The article highlights three growth stocks positioned to help build a million-dollar retirement portfolio: Sezzle, a fintech platform with 97% repeat usage and 66% revenue growth; LegalZoom, which combines AI with human attorneys for affordable legal services; and Braze, a customer messaging platform powering major brands and expanding into AI-driven decisioning.

Sezzle reported strong fourth quarter results and is expanding its buy now, pay later (BNPL) business into a broader financial ecosystem with multiple products launching in 2026. Despite a post-earnings rally, the stock may still be undervalued according to the analyst.

Sezzle Inc. launched Sezzle Mobile, a new unlimited 5G mobile plan starting at $29.99 per month powered by Gigs and running on AT&T's network. The service is integrated into Sezzle's app, offering unlimited talk, text, HD streaming, and roaming in Canada and Mexico with no contracts or cancellation fees. This expansion positions Sezzle as a comprehensive financial hub combining payments, subscriptions, discounts, and mobile connectivity.

Matt Frankel, a Motley Fool analyst, purchased three new stocks for his 2026 portfolio after strategically selling a major holding in late 2025. The three new positions are Klarna Group, Kratos Defense & Security Solutions, and Sezzle. Frankel expresses optimism about the growth potential of all three companies in the years ahead.

Buy Now, Pay Later services are projected to reach $20.2 billion in spending during the 2025 holiday season, an 11% increase year-over-year. However, the sector faces mounting concerns over consumer financial strain, with 41% of users missing payments, and growing regulatory scrutiny including a multistate inquiry into major BNPL providers and proposed federal legislation to extend credit-card-style protections.

The article recommends two financial stocks for 2026: Sezzle, a buy-now-pay-later (BNPL) provider with strong revenue growth (67% YoY) and best-in-class profit margins (22.8%), and Robinhood Markets, a fintech brokerage with explosive growth across crypto trading (300% YoY), stock/options trading, and net interest revenue (66% YoY). Both companies are positioned to capitalize on the growing fintech sector.

Klarna Group, a Swedish buy-now-pay-later (BNPL) fintech, is presented as an attractive investment opportunity despite being down over 30% since its September IPO. The company added 27 million new users in Q3, achieved 28% year-over-year revenue growth, and its Klarna Card product reached 4 million sign-ups in four months. With a 99% repayment rate and over 850,000 retailers accepting BNPL payments, the article argues Klarna is well-positioned for growth in 2026, countering concerns about BNPL industry sustainability.

Sezzle's in-app financial literacy program MoneyIQ has reached over one million lessons completed by 200,000 users in less than a year, helping improve financial confidence among Gen Z users through bite-sized educational content.

Affirm's stock jumped 11.8% on Tuesday, driven by a weak jobs report and positive comments from its CFO about steady business performance and renewed Amazon partnership.

Sezzle Inc. announced its inclusion in the S&P SmallCap 600 index, signaling the company's growth and progress in the digital payment platform sector.

In an interview, Sezzle CEO Charlie Youakim discusses the buy now, pay later (BNPL) market, highlighting its potential for growth, customer benefits, and the company's strategy of serving mid to low-income younger consumers through flexible payment options.

The article discusses two stock-split stocks: Interactive Brokers, recommended as a buy, and Sezzle, advised to avoid due to high-risk lending practices in a competitive market.