PayPal Holdings, Inc. · Financials · Credit Services
Scores & Status Key
AI Summary Scores: Intraday / Swing / Long scores are synthesized from multi-factor analysis for each timeframe. They summarize current conditions discussed in the report and do not constitute trading recommendations.
Intraday Trend Score: A 0–100 composite from the Trend Explorer™ analytics engine used for ranking and comparison. It describes current conditions and is not a forecast.
Trend Status: A rules-based label (Bullish / Mixed / Bearish) derived from signal confluence (trend structure, momentum, and positioning). It indicates alignment, not expected return.
Last
$56.49
−$0.24 (−0.42%) 4:00 PM ET
After hours$56.42
−$0.07 (−0.13%) 7:49 AM ET
Prev closePrevC$56.73
OpenOpen$56.33
Day highHigh$57.15
Day lowLow$55.72
VolumeVol19,014,700
Avg volAvgVol19,309,503
On chart
Interval
Intervals apply to 1D & 5D.
Intervals apply to 1D & 5D.
Scale: Linear
Overlays
Panels
Style
Scale: Linear
Presets
Tools
Tickers only (no ^ indexes). Add up to 5.
Mkt cap
$50.04B
P/E ratio
10.60
FY Revenue
$33.73B
EPS
5.33
Gross Margin
112.08%
Sector
Financials
AI report sections
BULLISH
PYPL
PayPal Holdings, Inc.
PayPal’s share price is trading near its 52-week low with multi-month negative returns and price below key moving averages, indicating a pressured technical backdrop. At the same time, the company shows profitable operations, positive cash flow growth, and double-digit free cash flow yield on a modest earnings multiple. Short interest and recent news flow appear balanced to moderately constructive, while near-term technical patterns remain tilted toward downside momentum.
AI summarized at 7:33 PM ET, 2026-01-28
AI summary scores
INTRADAY:32SWING:28LONG:63
Volume vs average
Intraday (cumulative)
+20% (Above avg)
Vol/Avg: 1.20×
RSI
81.52(Overbought)
Overbought (>70)
0255075100
MACD momentum
Intraday
-0.01 (Weak)
MACD: -0.03 Signal: -0.02
Short-Term
+1.34 (Strong)
MACD: 2.20 Signal: 0.86
Long-Term
+1.23 (Strong)
MACD: 0.91 Signal: -0.32
Intraday trend score
69.80
LOW45.60HIGH70.80
Latest news
PYPL•12 articles•Positive: 8Neutral: 2Negative: 2
PositiveThe Motley Fool• Parkev Tatevosian, Cfa
Massive News for PayPal Stock Investors!
PayPal is reportedly up for sale with Stripe and Advent International bidding $60.50 per share. The acquisition offer has caused PayPal stock to surge 17%, though some investors like Michael Burry argue the bid is too low. The real prize in the deal is considered to be Venmo, PayPal's popular payment platform.
PayPal stock surged 17% on the $60.50 per share acquisition bid from Stripe and Advent International, representing significant upside for shareholders. The acquisition offer provides a concrete exit opportunity for investors.
NeutralThe Motley Fool• Jennifer Saibil
Will SpaceX Be a $9 Trillion Stock by 2027?
A Raymond James analyst projects SpaceX stock could reach $800 per share within 12 months, valuing the company at $8.7 trillion. However, the article argues this is unlikely given SpaceX's current financial performance: Q1 2026 showed 15% revenue growth to $4.7 billion but a $2 billion loss, with only the Starlink segment profitable at $1.2 billion operating profit. While SpaceX operates three promising business segments (space launch, satellite broadband, and AI), the company's modest growth and ongoing losses don't support such dramatic valuation increases.
PayPal is mentioned only as another example of Elon Musk's past involvement with transformational companies. No specific analysis or sentiment regarding PayPal is provided in the article.
PositiveGlobeNewswire Inc.• Sns Insider
Mobile Payment Market Size Worth $19,864.19 Billion by 2035 | SNS Insider
The global mobile payment market, valued at $3.55 trillion in 2025, is projected to reach $19.86 trillion by 2035, growing at a CAGR of 18.80%. Growth is driven by smartphone penetration, digital wallets, NFC-based contactless payments, and government-led real-time payment initiatives. The U.S. market is expected to grow from $851.37 billion to $4.17 trillion, while Europe is projected to reach $3.45 trillion by 2035.
PayPal is highlighted as a key player in the rapidly growing mobile payment market, with dominance in peer-to-peer payments through Venmo and strong positioning in the expanding digital payment ecosystem.
PositiveThe Motley Fool• Bram Berkowitz
Stripe and Advent Reportedly Bid $60.50 a Share for PayPal. Here's the Real Prize: Venmo.
Stripe, Advent International, and Block have reportedly made a joint bid to acquire PayPal for $60.50 per share in a $53.4 billion deal, with each contributing $17 billion in equity plus $50 billion in committed bank financing. The acquisition would give the merchant-focused companies access to PayPal's 430 million consumer accounts and Venmo, its popular peer-to-peer payment platform. Analysts suggest the initial offer may be a starting point, with potential negotiations reaching $70 per share.
Stock surged 17% on acquisition bid news. The deal values the company at $60.50/share, with potential for higher offers. Access to Venmo and large consumer base makes it strategically valuable to acquirers.
