Financial Institutions, Inc. · Financials · Banks - Regional
Scores & Status Key
AI Summary Scores: Intraday / Swing / Long scores are synthesized from multi-factor analysis for each timeframe. They summarize current conditions discussed in the report and do not constitute trading recommendations.
Intraday Trend Score: A 0–100 composite from the Trend Explorer™ analytics engine used for ranking and comparison. It describes current conditions and is not a forecast.
Trend Status: A rules-based label (Bullish / Mixed / Bearish) derived from signal confluence (trend structure, momentum, and positioning). It indicates alignment, not expected return.
Last
$31.39
−$1.51 (−4.59%) 4:00 PM ET
Pre-market$31.38
−$0.01 (−0.03%) 1:12 AM ET
Prev closePrevC$32.90
OpenOpen$32.90
Day highHigh$32.90
Day lowLow$30.90
VolumeVol160,816
Avg volAvgVol187,892
On chart
Interval
Intervals apply to 1D & 5D.
Intervals apply to 1D & 5D.
Scale: Linear
Overlays
Panels
Style
Scale: Linear
Presets
Tools
Tickers only (no ^ indexes). Add up to 5.
Mkt cap
$621.23M
P/E ratio
-11.76
FY Revenue
$268.47M
EPS
-2.67
Gross Margin
48.95%
Sector
Financials
AI report sections
MIXED
FISI
Financial Institutions, Inc.
The shares are trading near the top of their 52-week range with solid 6-month price appreciation and price above key moving averages, supported by multiple short-term bullish technical signals. At the same time, recent TTM profitability is negative despite reasonable revenue growth, creating a contrast between technical strength and pressured earnings quality. Valuation multiples appear moderate on sales and book value, but negative EPS, weak returns on capital, and a high price-to-cash-flow profile temper the otherwise constructive picture from liquidity, leverage, and free cash flow.
AI summarized at 11:50 PM ET, 2026-02-01
AI summary scores
INTRADAY:68SWING:72LONG:48
Volume vs average
Intraday (cumulative)
+12% (Above avg)
Vol/Avg: 1.12×
RSI
47.33(Neutral)
Neutral (40–60)
0255075100
MACD momentum
Intraday
-0.01 (Weak)
MACD: -0.01 Signal: 0.00
Short-Term
-0.30 (Weak)
MACD: 0.01 Signal: 0.31
Long-Term
-0.23 (Weak)
MACD: 0.52 Signal: 0.75
Intraday trend score
45.52
LOW27.52HIGH65.02
Latest news
FISI•12 articles•Positive: 9Neutral: 3Negative: 0
PositiveBenzinga• Globe Newswire
Financial Institutions, Inc. Announces Quarterly Cash Dividend
Financial Institutions, Inc. declared a quarterly cash dividend of $0.31 per common share, payable on January 2, 2026, to shareholders of record on December 15, 2025. The company also announced preferred stock dividends.
Company announced consistent dividend payments across common and preferred stock, indicating financial stability and commitment to shareholder returns
NeutralGlobeNewswire Inc.• Kate Croft
Financial Institutions, Inc. Schedules Third Quarter 2025 Earnings Release and Conference Call
Financial Institutions, Inc. will release Q3 2025 financial results on October 23, 2025, with a conference call hosted by management on October 24, 2025 at 8:30 a.m. Eastern Time.
Standard quarterly earnings announcement with no explicit positive or negative financial indicators
NeutralGlobeNewswire Inc.• Terry Mendez
Safe Harbor Financial Launches Industry’s First Fully Managed Cannabis Banking Program for Financial Institutions
Safe Harbor Financial introduced the first fully managed cannabis banking program, offering financial institutions a turnkey solution for handling cannabis deposits with reduced regulatory risks and operational overhead.
