MSBI
Midland States Bancorp, Inc. · Financials · Banks - Regional
Last
$22.12
−$0.91 (−3.95%) 4:00 PM ET
Prev close $23.03
Open $23.04
Day high $23.04
Day low $21.97
Volume 132,960
Avg vol 165,460
Mkt cap
$468.49M
P/E ratio
-2.99
FY Revenue
$496.93M
EPS
-7.39
Gross Margin
67.08%
Sector
Financials
AI report sections
MSBI
Midland States Bancorp, Inc.
MSBI exhibits strong recent price momentum with the stock trading near the top of its 52-week range and well above key moving averages, supported by multiple bullish technical signals. At the same time, fundamental performance is under pressure, with negative earnings, contracting revenue, and weak profitability metrics, even as free cash flow and liquidity appear comparatively healthy. Valuation screens as low on sales and free cash flow multiples but very elevated on an EV/EBITDA basis, creating a mixed longer-term profile.
AI summarized at 11:50 AM ET, 2026-01-22
AI summary scores
INTRADAY: 63 SWING: 72 LONG: 44
Volume vs average
Intraday (cumulative)
+35% (Above avg)
Vol/Avg: 1.35×
RSI
51.80 (Neutral)
Neutral (40–60)
MACD momentum
Intraday
+0.01 (Strong)
MACD: 0.01 Signal: 0.01
Short-Term
-0.14 (Weak)
MACD: 0.15 Signal: 0.29
Long-Term
-0.17 (Weak)
MACD: 0.90 Signal: 1.07
Intraday trend score 36.74

Latest news

MSBI 12 articles Positive: 4 Neutral: 1 Negative: 2
Positive Benzinga • Globe Newswire
Midland States Bancorp, Inc. Announces Common Stock and Preferred Stock Dividends

Midland States Bancorp announced its Board of Directors declared a quarterly cash dividend of $0.32 per share of common stock, payable February 20, 2026 to shareholders of record as of February 13, 2026. The company also declared a cash dividend of $0.4844 per depository share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A, payable March 30, 2026.

MSBI MSBIP dividend announcement common stock dividend preferred stock dividend quarterly dividend shareholder returns
Sentiment note

The company is maintaining regular dividend payments to both common and preferred shareholders, demonstrating financial stability and commitment to returning capital to investors. Consistent dividend declarations are typically viewed positively as they indicate operational strength and shareholder-friendly capital allocation.

Negative GlobeNewswire Inc. • Jeffrey G. Ludwig, President And Ceo
Midland States Bancorp, Inc. Announces 2025 Third Quarter Results

Midland States Bancorp reported lower Q3 2025 net income of $5.3 million due to increased provisions in equipment finance portfolio, ceased equipment finance production, and reduced problem loans while maintaining strong wealth management performance.

MSBI MSBIP banking financial results loan portfolio credit quality net interest margin
Sentiment note

Net income decreased significantly from $18.2 million in Q3 2024 to $5.3 million in Q3 2025, with $15 million provision in equipment finance portfolio and decision to cease equipment finance originations indicating ongoing credit quality challenges

Negative GlobeNewswire Inc. • N/A
Midland States Bancorp, Inc. receives expected notification of deficiency from Nasdaq related to delayed filing of Quarterly Report on Form 10-Q

Midland States Bancorp, Inc. received a notification from Nasdaq regarding its failure to timely file its annual and quarterly reports. The company is working to regain compliance with Nasdaq's listing rules.

MSBI MSBIP Midland States Bancorp Nasdaq delayed filing compliance
Sentiment note

The company received a notification from Nasdaq regarding its failure to timely file its required financial reports, which could lead to delisting if not resolved.

Positive Benzinga • Globe Newswire
Midland States Bancorp, Inc. Announces Common Stock and Preferred Stock Dividends

Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.31 per share of its common stock and a cash dividend of $0.4844 per depository share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A.

MSBI MSBIP dividends Midland States Bancorp
Sentiment note

The company announced the declaration of dividends on its common and preferred stock, which is generally seen as a positive sign for shareholders.

Positive Benzinga • Globe Newswire
Midland States Bancorp, Inc. Announces Common Stock and Preferred Stock Dividends

Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.31 per share of its common stock and a cash dividend of $0.4844 per depository share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A.

MSBI MSBIP Midland States Bancorp dividends
Sentiment note

The company announced the declaration of dividends on its common and preferred stock, which is generally seen as a positive sign for shareholders.

Positive Benzinga • Globe Newswire
Midland States Bancorp, Inc. Announces Common Stock and Preferred Stock Dividends

Midland States Bancorp, Inc. announced that its Board of Directors declared a quarterly cash dividend of $0.31 per share of its common stock and a cash dividend of $0.4844 per depository share on its 7.75% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A.

MSBI MSBIP dividends Midland States Bancorp
Sentiment note

The company announced the declaration of dividends on its common stock and preferred stock, which is generally seen as a positive sign for shareholders.

Neutral GlobeNewswire Inc. • N/A
Midland States Bancorp, Inc. to Announce Second Quarter 2024 Financial Results on Thursday, July 25 - GlobeNewswire

Midland States Bancorp, Inc. (NASDAQ: MSBI) announced that it will release its second quarter 2024 financial results on July 25, 2024. The company, headquartered in Effingham, Illinois, has total assets of approximately $7.83 billion and its Wealth Management Group has assets under administration of approximately $3.89 billion.

MSBI MSBIP Midland States Bancorp financial results second quarter 2024
Sentiment note

The article provides factual information about the company's upcoming financial results release, without any explicit positive or negative sentiment.

Unknown Zacks Investment Research • Zacks Equity Research
Carter Bankshares (CARE) Soars 5.2%: Is Further Upside Left in the Stock?

Carter Bankshares (CARE) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down the road.

CARE MSBI
Unknown GlobeNewswire Inc. • Midland States Bancorp, Inc.
Midland States Bancorp, Inc. Appoints Travis Franklin to Board of Directors

EFFINGHAM, Ill., May 07, 2024 (GLOBE NEWSWIRE) -- Midland States Bancorp, Inc. (NASDAQ: MSBI) announced today that its Board of Directors has appointed Travis Franklin to its Board, effective May 7, 2024. Mr. Franklin has been appointed to the Board of Midland States Bank, the Company’s wholly-owned Illinois bank subsidiary.

MSBI Directors and Officers
Unknown GlobeNewswire Inc. • Midland States Bancorp, Inc.
Midland States Bancorp, Inc. Announces Common Stock and Preferred Stock Dividends

EFFINGHAM, Ill., May 07, 2024 (GLOBE NEWSWIRE) -- Midland States Bancorp, Inc. (NASDAQ: MSBI) announced today that its Board of Directors declared a quarterly cash dividend of $0.31 per share of its common stock. The dividend is payable on May 24, 2024 to all shareholders of record as of the close of business on May 17, 2024.

MSBI Dividend Reports and Estimates
Unknown Zacks Investment Research • Zacks Equity Research
Midland States Bancorp (MSBI) Reports Q1 Earnings: What Key Metrics Have to Say

While the top- and bottom-line numbers for Midland States Bancorp (MSBI) give a sense of how the business performed in the quarter ended March 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

MSBI
Unknown Zacks Investment Research • Zacks Equity Research
Midland States Bancorp (MSBI) Lags Q1 Earnings Estimates

Midland States Bancorp (MSBI) delivered earnings and revenue surprises of -25.35% and 2.74%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?

MSBI ESNT
News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
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