Horizon Bancorp, Inc. · Financials · Banks - Regional
Scores & Status Key
AI Summary Scores: Intraday / Swing / Long scores are synthesized from multi-factor analysis for each timeframe. They summarize current conditions discussed in the report and do not constitute trading recommendations.
Intraday Trend Score: A 0–100 composite from the Trend Explorer™ analytics engine used for ranking and comparison. It describes current conditions and is not a forecast.
Trend Status: A rules-based label (Bullish / Mixed / Bearish) derived from signal confluence (trend structure, momentum, and positioning). It indicates alignment, not expected return.
Last
$18.99
−$0.14 (−0.72%) 3:59 PM ET
After hours$18.99
−$0.00 (−0.02%) 12:51 AM ET
Prev closePrevC$19.13
OpenOpen$18.89
Day highHigh$19.17
Day lowLow$18.80
VolumeVol527,010
Avg volAvgVol615,004
On chart
Interval
Intervals apply to 1D & 5D.
Intervals apply to 1D & 5D.
Scale: Linear
Overlays
Panels
Style
Scale: Linear
Presets
Tools
Tickers only (no ^ indexes). Add up to 5.
Mkt cap
$975.03M
EV/Sales
12.66
P/E ratio
-6.78
FY Revenue
$96.67M
EPS
-2.80
Gross Margin
-13.47%
Div yield
3.25%
Sector
Financials
AI report sections
BEARISH
HBNC
Horizon Bancorp, Inc.
HBNC’s share price is trading near the top of its 52-week range with solid positive returns across 3–12 months and technical indicators that lean mildly bullish but not overextended. At the same time, the bank’s fundamentals show deep negative margins and loss-making earnings despite positive operating cash flow, creating a contrast between price strength and underlying profitability. Valuation appears demanding on sales and book value metrics while being supported in part by healthy free cash flow generation and a near-3% dividend yield.
AI summarized at 3:25 AM ET, 2026-07-21
AI summary scores
INTRADAY:58SWING:72LONG:43
Volume vs average
Intraday (cumulative)
+9% (Above avg)
Vol/Avg: 1.09×
RSI
43.59(Neutral)
Neutral (40–60)
0255075100
MACD momentum
Intraday
-0.00 (Weak)
MACD: 0.02 Signal: 0.02
Short-Term
+0.03 (Strong)
MACD: -0.11 Signal: -0.14
Long-Term
+0.03 (Strong)
MACD: -0.28 Signal: -0.30
Intraday trend score
41.02
LOW35.27HIGH50.79
Latest news
HBNC•12 articles•Positive: 2Neutral: 1Negative: 0
NeutralZacks Investment Research• Zacks.Com
Horizon Bancorp (HBNC) Reports Next Week: Wall Street Expects Earnings Growth
Horizon Bancorp is expected to report Q3 2026 earnings on October 21, with Wall Street forecasting EPS of $0.53 (up 76.7% YoY) and revenues of $76.8 million (up 23.5% YoY). However, the stock carries a neutral Earnings ESP of 0% with a Zacks Rank #3 (Hold), making it difficult to predict an earnings beat. The company has a mixed track record, beating estimates in only 2 of the last 4 quarters.
While the company is expected to show strong year-over-year earnings growth (76.7%) and revenue growth (23.5%), the Earnings ESP of 0% combined with a Zacks Rank #3 (Hold) makes it difficult to predict an earnings beat. Additionally, the company missed consensus estimates in the last quarter (-3.92% surprise) and has only beaten estimates 2 out of 4 quarters, suggesting limited upside potential.
PositiveGlobeNewswire Inc.• Na
Horizon Bancorp, Inc. Announces Conference Call to Review Third Quarter Results on October 22
Horizon Bancorp, Inc. (NASDAQ: HBNC) announced it will host a conference call on October 22, 2026 at 7:30 a.m. CT to discuss third quarter 2026 financial results. The $6.6 billion-asset commercial bank holding company also recently appointed Nicholas Ritter and Charles Sulerzyski as independent directors and reported strong second quarter 2026 results with peer-leading profitability metrics.
