PayPal Holdings, Inc. · Financials · Credit Services
Scores & Status Key
AI Summary Scores: Intraday / Swing / Long scores are synthesized from multi-factor analysis for each timeframe. They summarize current conditions discussed in the report and do not constitute trading recommendations.
Intraday Trend Score: A 0–100 composite from the Trend Explorer™ analytics engine used for ranking and comparison. It describes current conditions and is not a forecast.
Trend Status: A rules-based label (Bullish / Mixed / Bearish) derived from signal confluence (trend structure, momentum, and positioning). It indicates alignment, not expected return.
Last
$50.79
+$0.98 (+1.97%) 1:31 PM ET
Prev closePrevC$49.81
OpenOpen$50.29
Day highHigh$51.19
Day lowLow$49.81
VolumeVol9,533,508
Avg volAvgVol16,202,369
On chart
Interval
Intervals apply to 1D & 5D.
Intervals apply to 1D & 5D.
Scale: Linear
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Style
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Mkt cap
$44.60B
P/E ratio
9.39
FY Revenue
$33.17B
EPS
5.41
Gross Margin
100.00%
Sector
Financials
AI report sections
BULLISH
PYPL
PayPal Holdings, Inc.
PayPal’s share price is trading near its 52-week low with multi-month negative returns and price below key moving averages, indicating a pressured technical backdrop. At the same time, the company shows profitable operations, positive cash flow growth, and double-digit free cash flow yield on a modest earnings multiple. Short interest and recent news flow appear balanced to moderately constructive, while near-term technical patterns remain tilted toward downside momentum.
AI summarized at 7:33 PM ET, 2026-01-28
AI summary scores
INTRADAY:32SWING:28LONG:63
Volume vs average
Intraday (cumulative)
+49% (Above avg)
Vol/Avg: 1.49×
RSI
66.42(Strong)
Strong (60–70)
0255075100
MACD momentum
Intraday
+0.01 (Strong)
MACD: -0.07 Signal: -0.09
Short-Term
+0.59 (Strong)
MACD: 0.79 Signal: 0.21
Long-Term
+0.61 (Strong)
MACD: -0.35 Signal: -0.96
Intraday trend score
80.80
LOW55.60HIGH84.80
Latest news
PYPL•12 articles•Positive: 1Neutral: 3Negative: 8
NegativeGlobeNewswire Inc.• Rosen Law Firm
PYPL FINAL DEADLINE: ROSEN, NATIONAL INVESTOR COUNSEL, Encourages PayPal Holdings, Inc. Investors with Losses in Excess of $100K to Secure Counsel Before Important April 20 Deadline in Securities Class Action - PYPL
Rosen Law Firm reminds PayPal Holdings, Inc. investors who purchased stock between February 8, 2024 and February 2, 2026 of the April 20, 2026 lead plaintiff deadline in an ongoing securities class action. The lawsuit alleges PayPal intentionally or recklessly misled investors about improvements in its branded checkout business when the company was actually experiencing severe execution issues.
PYPLsecurities class actionPayPal Holdingslead plaintiff deadlineinvestor lossesbranded checkout businessmisrepresentation
Sentiment note
The company is the subject of a securities class action lawsuit alleging intentional or reckless misrepresentation regarding the performance of its branded checkout business. Investors who purchased stock during the class period are eligible to claim damages, indicating material harm from alleged corporate misconduct.
PositiveThe Motley Fool• Neil Patel
What to Look for Before Buying a Fintech Stock
When evaluating fintech stocks, investors should consider three key factors: growth potential, profitability, and valuation. High-growth companies like Lemonade, Nu Holdings, Robinhood Markets, SoFi Technologies, and Upstart have shown 35%+ year-over-year revenue growth. More established players like Block and PayPal demonstrate strong profitability, with PayPal offering attractive valuation at a forward P/E of 9.1 after declining 84% from its peak.
Highlighted as a profitable fintech player with $5.6 billion in free cash flow in 2025 and attractive valuation at forward P/E of 9.1, trading 84% below its peak.
