AI Summary Scores: Intraday / Swing / Long scores are synthesized from multi-factor analysis for each timeframe. They summarize current conditions discussed in the report and do not constitute trading recommendations.
Intraday Trend Score: A 0–100 composite from the Trend Explorer™ analytics engine used for ranking and comparison. It describes current conditions and is not a forecast.
Trend Status: A rules-based label (Bullish / Mixed / Bearish) derived from signal confluence (trend structure, momentum, and positioning). It indicates alignment, not expected return.
Last
$42.73
−$1.72 (−3.87%) 4:00 PM ET
After hours$42.66
−$0.07 (−0.16%) 7:46 PM ET
Prev closePrevC$44.45
OpenOpen$43.74
Day highHigh$43.74
Day lowLow$42.28
VolumeVol246,675
Avg volAvgVol228,648
On chart
Interval
Intervals apply to 1D & 5D.
Intervals apply to 1D & 5D.
Scale: Linear
Overlays
Panels
Style
Scale: Linear
Presets
Tools
Tickers only (no ^ indexes). Add up to 5.
Mkt cap
$2.23B
P/E ratio
14.24
FY Revenue
$868.40M
EPS
3.00
Gross Margin
76.05%
Sector
Financials
AI report sections
MIXED
NBTB
NBT Bancorp Inc.
NBT Bancorp Inc exhibits steady fundamental performance with expanding revenue, earnings, and free cash flow alongside moderate valuation multiples. The share price has rebounded over the last 1–6 months and trades above key moving averages despite a slightly negative 12‑month return, while technical indicators point to a constructive but not extreme upside bias. Risk factors include elevated short‑volume activity, modest profitability ratios relative to equity and assets, and a price still below its 52‑week high.
AI summarized at 1:31 AM ET, 2026-02-03
AI summary scores
INTRADAY:68SWING:72LONG:75
Volume vs average
Intraday (cumulative)
+37% (Above avg)
Vol/Avg: 1.37×
RSI
48.46(Neutral)
Neutral (40–60)
0255075100
MACD momentum
Intraday
+0.00 (Strong)
MACD: 0.00 Signal: 0.00
Short-Term
-0.22 (Weak)
MACD: 0.18 Signal: 0.40
Long-Term
-0.16 (Weak)
MACD: 0.71 Signal: 0.87
Intraday trend score
45.76
LOW28.96HIGH60.26
Latest news
NBTB•12 articles•Positive: 4Neutral: 0Negative: 0
PositiveGlobeNewswire Inc.• Nbt Bancorp Inc.
NBT Bancorp Inc. Announces Date of Fourth Quarter Conference Call
NBT Bancorp Inc. (NASDAQ: NBTB), a financial holding company with $16.11 billion in total assets, announced record third quarter 2025 results and declared a cash dividend. The company will release detailed financial results on January 26, 2026, followed by a conference call on January 27, 2026.
NBTBfinancial resultscash dividendconference callbankingcommunity bankfinancial holding company
Sentiment note
The company announced record third quarter 2025 results and declared a cash dividend, both of which are positive indicators of strong financial performance and shareholder returns. The substantial asset base of $16.11 billion and multi-state banking presence further support a positive outlook.
PositiveBenzinga• Globe Newswire
NBT Bancorp Inc. Completes Merger With Evans Bancorp, Inc.
NBT Bancorp Inc. has completed the merger with Evans Bancorp, Inc., expanding its branch network into the Western Region of New York. The merger brings over 200 employees and 40,000 customers from Evans Bank into the NBT family.
NBTBmergeracquisitionbankingNew York
Sentiment note
The article highlights the successful completion of the merger, which is expected to bring benefits to NBT Bancorp Inc. through expanded branch network, additional employees, and new customers.
PositiveGlobeNewswire Inc.• Clear® Verified
NBT Bancorp Inc. Receives Regulatory Approval, Evans Bancorp, Inc. Shareholders Approve Merger
NBT Bancorp Inc. has received regulatory approval to merge with Evans Bancorp, Inc. The merger is expected to close in the second quarter of 2025, pending customary closing conditions. The combined entity will extend NBT's footprint into the Buffalo and Rochester markets.
The article highlights that NBT Bancorp has received the necessary regulatory approvals to proceed with the merger, which is seen as a positive development for the company's growth and expansion plans.
