaten consensus estimates in 3 of the last 4 quarters.
LOBLOBPAUCBearnings reportQ3 2026earnings per sharerevenue growthEarnings ESP
Sentiment note
Expected earnings of $0.77 per share show modest YoY growth of only 2.7%, with revenue growth of just 1.6%. The negative Earnings ESP of -0.65% combined with Zacks Rank #2 (Buy) makes it difficult to predict an earnings beat. The company has surpassed EPS estimates only once in the last four quarters, indicating weak historical performance.
NegativeZacks Investment Research• Zacks.Com
United Community Banks (UCB) Reports Next Week: Wall Street Expects Earnings Growth
United Community Banks is expected to report Q3 2026 earnings on October 20, with consensus estimates of $0.77 EPS (up 2.7% YoY) and $281.33M in revenues (up 1.6% YoY). However, the stock carries a negative Earnings ESP of -0.65%, indicating recent analyst pessimism. With a mixed track record of beating estimates (only 1 beat in last 4 quarters) and a recent miss of -11.25%, UCB is not considered a compelling earnings-beat candidate despite its Zacks Rank #2 rating.
UCBearnings reportUnited Community BanksQ3 2026earnings surpriseEarnings ESPconsensus estimatesbank holding company
Sentiment note
Negative Earnings ESP of -0.65% indicates recent analyst downgrades; company has missed consensus estimates in recent quarters (only 1 beat in last 4 quarters with most recent miss of -11.25%); combination of negative ESP and Zacks Rank #2 makes earnings beat prediction difficult and unreliable
PositiveZacks Investment Research• Na
Why United Community Banks (UCB) is a Great Dividend Stock Right Now
United Community Banks (UCB), a Greenville-based bank holding company, is highlighted as an attractive dividend investment opportunity. The company offers a dividend yield of 3.12%, above its industry average of 1.97%, with an annualized dividend of $1.04 up 6.1% year-over-year. UCB has increased dividends 4 times over the last 5 years with an average annual increase of 6.51%. With a conservative 35% payout ratio and expected earnings growth of 9.96% for 2026, the company holds a Zacks Rank of #2 (Buy), making it a compelling investment for income-focused investors.
UCBdividend yieldincome investingdividend growthbank holding companyearnings growthpayout ratio
Sentiment note
The company demonstrates consistent dividend growth (6.51% average annual increase over 5 years), above-industry dividend yield (3.12% vs 1.97% industry average), a conservative payout ratio (35%) allowing room for future growth, strong expected earnings growth (9.96% for 2026), and a favorable Zacks Rank of #2 (Buy). These factors collectively indicate a solid investment opportunity for dividend-focused investors.
PositiveZacks Investment Research• Zacks.Com
United Community Banks (UCB) is a Top Dividend Stock Right Now: Should You Buy?
United Community Banks (UCB), a Greenville-based bank holding company, is highlighted as a compelling dividend investment opportunity with a 2.84% yield, outperforming both its industry average (1.89%) and the S&P 500 (1.34%). The company has increased its dividend 4 times over the past 5 years with an average annual increase of 6.51%, and projects solid earnings growth of 8.12% for 2026. However, the stock carries a Zacks Rank of #3 (Hold), suggesting a cautious stance despite its dividend appeal.
UCB demonstrates strong dividend fundamentals with a 2.84% yield exceeding industry and market averages, consistent dividend growth history (6 times in 5 years), solid projected earnings growth of 8.12% for 2026, and a conservative 35% payout ratio indicating room for future dividend increases. The company is positioned as a compelling dividend investment opportunity.
PositiveBenzinga• Na
United Community Banks, Inc. Announces Quarterly Cash Dividend on Common Stock
United Community Banks, Inc. (NYSE: UCB) announced that its Board of Directors approved a quarterly cash dividend of $0.25 per share on common stock, payable on July 3, 2026 to shareholders of record as of June 15, 2026. The company operates as a top-100 U.S. financial institution with $28.2 billion in assets across 200 offices in six southeastern states.
UCBdividend announcementquarterly cash dividendshareholder returnsUnited Community Banksbanking sector
Sentiment note
The announcement of a quarterly cash dividend demonstrates the company's financial strength and commitment to returning capital to shareholders. Regular dividend payments are typically viewed positively as they indicate stable earnings and management confidence in future performance.
