STEL
Stellar Bancorp, Inc. · Financials · Banks - Regional
Last
$37.67
−$0.81 (−2.12%) 4:00 PM ET
After hours $37.66 −$0.01 (−0.01%) 8:34 PM ET
Prev close $38.48
Open $38.13
Day high $38.16
Day low $37.24
Volume 472,724
Avg vol 782,987
Mkt cap
$1.91B
P/E ratio
19.41
FY Revenue
$601.77M
EPS
1.94
Gross Margin
70.21%
Sector
Financials
AI report sections
STEL
Stellar Bancorp, Inc.
Stellar Bancorp’s share price is near its 52-week high with strong 1–12 month returns and price action above key moving averages, while momentum indicators show an overbought technical backdrop. Fundamentally, the bank exhibits solid profitability, positive free cash flow, low leverage, and a modest dividend, offset by slight revenue and earnings contraction over the latest twelve months. Valuation multiples appear moderate relative to cash generation and balance sheet strength, but the ongoing merger-related legal investigations and negative news tone introduce additional event-driven uncertainty.
AI summarized at 1:42 PM ET, 2026-02-03
AI summary scores
INTRADAY: 63 SWING: 78 LONG: 72
Volume vs average
Intraday (cumulative)
−27% (Below avg)
Vol/Avg: 0.73×
RSI
62.33 (Strong)
Strong (60–70)
MACD momentum
Intraday
+0.00 (Strong)
MACD: 0.01 Signal: 0.01
Short-Term
-0.30 (Weak)
MACD: 1.06 Signal: 1.36
Long-Term
-0.12 (Weak)
MACD: 2.05 Signal: 2.17
Intraday trend score 55.74

Latest news

STEL 12 articles Positive: 5 Neutral: 1 Negative: 5
Negative GlobeNewswire Inc. • Halper Sadeh Llc
Halper Sadeh LLC is Investigating Whether TPH, STEL, DVN, MPX are Obtaining Fair Deals for their Shareholders

Halper Sadeh LLC, an investor rights law firm, is investigating four companies for potential securities law violations and breaches of fiduciary duties related to their proposed transactions. The firm is examining whether insiders are receiving unfair benefits and whether deal terms limit competing offers. The investigations cover Tri Pointe Homes' sale to Sumitomo Forestry, Stellar Bancorp's sale to Prosperity Bancshares, Devon Energy's merger with Coterra Energy, and Marine Products' sale to MasterCraft Boat Holdings.

TPH STEL DVN MPX shareholder rights merger investigation fiduciary duty securities law
Sentiment note

Under investigation for potential violations related to its sale to Prosperity Bancshares, raising questions about whether shareholders are receiving fair consideration for the mixed stock and cash deal.

Negative Benzinga • Prnewswire
SHAREHOLDER ALERT: The M&A Class Action Firm Is Investigating The Merger--SKYT, GORO, STEL, and VTYX

Class action law firm Monteverde & Associates PC is investigating four merger transactions: SkyWater Technology's sale to IonQ, Gold Resource Corporation's sale to Goldgroup Mining, Stellar Bancorp's sale to Prosperity Bancshares, and Ventyx Biosciences' sale to Eli Lilly. The firm is seeking shareholders who may have concerns about these proposed deals.

SKYT GORO STEL VTYX merger investigation class action lawsuit shareholder alert M&A
Sentiment note

Company is subject to class action investigation regarding its merger terms, with shareholder vote scheduled for March 3, 2026, indicating potential disputes over deal terms

Negative GlobeNewswire Inc. • Halper Sadeh Llc
Halper Sadeh LLC is Investigating STEL, CLBK, NFBK, VTYX on Behalf of Shareholders

Investor rights law firm Halper Sadeh LLC is investigating four companies for potential securities law violations and fiduciary duty breaches related to corporate transactions: Stellar Bancorp's sale to Prosperity Bancshares, Columbia Financial's merger with Northfield Bancorp, and Ventyx Biosciences' acquisition by Eli Lilly. The firm is seeking increased consideration for shareholders and additional disclosures.

STEL CLBK NFBK VTYX securities violations fiduciary duty shareholder investigation merger
Sentiment note

Under investigation for potential securities law violations and fiduciary duty breaches related to its sale to Prosperity Bancshares, suggesting shareholders may not have received fair consideration.

Negative GlobeNewswire Inc. • Halper Sadeh Llc
Halper Sadeh LLC Encourages STEL, GORO, SKYT Shareholders to Contact the Firm to Discuss Their Rights

Investor rights law firm Halper Sadeh LLC is investigating three companies for potential federal securities law violations and breaches of fiduciary duties related to their proposed acquisitions: Stellar Bancorp's sale to Prosperity Bancshares, Gold Resource Corporation's sale to Goldgroup Mining Inc., and SkyWater Technology's sale to IonQ. The firm is seeking increased consideration for shareholders and additional disclosures.

STEL GORO SKYT securities law violations fiduciary duty breach mergers and acquisitions shareholder rights investor litigation
Sentiment note

Company is under investigation for potential securities law violations and fiduciary duty breaches related to its acquisition by Prosperity Bancshares, suggesting concerns about fair dealing and disclosure to shareholders.

