PYPL
PayPal Holdings, Inc. · Financials · Credit Services
Last
$56.49
−$0.24 (−0.42%) 4:00 PM ET
After hours $56.42 −$0.07 (−0.13%) 7:49 AM ET
Prev close $56.73
Open $56.33
Day high $57.15
Day low $55.72
Volume 19,014,700
Avg vol 19,309,503
Mkt cap
$50.04B
P/E ratio
10.60
FY Revenue
$33.73B
EPS
5.33
Gross Margin
112.08%
Sector
Financials
AI report sections
PYPL
PayPal Holdings, Inc.
PayPal’s share price is trading near its 52-week low with multi-month negative returns and price below key moving averages, indicating a pressured technical backdrop. At the same time, the company shows profitable operations, positive cash flow growth, and double-digit free cash flow yield on a modest earnings multiple. Short interest and recent news flow appear balanced to moderately constructive, while near-term technical patterns remain tilted toward downside momentum.
AI summarized at 7:33 PM ET, 2026-01-28
AI summary scores
INTRADAY: 32 SWING: 28 LONG: 63
Volume vs average
Intraday (cumulative)
+20% (Above avg)
Vol/Avg: 1.20×
RSI
81.52 (Overbought)
Overbought (>70)
MACD momentum
Intraday
-0.01 (Weak)
MACD: -0.03 Signal: -0.02
Short-Term
+1.34 (Strong)
MACD: 2.20 Signal: 0.86
Long-Term
+1.23 (Strong)
MACD: 0.91 Signal: -0.32
Intraday trend score 69.80

Latest news

PYPL 12 articles Positive: 8 Neutral: 2 Negative: 2
Positive The Motley Fool • Parkev Tatevosian, Cfa
Massive News for PayPal Stock Investors!

PayPal is reportedly up for sale with Stripe and Advent International bidding $60.50 per share. The acquisition offer has caused PayPal stock to surge 17%, though some investors like Michael Burry argue the bid is too low. The real prize in the deal is considered to be Venmo, PayPal's popular payment platform.

PYPL PayPal acquisition takeover bid Stripe Advent International Venmo stock surge buyout offer
Sentiment note

PayPal stock surged 17% on the $60.50 per share acquisition bid from Stripe and Advent International, representing significant upside for shareholders. The acquisition offer provides a concrete exit opportunity for investors.

Neutral The Motley Fool • Jennifer Saibil
Will SpaceX Be a $9 Trillion Stock by 2027?

A Raymond James analyst projects SpaceX stock could reach $800 per share within 12 months, valuing the company at $8.7 trillion. However, the article argues this is unlikely given SpaceX's current financial performance: Q1 2026 showed 15% revenue growth to $4.7 billion but a $2 billion loss, with only the Starlink segment profitable at $1.2 billion operating profit. While SpaceX operates three promising business segments (space launch, satellite broadband, and AI), the company's modest growth and ongoing losses don't support such dramatic valuation increases.

SPCX TSLA PYPL SpaceX valuation stock price target space exploration satellite broadband artificial intelligence
Sentiment note

PayPal is mentioned only as another example of Elon Musk's past involvement with transformational companies. No specific analysis or sentiment regarding PayPal is provided in the article.

Positive GlobeNewswire Inc. • Sns Insider
Mobile Payment Market Size Worth $19,864.19 Billion by 2035 | SNS Insider

The global mobile payment market, valued at $3.55 trillion in 2025, is projected to reach $19.86 trillion by 2035, growing at a CAGR of 18.80%. Growth is driven by smartphone penetration, digital wallets, NFC-based contactless payments, and government-led real-time payment initiatives. The U.S. market is expected to grow from $851.37 billion to $4.17 trillion, while Europe is projected to reach $3.45 trillion by 2035.

PYPL AAPL GOOG GOOGL mobile payments digital wallets NFC technology contactless payments
Sentiment note

PayPal is highlighted as a key player in the rapidly growing mobile payment market, with dominance in peer-to-peer payments through Venmo and strong positioning in the expanding digital payment ecosystem.

Positive The Motley Fool • Bram Berkowitz
Stripe and Advent Reportedly Bid $60.50 a Share for PayPal. Here's the Real Prize: Venmo.

Stripe, Advent International, and Block have reportedly made a joint bid to acquire PayPal for $60.50 per share in a $53.4 billion deal, with each contributing $17 billion in equity plus $50 billion in committed bank financing. The acquisition would give the merchant-focused companies access to PayPal's 430 million consumer accounts and Venmo, its popular peer-to-peer payment platform. Analysts suggest the initial offer may be a starting point, with potential negotiations reaching $70 per share.

PYPL PayPal acquisition Stripe Advent International Block Venmo peer-to-peer payments digital payments
Sentiment note

Stock surged 17% on acquisition bid news. The deal values the company at $60.50/share, with potential for higher offers. Access to Venmo and large consumer base makes it strategically valuable to acquirers.

Positive The Motley Fool • Rich Smith
Why Fiserv Stock Just Popped

Reports of Stripe and Advent offering to acquire PayPal for $53 billion at $60.50 per share sent PayPal stock soaring 16-17%. The article suggests Fiserv could be an even more attractive takeover target, as it trades at cheaper valuations (8.4x trailing earnings vs PayPal's 8.9x) with similar growth prospects, sparking speculation of potential acquisition interest.

PYPL FISV XYZ mergers and acquisitions PayPal acquisition Fiserv valuation fintech takeover target
Sentiment note

Stock surged 16-17% on acquisition offer reports at $60.50 per share, representing a 28% premium to previous closing price, indicating strong investor enthusiasm for the potential deal.