PositiveBenzinga• Na
United Community Banks, Inc. and Peach State Bancshares, Inc., The Parent of Peach State Bank & Trust, Announce Merger Agreement
United Community Banks, Inc. (NYSE: UCB) announced a definitive merger agreement to acquire Peach State Bancshares, Inc. and its subsidiary Peach State Bank & Trust in a stock and cash transaction valued at $100.8 million. The merger is expected to close in Q3 2026 and is projected to be accretive to United's earnings per share by approximately $0.09 in 2027, or $0.12 with share repurchases. Peach State Bank, headquartered in Gainesville, Georgia, has $788 million in assets and two branches in Hall County.
UCBmerger agreementacquisitionstock and cash transactionearnings accretioncommunity bankingGeorgia expansion
Sentiment note
The merger is strategically beneficial for United, strengthening its presence in the fast-growing Gainesville area. The deal is expected to be accretive to earnings per share ($0.09-$0.12 in 2027), aligns with acquisition criteria, and combines complementary cultures and operations. Management expresses enthusiasm about the partnership and synergies.
NeutralGlobeNewswire Inc.• Na
United Community Banks, Inc. Announces Date for First Quarter 2026 Earnings Release and Conference Call
United Community Banks, Inc. (NYSE: UCB) announced it will release its first quarter 2026 financial results on April 21, 2026, before market open, followed by a conference call at 9:00 a.m. EST to discuss financial results, business highlights, and outlook. The company operates 199 offices across six southeastern states with $28 billion in assets as of December 31, 2025.
The article is a routine announcement of earnings release date and conference call details. It contains standard corporate communications with no material news, financial performance data, or forward-looking statements that would indicate positive or negative sentiment. The promotional content about awards and recognition is excluded from sentiment analysis as instructed.
PositiveBenzinga• Globe Newswire
United Community Banks, Inc. Announces Quarterly Cash Dividend On Common Stock
United Community Banks, Inc. declared a quarterly cash dividend of $0.25 per share, payable on January 5, 2026, to shareholders of record as of December 15, 2025.
Company announced a consistent dividend payment, indicating financial stability and commitment to shareholders. The bank also highlighted multiple awards and strong performance metrics, suggesting a healthy business position.
NeutralGlobeNewswire Inc.• Joe Reis
Coalesce Launches JOIN: A Three-City Data Community Tour Featuring Joe Reis and Local Data Leaders
Coalesce is hosting a three-city event series called JOIN, focusing on candid discussions about data and AI, featuring networking opportunities and insights from industry leaders across San Francisco, Atlanta, and Phoenix.
Mentioned as a participant with enterprise data platform expertise
PositiveBenzinga• Globe Newswire
United Community Banks, Inc. Announces Quarterly Cash Dividend on Common and Preferred Stock
United Community Banks increased its quarterly cash dividend by 4.2% to $0.25 per share, payable on October 3, 2025. The company also approved a preferred stock dividend of $429.6875 per share, to be paid on September 15, 2025.
Increased dividend indicates financial strength, consistent performance, and confidence in future earnings. The company also highlights multiple awards and recognition in the banking sector.
PositiveBenzinga• Globe Newswire
United Community Banks, Inc. Announces Quarterly Cash Dividend on Preferred Stock
United Community Banks, Inc. announced a quarterly cash dividend on its 6.875% Non-Cumulative Perpetual Preferred Stock, Series I, payable on March 14, 2025 to shareholders of record on February 28, 2025.
UCBUCBPIdividendpreferred stockUnited Community Banks
Sentiment note
The company is paying a quarterly cash dividend on its preferred stock, which indicates financial stability and a commitment to returning value to shareholders.
PositiveGlobeNewswire Inc.• N/A
United Community Banks, Inc. Announces Increased Quarterly Cash Dividend and Larger Share Repurchase Program on Common Stock and Declares Preferred Stock Dividend
United Community Banks, Inc. has announced a 4% increase in its quarterly cash dividend to $0.24 per share on its common stock, as well as an increase in its share repurchase program to $100 million and the declaration of a quarterly cash dividend on its preferred stock.
UCBUCBPIdividendshare repurchasepreferred stock
Sentiment note
The company is increasing its quarterly cash dividend and share repurchase program, which are generally seen as positive signals for shareholders.
News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
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