MSBI
Midland States Bancorp, Inc. · Financials · Banks - Regional
Last
$32.21
−$0.09 (−0.28%) 3:59 PM ET
Prev close $32.30
Open $32.30
Day high $33.03
Day low $32.16
Volume 101,383
Avg vol 162,891
Mkt cap
$670.29M
EV/Sales
1.57
P/E ratio
19.83
FY Revenue
$457.56M
EPS
1.63
Gross Margin
72.03%
Div yield
5.48%
Sector
Financials
AI report sections
MSBI
Midland States Bancorp, Inc.
MSBI has recorded positive price momentum across the one-, three-, and six-month periods, with the latest close positioned near the upper end of its 52-week range and above key short- and intermediate-term averages. Fundamental results show substantial net-income and EPS recovery alongside positive free cash flow, while slightly lower trailing revenue, elevated earnings-based valuation multiples, and near-overbought momentum readings provide counterbalancing context.
AI summarized at 3:28 PM ET, 2026-07-27
AI summary scores
INTRADAY: 64 SWING: 74 LONG: 59
Volume vs average
Intraday (cumulative)
−7% (Below avg)
Vol/Avg: 0.93×
RSI
45.52 (Neutral)
Neutral (40–60)
MACD momentum
Intraday
+0.00 (Strong)
MACD: -0.00 Signal: -0.01
Short-Term
-0.07 (Weak)
MACD: -0.24 Signal: -0.17
Long-Term
-0.11 (Weak)
MACD: -0.09 Signal: 0.01
Intraday trend score 53.42

Latest news

MSBI 12 articles Positive: 8 Neutral: 2 Negative: 2
Positive Zacks Investment Research • Zacks.Com
Midland States Bancorp (MSBI) Reports Next Week: Wall Street Expects Earnings Growth

Midland States Bancorp is expected to report Q3 2026 earnings on October 22 with consensus EPS of $0.90 (up 275% YoY) and revenues of $84.1 million (up 3.7% YoY). The stock has a positive Earnings ESP of +2.51% combined with a Zacks Rank #2 (Buy), suggesting a likely earnings beat. The company has beaten consensus estimates in 2 of the last 4 quarters.

MSBI MSBIP earnings report Q3 2026 earnings beat Earnings ESP Zacks Rank consensus estimates
Sentiment note

Positive Earnings ESP of +2.51% combined with Zacks Rank #2 (Buy) indicates high probability of beating consensus EPS estimates. Recent analyst revisions show bullish sentiment, and the company has a track record of beating estimates (2 of last 4 quarters). Expected 275% YoY earnings growth and 3.7% revenue growth support positive outlook.

Positive Zacks Investment Research • Zacks.Com
Why Midland States Bancorp (MSBI) is a Top Dividend Stock for Your Portfolio

Midland States Bancorp (MSBI) is highlighted as an attractive dividend stock with a 4.1% yield, significantly outperforming the S&P 500's 1.41% yield. The company has increased its dividend 4 times over the last 5 years with an average annual increase of 3.28%. MSBI expects solid earnings growth with a 2026 consensus estimate of $3.40 per share (100% year-over-year growth) and carries a Zacks Rank of #2 (Buy).

MSBI MSBIP dividend stock dividend yield earnings growth payout ratio income investing banking sector
Sentiment note

The company demonstrates strong dividend fundamentals with a 4.1% yield well above market averages, consistent dividend growth history, a sustainable 54% payout ratio, and expected 100% earnings growth in 2026. It also received a Zacks Rank #2 (Buy) rating, indicating a compelling investment opportunity.

Positive GlobeNewswire Inc. • Na
Midland States Bancorp, Inc. Appoints Claire Stack Chief Financial Officer

Midland States Bancorp, Inc. announced the permanent appointment of Claire A. Stack as Executive Vice President and Chief Financial Officer, effective May 8, 2026. Stack, who joined the company in November 2025 as Corporate Controller and served as interim CFO since March 2026, brings over 15 years of accounting and finance leadership experience in the financial services sector, including roles at major firms like PwC and KPMG.

MSBI MSBIP CFO appointment Claire Stack Chief Financial Officer financial leadership banking corporate governance
Sentiment note

The appointment of an experienced CFO with strong credentials and proven interim performance demonstrates organizational stability and confidence in leadership. The CEO's positive commentary about Stack's leadership and the company's strategic direction, combined with her extensive background in financial services and public company accounting, suggests positive momentum for the organization's financial management and operational discipline.

Positive Benzinga • Na
Midland States Bancorp, Inc. Announces Common Stock and Preferred Stock Dividends

Midland States Bancorp announced quarterly dividends for both common and preferred stock. The company declared a $0.32 per share common stock dividend payable May 22, 2026, and a $0.4844 per depository share preferred stock dividend payable June 30, 2026. As of March 31, 2026, the company reported total assets of approximately $6.55 billion.