The company is reporting strong second quarter results with peer-leading profitability metrics, making strategic board appointments with experienced independent directors, and maintaining solid asset base of $6.6 billion. These indicators suggest operational strength and positive business momentum.
PositiveGlobeNewswire Inc.• Globe Newswire
Federal Home Loan Bank of Indianapolis awards a record $17.7 million in Affordable Housing Program grants across Michigan
The Federal Home Loan Bank of Indianapolis announced a record $17.7 million in Affordable Housing Program grants to 23 projects in Michigan, resulting in 1,017 affordable housing units. This is a significant increase from the previous record of $6.6 million in 2023.
MBWMONBIBCPHBNCaffordable housinggrantsMichiganFederal Home Loan Bank of Indianapolis
Sentiment note
The bank is mentioned as a partner for an affordable housing project in Lansing, indicating its support for community development in the area.
UnknownGlobeNewswire Inc.• Horizon Bancorp, Inc.
Horizon Bancorp, Inc. Announces Conference Call to Review Second Quarter Results on July 25
Horizon Bancorp, Inc. ("Horizon" or the "Company") will host a conference call at 7:30 a.m. CT on Thursday, July 25, 2024 to review its second quarter 2024
HBNCCalendar of Events
UnknownGlobeNewswire Inc.• Horizon Bancorp, Inc.
Horizon Bancorp, Inc. Names John R. Stewart, CFA as Chief Financial Officer
Horizon Bancorp, Inc. names John R. Stewart as new Chief Financial Officer
HBNCDirectors and Officers
UnknownZacks Investment Research• Zacks Equity Research
Compared to Estimates, Horizon Bancorp (HBNC) Q1 Earnings: A Look at Key Metrics
While the top- and bottom-line numbers for Horizon Bancorp (HBNC) give a sense of how the business performed in the quarter ended March 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
HBNC
UnknownZacks Investment Research• Zacks Equity Research
Horizon Bancorp (HBNC) Q1 Earnings Top Estimates
Horizon Bancorp (HBNC) delivered earnings and revenue surprises of 6.67% and 1.27%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?
HBNCEBC
UnknownGlobeNewswire Inc.• Horizon Bancorp, Inc.
Horizon Bancorp, Inc. Announces Conference Call to Review First Quarter Results on April 25
Horizon Bancorp, Inc. (“Horizon” or the “Company”) will host a conference call at 7:30 a.m. CT on Thursday, April 25, 2024 to review its first quarter 2024
HBNCCalendar of EventsConference Calls/ Webcasts
UnknownGlobeNewswire Inc.• Horizon Bancorp, Inc.
Horizon Bank Appoints David Pendley President of Mortgage Banking
Michigan City, IN – Horizon Bank announced the appointment of David Pendley as the divisional President of Mortgage Banking.
HBNCDirectors and Officers
UnknownZacks Investment Research• Zacks Equity Research
Compared to Estimates, Horizon Bancorp (HBNC) Q4 Earnings: A Look at Key Metrics
Although the revenue and EPS for Horizon Bancorp (HBNC) give a sense of how its business performed in the quarter ended December 2023, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
HBNC
UnknownZacks Investment Research• Zacks Equity Research
Horizon Bancorp (HBNC) Q4 Earnings Top Estimates
Horizon Bancorp (HBNC) delivered earnings and revenue surprises of 13.79% and 57.65%, respectively, for the quarter ended December 2023. Do the numbers hold clues to what lies ahead for the stock?
HBNCLNKB
UnknownGlobeNewswire Inc.• Horizon Bancorp, Inc.
Horizon Bancorp, Inc. Announces Fourth Quarter and Full Year 2023 Results, Successfully Executes Balance Sheet Restructuring for Future Earnings Growth
Horizon Bancorp, Inc. (“Horizon” or the “Company”) announced its unaudited financial results for the three and twelve months ended December 31, 2023.
HBNCEarnings Releases and Operating Results
News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
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