NAVI
Navient Corporation · Financials · Credit Services
Last
$9.28
−$0.29 (−2.98%) 3:58 PM ET
After hours $9.28 +$0.00 (+0.05%) 3:06 AM ET
Prev close $9.56
Open $9.65
Day high $9.74
Day low $9.26
Volume 427,718
Avg vol 1,414,676
Mkt cap
$896.57M
EV/Sales
14.87
P/E ratio
-17.84
FY Revenue
$2.99B
EPS
-0.52
Gross Margin
20.06%
Div yield
6.80%
Sector
Financials
AI report sections
NAVI
Navient Corporation
NAVI shows positive one-, three-, and six-month price momentum and prices above key short-term moving averages, while the 24.0% twelve-month decline and elevated short positioning provide conflicting longer-duration context. Cash generation remains positive, with $340 million of approximate free cash flow, but negative earnings, declining revenue, and substantial leverage remain central fundamental constraints.
AI summarized at 2:14 PM ET, 2026-09-16
AI summary scores
INTRADAY: 57 SWING: 68 LONG: 34
Volume vs average
Intraday (cumulative)
−55% (Below avg)
Vol/Avg: 0.45×
RSI
56.86 (Neutral)
Neutral (40–60)
MACD momentum
Intraday
-0.01 (Weak)
MACD: -0.02 Signal: -0.01
Short-Term
+0.04 (Strong)
MACD: 0.01 Signal: -0.03
Long-Term
+0.01 (Strong)
MACD: 0.08 Signal: 0.07
Intraday trend score 53.39

Latest news

NAVI 12 articles Positive: 6 Neutral: 6 Negative: 0
Positive Zacks Investment Research • Zacks.Com
Will Weak Consumer Loan Demand & High Provisions Hurt COF Q3 Earnings?

Capital One's Q3 2026 earnings are expected to decline 8.4% year-over-year to $5.45 per share despite 4.9% revenue growth. While interchange fees are projected to surge 23.3% and non-interest income to grow 16.9%, weak consumer loan demand, higher credit loss provisions, increased marketing costs, and technology investments are expected to pressure profits. The company carries a Zacks Rank #3 (Hold) with a -0.02% Earnings ESP, suggesting low chances of beating consensus estimates.

COF COFPI COFPJ COFPK Q3 earnings consumer loan demand credit loss provisions net interest income
Sentiment note

Stock rallied 7.3% in Q3, outperforming the industry decline. Q3 2026 earnings estimate revised higher to 16 cents over the past week, and carries a Zacks Rank #1 (Strong Buy) rating.

Positive Zacks Investment Research • Na
Best Income Stocks to Buy for October 13th

Zacks highlights three Rank #1 stocks with strong income potential: Diversified Energy Company (DEC) with an 8.4% dividend yield and 76.3% earnings estimate increase; Navient Corporation (NAVI) with a 7.0% dividend yield and 5.3% earnings estimate increase; and Chevron Corporation (CVX) with a 1.8% dividend yield and 5.2% earnings estimate increase.

DEC JSM NAVI CVX dividend yield income stocks Zacks Rank #1 earnings estimates
Sentiment note

Zacks Rank #1 rating, 5.3% earnings estimate increase, and dividend yield of 7.0% substantially higher than industry average of 1.6%

Positive GlobeNewswire Inc. • Not Specified
Navient names Diane Offereins as new board member

Navient has appointed Diane Offereins, an executive with over 35 years of financial services experience, to its board of directors effective September 24, 2026. Offereins previously served as Global Chief Information Officer at Discover Financial Services and currently sits on the boards of Lendbuzz, Flywire, and Brighthouse Financial. She brings expertise in executive compensation, information technology, and cybersecurity.

JSM NAVI board appointment financial services cybersecurity information technology executive compensation
Sentiment note

The appointment of an experienced executive with strong credentials in IT, cybersecurity, and financial services strengthens the board's expertise and governance capabilities, which is viewed positively by investors and stakeholders.

Neutral Investing.com • Brett Owens
7 Financial-Sector Outcasts Paying Us up to 12.3%

The financial sector has underperformed in 2026 due to proposed credit card interest rate caps and AI-driven concerns about lenders. However, regional banks and alternative financial providers offer attractive dividend yields ranging from 5.7% to 12.3%, presenting contrarian investment opportunities for income-focused investors seeking undervalued financial stocks.

