AI Summary Scores: Intraday / Swing / Long scores are synthesized from multi-factor analysis for each timeframe. They summarize current conditions discussed in the report and do not constitute trading recommendations.
Intraday Trend Score: A 0–100 composite from the Trend Explorer™ analytics engine used for ranking and comparison. It describes current conditions and is not a forecast.
Trend Status: A rules-based label (Bullish / Mixed / Bearish) derived from signal confluence (trend structure, momentum, and positioning). It indicates alignment, not expected return.
Last
$9.28
−$0.29 (−2.98%) 3:58 PM ET
After hours$9.28
+$0.00 (+0.05%) 3:06 AM ET
Prev closePrevC$9.56
OpenOpen$9.65
Day highHigh$9.74
Day lowLow$9.26
VolumeVol427,718
Avg volAvgVol1,414,676
On chart
Interval
Intervals apply to 1D & 5D.
Intervals apply to 1D & 5D.
Scale: Linear
Overlays
Panels
Style
Scale: Linear
Presets
Tools
Tickers only (no ^ indexes). Add up to 5.
Mkt cap
$896.57M
EV/Sales
14.87
P/E ratio
-17.84
FY Revenue
$2.99B
EPS
-0.52
Gross Margin
20.06%
Div yield
6.80%
Sector
Financials
AI report sections
MIXED
NAVI
Navient Corporation
NAVI shows positive one-, three-, and six-month price momentum and prices above key short-term moving averages, while the 24.0% twelve-month decline and elevated short positioning provide conflicting longer-duration context. Cash generation remains positive, with $340 million of approximate free cash flow, but negative earnings, declining revenue, and substantial leverage remain central fundamental constraints.
AI summarized at 2:14 PM ET, 2026-09-16
AI summary scores
INTRADAY:57SWING:68LONG:34
Volume vs average
Intraday (cumulative)
−55% (Below avg)
Vol/Avg: 0.45×
RSI
56.86(Neutral)
Neutral (40–60)
0255075100
MACD momentum
Intraday
-0.01 (Weak)
MACD: -0.02 Signal: -0.01
Short-Term
+0.04 (Strong)
MACD: 0.01 Signal: -0.03
Long-Term
+0.01 (Strong)
MACD: 0.08 Signal: 0.07
Intraday trend score
53.39
LOW53.39HIGH69.31
Latest news
NAVI•12 articles•Positive: 6Neutral: 6Negative: 0
PositiveZacks Investment Research• Zacks.Com
Will Weak Consumer Loan Demand & High Provisions Hurt COF Q3 Earnings?
Capital One's Q3 2026 earnings are expected to decline 8.4% year-over-year to $5.45 per share despite 4.9% revenue growth. While interchange fees are projected to surge 23.3% and non-interest income to grow 16.9%, weak consumer loan demand, higher credit loss provisions, increased marketing costs, and technology investments are expected to pressure profits. The company carries a Zacks Rank #3 (Hold) with a -0.02% Earnings ESP, suggesting low chances of beating consensus estimates.
COFCOFPICOFPJCOFPKQ3 earningsconsumer loan demandcredit loss provisionsnet interest income
Sentiment note
Stock rallied 7.3% in Q3, outperforming the industry decline. Q3 2026 earnings estimate revised higher to 16 cents over the past week, and carries a Zacks Rank #1 (Strong Buy) rating.
PositiveZacks Investment Research• Na
Best Income Stocks to Buy for October 13th
Zacks highlights three Rank #1 stocks with strong income potential: Diversified Energy Company (DEC) with an 8.4% dividend yield and 76.3% earnings estimate increase; Navient Corporation (NAVI) with a 7.0% dividend yield and 5.3% earnings estimate increase; and Chevron Corporation (CVX) with a 1.8% dividend yield and 5.2% earnings estimate increase.
Zacks Rank #1 rating, 5.3% earnings estimate increase, and dividend yield of 7.0% substantially higher than industry average of 1.6%
PositiveGlobeNewswire Inc.• Not Specified
Navient names Diane Offereins as new board member
Navient has appointed Diane Offereins, an executive with over 35 years of financial services experience, to its board of directors effective September 24, 2026. Offereins previously served as Global Chief Information Officer at Discover Financial Services and currently sits on the boards of Lendbuzz, Flywire, and Brighthouse Financial. She brings expertise in executive compensation, information technology, and cybersecurity.