MSBI MSBIP dividend announcement common stock preferred stock quarterly dividend banking financial holding company
Sentiment note

The company's announcement of consistent dividend payments to both common and preferred shareholders demonstrates financial stability and confidence in earnings. Regular dividend declarations are typically viewed positively by investors as they indicate healthy cash flows and management's commitment to returning value to shareholders.

Neutral GlobeNewswire Inc. • Na
Midland States Bancorp, Inc. To Announce First Quarter 2026 Financial Results On Thursday, April 23

Midland States Bancorp announced it will release its first quarter 2026 financial results on April 23, 2026 after market close, along with an investor presentation. The company, headquartered in Illinois, reported total assets of approximately $6.51 billion as of December 31, 2025.

MSBI MSBIP Q1 2026 earnings financial results investor presentation total assets community banking
Sentiment note

The article is a routine announcement of earnings release date and timing. No material business developments, performance metrics, or strategic changes are disclosed that would indicate positive or negative sentiment. The announcement is procedural in nature.

Positive Benzinga • Globe Newswire
Midland States Bancorp, Inc. Announces Common Stock and Preferred Stock Dividends

Midland States Bancorp announced its Board of Directors declared a quarterly cash dividend of $0.32 per share of common stock, payable February 20, 2026 to shareholders of record as of February 13, 2026. The company also declared a cash dividend of $0.4844 per depository share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A, payable March 30, 2026.

MSBI MSBIP dividend announcement common stock dividend preferred stock dividend quarterly dividend shareholder returns
Sentiment note

The company is maintaining regular dividend payments to both common and preferred shareholders, demonstrating financial stability and commitment to returning capital to investors. Consistent dividend declarations are typically viewed positively as they indicate operational strength and shareholder-friendly capital allocation.

Negative GlobeNewswire Inc. • Jeffrey G. Ludwig, President And Ceo
Midland States Bancorp, Inc. Announces 2025 Third Quarter Results

Midland States Bancorp reported lower Q3 2025 net income of $5.3 million due to increased provisions in equipment finance portfolio, ceased equipment finance production, and reduced problem loans while maintaining strong wealth management performance.

MSBI MSBIP banking financial results loan portfolio credit quality net interest margin
Sentiment note

Net income decreased significantly from $18.2 million in Q3 2024 to $5.3 million in Q3 2025, with $15 million provision in equipment finance portfolio and decision to cease equipment finance originations indicating ongoing credit quality challenges

Negative GlobeNewswire Inc. • N/A
Midland States Bancorp, Inc. receives expected notification of deficiency from Nasdaq related to delayed filing of Quarterly Report on Form 10-Q

Midland States Bancorp, Inc. received a notification from Nasdaq regarding its failure to timely file its annual and quarterly reports. The company is working to regain compliance with Nasdaq's listing rules.

MSBI MSBIP Midland States Bancorp Nasdaq delayed filing compliance
Sentiment note

The company received a notification from Nasdaq regarding its failure to timely file its required financial reports, which could lead to delisting if not resolved.

Positive Benzinga • Globe Newswire
Midland States Bancorp, Inc. Announces Common Stock and Preferred Stock Dividends

Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.31 per share of its common stock and a cash dividend of $0.4844 per depository share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A.

MSBI MSBIP dividends Midland States Bancorp
Sentiment note

The company announced the declaration of dividends on its common and preferred stock, which is generally seen as a positive sign for shareholders.

Positive Benzinga • Globe Newswire
Midland States Bancorp, Inc. Announces Common Stock and Preferred Stock Dividends

Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.31 per share of its common stock and a cash dividend of $0.4844 per depository share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A.

MSBI MSBIP Midland States Bancorp dividends
Sentiment note

The company announced the declaration of dividends on its common and preferred stock, which is generally seen as a positive sign for shareholders.

Positive Benzinga • Globe Newswire
Midland States Bancorp, Inc. Announces Common Stock and Preferred Stock Dividends

Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.31 per share of its common stock and a cash dividend of $0.4844 per depository share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A.

MSBI MSBIP dividends Midland States Bancorp
Sentiment note

The company announced the declaration of dividends on its common stock and preferred stock, which is generally seen as a positive sign for shareholders.

Neutral GlobeNewswire Inc. • N/A
Midland States Bancorp, Inc. to Announce Second Quarter 2024 Financial Results on Thursday, July 25 - GlobeNewswire

Midland States Bancorp, Inc. (NASDAQ: MSBI) announced that it will release its second quarter 2024 financial results on July 25, 2024. The company, headquartered in Effingham, Illinois, has total assets of approximately $7.83 billion and its Wealth Management Group has assets under administration of approximately $3.89 billion.

MSBI MSBIP Midland States Bancorp financial results second quarter 2024
Sentiment note

The article provides factual information about the company's upcoming financial results release, without any explicit positive or negative sentiment.

News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
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