PositiveThe Motley Fool• Rich Smith
Why Fiserv Stock Just Popped
Reports of Stripe and Advent offering to acquire PayPal for $53 billion at $60.50 per share sent PayPal stock soaring 16-17%. The article suggests Fiserv could be an even more attractive takeover target, as it trades at cheaper valuations (8.4x trailing earnings vs PayPal's 8.9x) with similar growth prospects, sparking speculation of potential acquisition interest.
PYPLFISVXYZmergers and acquisitionsPayPal acquisitionFiserv valuationfintechtakeover target
Sentiment note
Stock surged 16-17% on acquisition offer reports at $60.50 per share, representing a 28% premium to previous closing price, indicating strong investor enthusiasm for the potential deal.
PositiveThe Motley Fool• Neil Rozenbaum
PayPal Might Be Getting Acquired. Here's What I'm Doing With My Position
PayPal stock surged 16% on acquisition rumors, prompting investors to reassess their positions. The article discusses the implications of a potential buyout for PayPal shareholders and the author's investment strategy in response to the news.
Stock experienced a significant 16% price increase (+$7.55) on acquisition speculation, indicating positive market reaction to the potential buyout news. The surge reflects investor optimism about a potential deal.
PositiveThe Motley Fool• Rich Smith
Why PayPal Stock Just Went to the Moon
PayPal stock surged 17.1% after reports that private companies Stripe and Advent, potentially with Block's assistance, have offered to acquire PayPal for $60.50 per share ($53 billion total). The offer values PayPal at 11.3x earnings, representing a 28% premium to the previous closing price. PayPal's board is scheduled to discuss the offer on July 20.
Stock jumped 17.1% on acquisition offer at $60.50/share, 28% above previous close. Despite being down 35% over the past year, the buyout offer provides a significant near-term catalyst and validates the stock as undervalued at 11.3x earnings.
The global consumer finance market is projected to expand from USD 9.87 trillion in 2025 to USD 14.08 trillion by 2031, driven by embedded finance at point-of-sale, improved open banking data, and the rise of fintechs. Unsecured non-revolving credit dominated with 52% market share in 2025, while fintechs are expected to grow fastest at 10.7% CAGR. However, rising regulatory compliance costs pose challenges, particularly for smaller lenders.
Fintech player benefiting from embedded finance and digital distribution channel expansion in consumer finance.
NegativeGlobeNewswire Inc.• Kuehn Law, Pllc
Kuehn Law Encourages Investors of PayPal Holdings, Inc. to Contact Law Firm
Kuehn Law is investigating whether PayPal Holdings officers and directors breached fiduciary duties by misrepresenting the state of its branded checkout business. The company allegedly claimed successful implementation of enhancements driving growth while actually facing substantial execution deficiencies that impaired growth. Shareholders who purchased PYPL stock prior to February 8, 2025 are encouraged to contact the firm.
The company is under investigation for alleged misrepresentation of its branded checkout business performance and fiduciary duty breach by officers and directors. The lawsuit claims the company made false statements about growth while concealing operational deficiencies, which is damaging to shareholder trust and investor confidence.
NegativeThe Motley Fool• Neil Patel
Is PayPal Stock Cheap, or a Value Trap?
PayPal stock trades at a P/E ratio of 7.8, significantly below the S&P 500's 25.2, but the article argues it's a value trap rather than a bargain. While the company has strong fundamentals including $5.6 billion in free cash flow and a competitive moat with 225 million monthly active users, growth remains stagnant with only 1-2% year-over-year TPV growth. Management struggles to reignite growth despite the digital payments tailwind, and competition from Apple Pay poses challenges.
Despite attractive valuation (P/E of 7.8) and strong free cash flow ($5.6B), PayPal is classified as a value trap due to persistent growth challenges (1-2% TPV growth), management inability to drive expansion, and intensifying competition from Apple Pay. The stock has declined 27% in 2026 and 86% from its 2021 peak, with earnings expected to decline further in 2026.
PositiveThe Motley Fool• Leo Sun
Where Will Solana Be in 3 Years?
Solana (SOL) hit a record high of $295 in January 2025 but has since pulled back to $73 amid interest rate concerns and a security breach. The article argues Solana should stabilize and gradually recover over the next three years, driven by adoption from payment companies, tokenized assets, regulatory clarity from the CLARITY Act, Moody's integration, the Alpenglow upgrade, and spot ETF approvals. The author predicts Solana will become a recognized blue chip token alongside Bitcoin and Ethereum, though unlikely to set new record highs in the near term.
Identified as a payment company leveraging Solana's blockchain for settlement operations.
NeutralThe Motley Fool• Brendan Coffey
Remitly Global vs. Visa: Which FinTech Stock Is a Better Buy in 2026?
The article compares Remitly Global, a fast-growing digital remittance platform, with Visa, an established global payments giant. Remitly offers explosive growth potential with 29% revenue growth and improving profitability, while Visa provides stability with $40B in revenue, 50% net margins, and dominance in global payments. The analysis concludes Visa is the better buy due to its lower forward P/E ratio (25.3x vs 31.8x), superior profitability, and established market position, despite Remitly's higher growth prospects.
Mentioned as a competitor to Remitly in digital payments but not analyzed in detail in this comparison.
News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
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