NegativeThe Motley Fool• Leo Sun
From PayPal to Palantir: What Peter Thiel's Track Record Means for Patient Shareholders Today
Peter Thiel co-founded both PayPal and Palantir but took very different approaches to each investment. While he sold his PayPal stake for $55 million after eBay's acquisition (missing out on billions), he remains heavily invested in Palantir with a $10+ billion stake as chairman. PayPal faces sluggish growth with only 4-6% expected revenue and EPS growth through 2028, while Palantir is experiencing explosive growth with 49-54% expected CAGRs. The article suggests Palantir is the better long-term investment despite its premium valuation.
PayPal faces declining growth with only 4-6% expected revenue and EPS CAGRs through 2028, sluggish user account growth (435M to 439M from 2022-2025), intense competition, and loss of eBay as top partner. Despite cheap valuation at <10x earnings, the article suggests it deserves the discount due to its matured, low-growth business model.
NeutralThe Motley Fool• Adam Spatacco
Peter Thiel's Billion‑Dollar Bet on Palantir: What His Roughly 4% Stake Really Means for Investors
Peter Thiel's decision to maintain a substantial 4% stake in Palantir Technologies (worth over $13 billion) following the company's 2020 IPO signals strong confidence in its long-term prospects. His continued involvement as chairman suggests alignment with shareholders and belief in Palantir's growth potential in defense/intelligence and commercial AI markets, particularly as geopolitical tensions and AI adoption drive demand for data integration solutions.
PayPal is mentioned only as historical context regarding Thiel's co-founding role in the late 1990s. No current investment thesis or sentiment analysis is provided.
NeutralThe Motley Fool• John Ballard
Coinbase vs. PayPal: Scale and Stability in Revenue
Coinbase exhibits significant revenue volatility tied to cryptocurrency trading activity, posting inconsistent quarterly results and negative profit margins, while PayPal maintains a larger, more stable revenue base with positive profitability. Despite PayPal's consistency, Coinbase has outperformed in stock performance since 2023. Future performance will depend on PayPal's ability to accelerate growth under new leadership and Coinbase's expansion into new asset classes and potential regulatory clarity from the CLARITY Act.
PayPal demonstrates strong revenue consistency and positive profitability (17% net margin), but faces challenges including lack of significant growth, competitive pressure in digital payments, and recent CEO transition with weaker forward guidance. Stock has underperformed since 2023.
PAYPAL HOLDINGS DEADLINE MONDAY: Bragar Eagel & Squire, P.C. Urges PayPal Holdings, Inc. Investors to Contact the Firm Before the April 20th Lead Plaintiff Deadline
A class action lawsuit has been filed against PayPal Holdings for allegedly providing false information about revenue outlook and growth projections between February 8, 2024, and February 2, 2026. The company's 2027 financial targets proved unachievable, and PayPal announced disappointing Q4 2025 results with a CEO transition on February 3, 2026, causing the stock to fall over 20%. Investors have until April 20, 2026, to apply as lead plaintiffs.
PayPal faces a class action lawsuit alleging fraudulent misrepresentation of growth projections and financial outlook. The company disclosed disappointing earnings, withdrew 2027 guidance, experienced a CEO transition, and saw stock price decline over 20%, indicating significant operational and strategic failures.
Deadline Alert: PayPal Holdings, Inc. (PYPL) Shareholders Who Lost Money Urged To Contact Glancy Prongay Wolke & Rotter LLP About Securities Fraud Lawsuit
PayPal faces a securities fraud class action lawsuit covering the period from February 8, 2024 to February 2, 2026. The lawsuit alleges that PayPal made materially false statements about its business execution, particularly regarding Branded Checkout initiatives, and failed to disclose material adverse facts. The allegations emerged after PayPal's surprise CEO replacement on February 3, 2026, coinciding with disappointing earnings that showed only 3% revenue growth and a 20.3% stock price decline.
PayPal is the subject of a securities fraud lawsuit alleging material misstatements and non-disclosure of adverse business facts. The company experienced a surprise CEO departure, disappointing earnings with only 3% revenue growth, and a significant 20.3% stock price decline, all indicating serious operational and governance concerns.