Positive The Motley Fool • Neil Rozenbaum
PayPal Might Be Getting Acquired. Here's What I'm Doing With My Position

PayPal stock surged 16% on acquisition rumors, prompting investors to reassess their positions. The article discusses the implications of a potential buyout for PayPal shareholders and the author's investment strategy in response to the news.

PYPL PayPal acquisition stock surge investment decision shareholder strategy fintech
Sentiment note

Stock experienced a significant 16% price increase (+$7.55) on acquisition speculation, indicating positive market reaction to the potential buyout news. The surge reflects investor optimism about a potential deal.

Positive The Motley Fool • Rich Smith
Why PayPal Stock Just Went to the Moon

PayPal stock surged 17.1% after reports that private companies Stripe and Advent, potentially with Block's assistance, have offered to acquire PayPal for $60.50 per share ($53 billion total). The offer values PayPal at 11.3x earnings, representing a 28% premium to the previous closing price. PayPal's board is scheduled to discuss the offer on July 20.

PYPL XYZ acquisition buyout offer PayPal Stripe Advent Block
Sentiment note

Stock jumped 17.1% on acquisition offer at $60.50/share, 28% above previous close. Despite being down 35% over the past year, the buyout offer provides a significant near-term catalyst and validates the stock as undervalued at 11.3x earnings.

Positive GlobeNewswire Inc. • Researchandmarkets.Com
Embedded Finance Revolutionizing Point-of-Sale Credit Boosts Consumer Finance Market

The global consumer finance market is projected to expand from USD 9.87 trillion in 2025 to USD 14.08 trillion by 2031, driven by embedded finance at point-of-sale, improved open banking data, and the rise of fintechs. Unsecured non-revolving credit dominated with 52% market share in 2025, while fintechs are expected to grow fastest at 10.7% CAGR. However, rising regulatory compliance costs pose challenges, particularly for smaller lenders.

AMJB JPM JPMPC JPMPD consumer finance embedded finance open banking fintech
Sentiment note

Fintech player benefiting from embedded finance and digital distribution channel expansion in consumer finance.

Negative GlobeNewswire Inc. • Kuehn Law, Pllc
Kuehn Law Encourages Investors of PayPal Holdings, Inc. to Contact Law Firm

Kuehn Law is investigating whether PayPal Holdings officers and directors breached fiduciary duties by misrepresenting the state of its branded checkout business. The company allegedly claimed successful implementation of enhancements driving growth while actually facing substantial execution deficiencies that impaired growth. Shareholders who purchased PYPL stock prior to February 8, 2025 are encouraged to contact the firm.

PYPL fiduciary duty breach shareholder litigation misrepresentation branded checkout execution deficiencies securities lawsuit
Sentiment note

The company is under investigation for alleged misrepresentation of its branded checkout business performance and fiduciary duty breach by officers and directors. The lawsuit claims the company made false statements about growth while concealing operational deficiencies, which is damaging to shareholder trust and investor confidence.

Negative The Motley Fool • Neil Patel
Is PayPal Stock Cheap, or a Value Trap?

PayPal stock trades at a P/E ratio of 7.8, significantly below the S&P 500's 25.2, but the article argues it's a value trap rather than a bargain. While the company has strong fundamentals including $5.6 billion in free cash flow and a competitive moat with 225 million monthly active users, growth remains stagnant with only 1-2% year-over-year TPV growth. Management struggles to reignite growth despite the digital payments tailwind, and competition from Apple Pay poses challenges.

PYPL AAPL PayPal value trap fintech digital payments growth stagnation competitive moat
Sentiment note

Despite attractive valuation (P/E of 7.8) and strong free cash flow ($5.6B), PayPal is classified as a value trap due to persistent growth challenges (1-2% TPV growth), management inability to drive expansion, and intensifying competition from Apple Pay. The stock has declined 27% in 2026 and 86% from its 2021 peak, with earnings expected to decline further in 2026.

Positive The Motley Fool • Leo Sun
Where Will Solana Be in 3 Years?

Solana (SOL) hit a record high of $295 in January 2025 but has since pulled back to $73 amid interest rate concerns and a security breach. The article argues Solana should stabilize and gradually recover over the next three years, driven by adoption from payment companies, tokenized assets, regulatory clarity from the CLARITY Act, Moody's integration, the Alpenglow upgrade, and spot ETF approvals. The author predicts Solana will become a recognized blue chip token alongside Bitcoin and Ethereum, though unlikely to set new record highs in the near term.

V PYPL MCO Solana blockchain cryptocurrency stablecoin tokenized assets
Sentiment note

Identified as a payment company leveraging Solana's blockchain for settlement operations.

Neutral The Motley Fool • Brendan Coffey
Remitly Global vs. Visa: Which FinTech Stock Is a Better Buy in 2026?

The article compares Remitly Global, a fast-growing digital remittance platform, with Visa, an established global payments giant. Remitly offers explosive growth potential with 29% revenue growth and improving profitability, while Visa provides stability with $40B in revenue, 50% net margins, and dominance in global payments. The analysis concludes Visa is the better buy due to its lower forward P/E ratio (25.3x vs 31.8x), superior profitability, and established market position, despite Remitly's higher growth prospects.

RELY V MA WU fintech payments remittance cross-border transfers
Sentiment note

Mentioned as a competitor to Remitly in digital payments but not analyzed in detail in this comparison.

News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
Trade Ranks, LLC is not a registered investment adviser or broker-dealer. All rankings and AI reports are for informational and educational purposes only and are not personalized advice. Investing involves risk. Policy Portal