PositiveBenzinga• Globe Newswire
NBT Bancorp Inc. and Evans Bancorp, Inc. Announce Strategic Partnership
NBT Bancorp and Evans Bancorp have announced a strategic merger, with NBT acquiring Evans in an all-stock deal. The combined entity will have a strong presence in Upstate New York, with over 170 locations.
NBTBEVBNmergeracquisitionbankingUpstate New York
Sentiment note
NBT Bancorp is acquiring Evans Bancorp, which will expand its footprint in Upstate New York and create a larger banking entity with over 170 locations.
UnknownGlobeNewswire Inc.• NBT Bancorp Inc.
NBT Bancorp Inc. Announces Date of Second Quarter Conference Call
NORWICH, N.Y., July 01, 2024 (GLOBE NEWSWIRE) -- NBT Bancorp Inc. (“NBT” or the “Company”) (NASDAQ: NBTB) will release details of its financial results for the second quarter 2024 on Monday, July 22, 2024, following the market close. The Company will host a conference call at 10:00 a.m. (Eastern) Tuesday, July 23, 2024, to review these results.
NBTBCalendar of Events
UnknownZacks Investment Research• Zacks Equity Research
Do Options Traders Know Something About NBT Bancorp (NBTB) Stock We Don't?
Investors need to pay close attention to NBT Bancorp (NBTB) stock based on the movements in the options market lately.
NBTB
UnknownSeeking Alpha• Justin Law
Dividend Champion, Contender, And Challenger Highlights: Week Of May 26
Stay up-to-date on dividend activity, changes, ex-dividend dates, and pay dates for Dividend Champions, Contenders, and Challengers in our weekly summary.
EQHFLOHLNELII
UnknownGlobeNewswire Inc.• NBT Bancorp Inc.
NBT Bancorp Inc. Announces Cash Dividend
NBT BANCORP INC. ANNOUNCES CASH DIVIDEND
NBTBDividend Reports and Estimates
UnknownGlobeNewswire Inc.• NBT Bancorp Inc.
NBT Bancorp Inc. Completes Leadership Transition
NBT BANCORP INC. COMPLETES LEADERSHIP TRANSITION
Kingsley, Stagliano, Burns and Hyle Promoted
NBTBDirectors and Officers
UnknownBenzinga• Benzinga Insights
Breaking Down NBT Bancorp: 5 Analysts Share Their Views
NBT Bancorp (NASDAQ:NBTB) underwent analysis by 5 analysts in the last quarter, revealing a spectrum of viewpoints from bullish to bearish.
The table below offers a condensed view of their recent ratings, showcasing the changing sentiments over the past 30 days and comparing them to the preceding months.
Bullish
Somewhat Bullish
Indifferent
Somewhat Bearish
Bearish
Total Ratings
1
3
1
0
0
Last 30D
0
1
0
0
0
1M Ago
0
0
0
0
0
2M Ago
1
0
0
0
0
3M Ago
0
2
1
0
0
Analysts have recently evaluated NBT Bancorp and provided 12-month price targets. The average target is $41.0, accompanied by a high estimate of $42.00 and a low estimate of $39.00. Observing a downward trend, the current average is 5.75% lower than the prior average price target of $43.50.
Understanding Analyst Ratings: A Comprehensive Breakdown
The standing of NBT Bancorp among financial experts becomes clear with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
Analyst
Analyst Firm
Action Taken
Rating
Current Price Target
Prior Price Target
Matt Breese
Stephens & Co.
Maintains
Overweight
$42.00
-
Jake Civiello
Janney Montgomery Scott
Announces
Buy
$39.00
-
Matt Breese
Stephens & Co.
Announces
Overweight
$42.00
-
Christopher O'Connell
Keefe, Bruyette & Woods
Lowers
Market Perform
$41.00
$45.00
Alexander Twerdahl
Piper Sandler
Lowers
Overweight
$41.00
$42.00
Key Insights:
Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments ...Full story available on Benzinga.com
NBTBAnalyst Ratings
UnknownZacks Investment Research• Zacks Equity Research
NBT (NBTB) Reports Q1 Earnings: What Key Metrics Have to Say
While the top- and bottom-line numbers for NBT (NBTB) give a sense of how the business performed in the quarter ended March 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
NBTB
UnknownZacks Investment Research• Zacks Equity Research
NBT Bancorp (NBTB) Tops Q1 Earnings and Revenue Estimates
NBT (NBTB) delivered earnings and revenue surprises of 1.49% and 4.12%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?
NBTBMPB
News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
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