NegativeGlobeNewswire Inc.• Portnoy Law Firm
Portnoy Law Firm Announces Class Action on Behalf of PayPal Holdings, Inc. Investors
The Portnoy Law Firm has announced a class action lawsuit on behalf of PayPal investors who purchased securities between February 25, 2025 and February 2, 2026. The lawsuit alleges that PayPal management made false statements about revenue projections and growth targets that proved unachievable. On February 3, 2026, PayPal disclosed disappointing earnings, withdrew its 2027 financial targets, and announced CEO James Alexander Chriss's departure, causing the stock to fall over 20%.
PayPal faces a class action lawsuit alleging management made false statements about revenue and growth projections. The company disclosed disappointing earnings, withdrew 2027 financial targets, experienced CEO transition, and saw stock price decline over 20%, indicating significant operational and financial challenges.
NegativeGlobeNewswire Inc.• Rosen Law Firm
PYPL DEADLINE: ROSEN, TOP RANKED GLOBAL COUNSEL, Encourages PayPal Holdings, Inc. Investors with Losses in Excess of $100K to Secure Counsel Before Important April 20 Deadline in Securities Class Action – PYPL
Rosen Law Firm is urging PayPal Holdings, Inc. investors who purchased stock between February 8, 2024 and February 2, 2026 and suffered losses exceeding $100,000 to secure legal counsel before the April 20, 2026 lead plaintiff deadline. The class action lawsuit alleges that PayPal provided materially false and misleading statements regarding its 2027 financial targets and Branded Checkout growth potential while concealing that its salesforce was not adequately equipped to execute on these growth projections.
PYPLsecurities class actionlead plaintiff deadlinematerial misstatementinvestor lossesBranded Checkoutfinancial targets
Sentiment note
The company is the subject of a securities class action lawsuit alleging material misrepresentations regarding financial targets and growth potential, with claims that management made overly optimistic statements while concealing inadequate salesforce capabilities to execute on growth plans.
Kessler Topaz Meltzer & Check, LLP - PayPal Holdings, Inc. Securities Fraud Class Action Lawsuit Filed; April 20, 2026, Lead Plaintiff Deadline
A securities fraud class action lawsuit has been filed against PayPal Holdings, Inc. for allegedly making materially false statements about revenue outlook and growth projections between February 8, 2024, and February 2, 2026. The lawsuit was triggered by PayPal's surprise CEO replacement and missed earnings estimates on February 3, 2026, which caused the stock to plunge 20.3%. Investors have until April 20, 2026, to seek lead plaintiff status.
PayPal faces securities fraud allegations for making false statements about revenue projections and growth targets. The company missed consensus earnings estimates, announced unexpected CEO leadership change, and experienced a significant 20.3% stock price decline on February 3, 2026, indicating serious operational and governance concerns.
NeutralThe Motley Fool• Will Healy
Market Crash: 2 Stocks I'd Buy Without Hesitation
The article identifies MercadoLibre and Dutch Bros as two consumer discretionary stocks worth buying during market downturns. MercadoLibre, operating as a Latin American Amazon/eBay/PayPal hybrid, has achieved 39% revenue growth despite margin pressures and bad loan challenges. Dutch Bros, a coffee chain expanding regionally to nationally, achieved 28% revenue growth in 2025 with a strategy similar to Starbucks' early expansion, though both stocks currently trade at elevated valuations.
Deadline Alert: PayPal Holdings, Inc. (PYPL) Shareholders Who Lost Money Urged To Contact Glancy Prongay Wolke & Rotter LLP About Securities Fraud Lawsuit
PayPal faces a securities fraud class action lawsuit covering the period from February 8, 2024 to February 2, 2026. The lawsuit alleges that PayPal made materially false statements and failed to disclose material adverse facts about its business execution, particularly regarding Branded Checkout initiatives. The company's stock fell 20.3% on February 3, 2026, following the surprise removal of CEO Alex Chriss and disappointing earnings results showing only 3% net revenue growth.
PayPal is the subject of a securities fraud lawsuit alleging material misstatements and non-disclosure of execution problems. The company experienced a significant 20.3% stock price decline following CEO replacement and disappointing earnings with only 3% revenue growth, indicating serious operational and strategic challenges.
News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
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