NWBI WASH JSM NAVI dividend yield regional banks financial sector contrarian investing
Sentiment note

7.6% yield; company mid-reinvention with new CEO and stripped-down business model; expected return to profitability in 2026 and 30%+ growth in 2027, but dividend frozen for a decade and requires proof of turnaround

Positive GlobeNewswire Inc. • Na
Navient declares second quarter common stock dividend

Navient's board approved a $0.16 per share dividend for Q2 2026, payable on June 19, 2026. The company also announced that Board Chair Edward Bramson will be appointed as Chief Executive Officer effective June 2026.

JSM NAVI dividend leadership transition CEO appointment shareholder returns
Sentiment note

The announcement of a dividend payment demonstrates confidence in financial performance and commitment to shareholder returns. The leadership transition with an internal promotion of the Board Chair to CEO suggests stability and continuity in strategic direction.

Positive GlobeNewswire Inc. • Na
Navient declares first quarter common stock dividend

Navient's board of directors approved a first quarter 2026 dividend of $0.16 per share, payable on March 20, 2026, to shareholders of record as of March 6, 2026. The company continues to manage student lending and education financing services.

JSM NAVI dividend shareholder returns Q1 2026 student lending refinancing
Sentiment note

The approval and announcement of a dividend payment demonstrates financial stability and confidence in the company's cash generation ability. Regular dividend payments are typically viewed positively by investors as they indicate profitability and shareholder-friendly capital allocation.

Positive GlobeNewswire Inc. • Enterval Analytics, Llc
Latest Private Student Loan Report from Enterval Highlights Steady Repayment Trends

Enterval Analytics published its 25th semi-annual Private Student Loan Report showing strong performance metrics for Q3 2025. Early-stage delinquencies stand at 3.49%, late-stage delinquencies at 1.71%, and gross charge-offs at 2.71%, with forbearance utilization at 1.53%. Private student loans represent 7.66% of the total student loan market with $4.53B in originations for Q1 AY 2025-2026.

JSM NAVI PNC SLM private student loans delinquencies student loan analytics higher education financing
Sentiment note

Listed as a significant private student loan lender participating in a market showing stable performance and growth in originations.

Neutral GlobeNewswire Inc. • Navient
Navient declares fourth quarter common stock dividend

Navient declared a quarterly dividend of $0.16 per share, payable on December 19, 2025, to shareholders of record as of December 5, 2025.

JSM NAVI dividend quarterly earnings shareholder financial announcement
Sentiment note

The announcement is a standard financial disclosure of a dividend payment, indicating stable corporate operations without significant positive or negative implications

Neutral GlobeNewswire Inc. • Navient
Navient posts third quarter 2025 financial results

Navient announced its third quarter 2025 financial results, with a live audio webcast scheduled for October 29, 2025, hosted by CEO David Yowan and CFO Joe Fisher. Complete financial details will be available on their website and SEC filing.

JSM NAVI financial results earnings webcast Q3 2025 investor relations
Sentiment note

The article is a standard financial results announcement with no explicit positive or negative indicators about the company's performance. It is a routine quarterly financial communication.

Neutral Benzinga • Piero Cingari
Trump Administration Restores Student Loan Forgiveness, Could Fuel Holiday Spending Boom

The Trump administration has agreed to resume student loan forgiveness for 2.5 million borrowers, reactivating income-driven repayment programs until July 2028. This move could free up approximately $16 billion in consumer spending power, potentially boosting holiday retail sales.

AMZN TGT WMT SOFI student loan forgiveness income-driven repayment consumer spending holiday shopping
Sentiment note

Potential business model disruption from student loan forgiveness program changes

Neutral GlobeNewswire Inc. • Navient
Navient declares third quarter common stock dividend

Navient declared a quarterly dividend of $0.16 per share, payable on September 19, 2025, to shareholders of record as of September 5, 2025.

JSM NAVI dividend quarterly shareholders stock
Sentiment note

The dividend announcement is a routine financial action that indicates stable corporate performance without suggesting significant positive or negative market implications

Neutral GlobeNewswire Inc. • N/A
Navient holds 2025 annual shareholder meeting, appoints Edward Bramson as board chair

Navient held its 2025 Annual Meeting, where shareholders voted to approve three proposals, including the election of seven nominees to the board. Linda Mills did not stand for reelection, and Edward Bramson was elected as the new chair of the board.

JSM NAVI Navient annual meeting board of directors leadership change
Sentiment note

The article provides a neutral update on Navient's annual meeting and board changes, without any clear indication of positive or negative sentiment.

News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
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