The appointment of an experienced executive with strong credentials in IT, cybersecurity, and financial services strengthens the board's expertise and governance capabilities, which is viewed positively by investors and stakeholders.
NeutralInvesting.com• Brett Owens
7 Financial-Sector Outcasts Paying Us up to 12.3%
The financial sector has underperformed in 2026 due to proposed credit card interest rate caps and AI-driven concerns about lenders. However, regional banks and alternative financial providers offer attractive dividend yields ranging from 5.7% to 12.3%, presenting contrarian investment opportunities for income-focused investors seeking undervalued financial stocks.
7.6% yield; company mid-reinvention with new CEO and stripped-down business model; expected return to profitability in 2026 and 30%+ growth in 2027, but dividend frozen for a decade and requires proof of turnaround
PositiveGlobeNewswire Inc.• Na
Navient declares second quarter common stock dividend
Navient's board approved a $0.16 per share dividend for Q2 2026, payable on June 19, 2026. The company also announced that Board Chair Edward Bramson will be appointed as Chief Executive Officer effective June 2026.
The announcement of a dividend payment demonstrates confidence in financial performance and commitment to shareholder returns. The leadership transition with an internal promotion of the Board Chair to CEO suggests stability and continuity in strategic direction.
PositiveGlobeNewswire Inc.• Na
Navient declares first quarter common stock dividend
Navient's board of directors approved a first quarter 2026 dividend of $0.16 per share, payable on March 20, 2026, to shareholders of record as of March 6, 2026. The company continues to manage student lending and education financing services.
The approval and announcement of a dividend payment demonstrates financial stability and confidence in the company's cash generation ability. Regular dividend payments are typically viewed positively by investors as they indicate profitability and shareholder-friendly capital allocation.
Enterval Analytics published its 25th semi-annual Private Student Loan Report showing strong performance metrics for Q3 2025. Early-stage delinquencies stand at 3.49%, late-stage delinquencies at 1.71%, and gross charge-offs at 2.71%, with forbearance utilization at 1.53%. Private student loans represent 7.66% of the total student loan market with $4.53B in originations for Q1 AY 2025-2026.
The announcement is a standard financial disclosure of a dividend payment, indicating stable corporate operations without significant positive or negative implications
NeutralGlobeNewswire Inc.• Navient
Navient posts third quarter 2025 financial results
Navient announced its third quarter 2025 financial results, with a live audio webcast scheduled for October 29, 2025, hosted by CEO David Yowan and CFO Joe Fisher. Complete financial details will be available on their website and SEC filing.
The article is a standard financial results announcement with no explicit positive or negative indicators about the company's performance. It is a routine quarterly financial communication.
The Trump administration has agreed to resume student loan forgiveness for 2.5 million borrowers, reactivating income-driven repayment programs until July 2028. This move could free up approximately $16 billion in consumer spending power, potentially boosting holiday retail sales.
Potential business model disruption from student loan forgiveness program changes
NeutralGlobeNewswire Inc.• Navient
Navient declares third quarter common stock dividend
Navient declared a quarterly dividend of $0.16 per share, payable on September 19, 2025, to shareholders of record as of September 5, 2025.
JSMNAVIdividendquarterlyshareholdersstock
Sentiment note
The dividend announcement is a routine financial action that indicates stable corporate performance without suggesting significant positive or negative market implications
NeutralGlobeNewswire Inc.• N/A
Navient holds 2025 annual shareholder meeting, appoints Edward Bramson as board chair
Navient held its 2025 Annual Meeting, where shareholders voted to approve three proposals, including the election of seven nominees to the board. Linda Mills did not stand for reelection, and Edward Bramson was elected as the new chair of the board.
JSMNAVINavientannual meetingboard of directorsleadership change
Sentiment note
The article provides a neutral update on Navient's annual meeting and board changes, without any clear indication of positive or negative sentiment.
News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
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