Negative Benzinga • Prnewswire
SHAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of Stellar Bancorp, Inc. (NYSE: STEL)

Monteverde & Associates PC, a class action securities firm, has announced an investigation into Stellar Bancorp's proposed sale to Prosperity Bancshares. Under the deal terms, Stellar shareholders would receive 0.3803 shares of Prosperity common stock and $11.36 in cash per share. The firm is questioning whether the deal represents a fair valuation for shareholders.

STEL PB class action M&A investigation merger fairness shareholder rights acquisition securities litigation
Sentiment note

The announcement of a class action investigation into the proposed merger raises concerns about the fairness of the deal terms for shareholders, suggesting potential undervaluation or unfavorable transaction conditions.

Positive Benzinga • Lekha Gupta
Prosperity-Stellar Merger Set To Create Second Largest Texas Bank

Prosperity Bancshares and Stellar Bancorp announced a merger deal valued at approximately $2.002 billion, creating the second largest bank by deposits headquartered in Texas with over 330 banking centers. The merger is expected to close in Q2 2026 pending regulatory approvals. Both companies reported mixed earnings results, with Prosperity slightly beating on EPS but missing on revenue, while Stellar met EPS expectations and exceeded revenue estimates. Prosperity shares fell 9.03% while Stellar shares rose 11.03% following the announcements.

PB STEL merger banking Texas earnings M&A deposits
Sentiment note

Stellar shares surged 11.03% following the merger announcement and earnings beat on revenue. The positive price action reflects shareholder approval of the deal terms, which provide a premium valuation, combined with solid operational performance exceeding revenue expectations.

Positive The Motley Fool • The Motley Fool
These Cryptocurrencies Have Seen a Massive Post-Election Boost. Can They Maintain That Momentum?

Cryptocurrencies like Algorand, Stellar, and XRP have seen significant gains since the 2020 US election, driven by factors like potential tax benefits and regulatory changes. However, the broader crypto market is still in its infancy, and widespread adoption remains a challenge.

STEL cryptocurrency Algorand Stellar XRP regulation adoption
Sentiment note

Stellar is another US-based cryptocurrency project that could benefit from potential tax-friendly policies, and it has been shortlisted by the Federal Reserve for its upcoming FedNow payment system.

Positive The Motley Fool • Dominic Basulto
The Crypto Market Is Doing Something It Typically Only Does 1 Time Per Year -- and History Is Very Clear What Happens Next

The crypto market is currently in 'altcoin season', where smaller cryptocurrencies are outperforming Bitcoin. This typically happens once a year and can lead to significant gains for altcoins, though investors should focus on more established cryptocurrencies with long-term potential.

BTM BTMWW ETHV STEL crypto market altcoin season Bitcoin cryptocurrencies
Sentiment note

Stellar is another altcoin that has seen impressive gains of 415% in the past 90 days during the current altcoin season.

Positive The Motley Fool • The Motley Fool
Why Stellar, Polkadot and NEAR Protocol Were 3 Of the Biggest Crypto Winners This Weekend

Stellar, Polkadot, and NEAR Protocol saw significant price increases over the weekend, driven by unique catalysts for each project, such as Grayscale's Stellar Lumens Trust, Polkadot's potential integration with Cardano, and NEAR Protocol's network improvements.

STEL Stellar Polkadot NEAR Protocol cryptocurrency price movement
Sentiment note

Stellar saw a 45.9% surge in price, driven by Grayscale's announcement of a 10% increase in net inflows into its Stellar Lumens Trust, indicating strong investor interest in the project.

Neutral GlobeNewswire Inc. • Upcx Team
UPCX Mainnet Launch Imminent: Revolutionizing Payments and Financial Services

UPCX, a high-speed blockchain system, is launching its mainnet in mid-October. The mainnet is designed to enhance payments and financial services, with features like high transaction speeds, smart contracts, and cross-chain interoperability, aiming to democratize global finance.

STEL blockchain payments financial services mainnet UPCX
Sentiment note

Similar to Ripple, the article compares UPCX's features to those of Stellar, highlighting UPCX's advantages, but does not provide a clear sentiment on Stellar.

Positive The Motley Fool • Leo Sun
Is Ripple (XRP) on Track to Hit $1 by 2025? - The Motley Fool

XRP, the cryptocurrency of the Ripple payment network, has faced challenges including a lawsuit from the SEC and competition from newer blockchain platforms. Its price has fluctuated significantly, and its future depends on the outcome of the SEC lawsuit and changes in interest rates.

GSOL CBTC STEL XRP Ripple cryptocurrency SEC lawsuit interest rates
Sentiment note

The article states that MoneyGram, a former partner of Ripple, has since partnered with Stellar, implying Stellar is viewed as a successful alternative to Ripple.

Unknown Zacks Investment Research • Zacks Equity Research
Stellar Bancorp (STEL) Q1 Earnings and Revenues Beat Estimates

Stellar Bancorp (STEL) delivered earnings and revenue surprises of 2.08% and 1.89%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?

STEL NKSH
News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
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