Presented as potential beneficiaries of the new banking program, with reduced operational complexities and risks in serving the cannabis market
PositiveBenzinga• Globe Newswire
Financial Institutions, Inc. Announces Quarterly Cash Dividend
Financial Institutions, Inc. declared a quarterly cash dividend of $0.31 per common share, payable on October 2, 2025, to shareholders of record on September 15, 2025. The company also announced preferred stock dividends.
Company announced consistent dividend payments across common and preferred stock, indicating financial stability and commitment to shareholder returns
PositiveThe Motley Fool• Na
Advantages of Automating Your RMDs
Automating Required Minimum Distributions (RMDs) offers retirees multiple benefits, including simplified management, reduced risk of errors, tax planning advantages, and more time for personal activities during retirement.
The article highlights how financial institutions make RMD automation easy, offering flexible withdrawal schedules, reducing calculation errors, and providing comprehensive retirement planning services
PositiveThe Motley Fool• Na
Who Would Benefit Most From Social Security Privatization?
Social Security privatization could benefit high-income workers, financially savvy investors, and younger employees by allowing individual retirement account management, but may disadvantage lower-income workers with less financial knowledge and market access.
Would gain control of worker retirement funds and generate revenue through investment management
PositiveBenzinga• Globe Newswire
Financial Institutions, Inc. Announces Quarterly Cash Dividend
Financial Institutions, Inc. announced a quarterly cash dividend of $0.31 per common share, as well as dividends on its preferred stock. The company is a financial holding company with approximately $6.3 billion in assets, offering banking and wealth management services.
Financial Institutions Face Economic Uncertainties, Rising Competition from Consolidation and Digital-Only Providers, According to New Strata Report
Financial institutions are facing significant economic uncertainties, including interest rate changes and tariffs, as well as rising competition from digital-only providers and industry consolidation. Leaders are focusing on strategies like increasing non-interest income, decreasing expenses, and changing product pricing to address these challenges.
Analysts predict an increase in mergers and acquisitions in 2025 as financial institutions seek to build scale and keep pace with technological advancements.
PositiveBenzinga• Globe Newswire
Financial Institutions, Inc. Announces 3.3% Increase in Common Stock Dividend
Financial Institutions, Inc. announced a 3.3% increase in its quarterly cash dividend to $0.31 per common share, reflecting the company's commitment to building shareholder value and confidence in its long-term growth strategy.
FISIdividendfinancial institutionsshareholder value
Sentiment note
The company announced a 3.3% increase in its quarterly cash dividend, which indicates confidence in its long-term growth and a commitment to building shareholder value.
NeutralGlobeNewswire Inc.• Na
Achieve CRS & FATCA Compliance: Practical Training for Financial Institutions – March 2025
The article discusses a training course on FATCA and CRS compliance and reporting for financial institutions. The course covers customer identification, due diligence, reporting requirements, and implementation strategies.
The article presents the training course as a solution for financial institutions to comply with FATCA and CRS regulations, without making any judgements on the institutions themselves.
PositiveGlobeNewswire Inc.• Éric Buhagiar
Enregistrement et analyse des conversations : un incontournable dans de nombreux secteurs d’activité
Cet article souligne l'importance de l'analyse des échanges et de la conformité réglementaire pour les centres de contact et les institutions financières. L'enregistrement et l'analyse des communications permettent d'améliorer la qualité de service, la productivité et la conformité, notamment grâce à l'intelligence artificielle.
FISIanalyse des échangesconformité réglementairecentres de contactinstitutions financièresintelligence artificielle
Sentiment note
L'article indique que la conformité financière est de plus en plus importante pour les banques et le secteur financier afin de rester compétitifs. L'enregistrement et l'analyse des communications avec les clients sont essentiels pour assurer cette conformité.
PositiveGlobeNewswire Inc.• N/A
Financial Institutions, Inc. Announces Pricing of Common Stock Offering
Financial Institutions, Inc. announced the pricing of its public offering of 4,000,000 shares of common stock at $25.00 per share, raising approximately $95 million. The company plans to use the proceeds for general corporate purposes, including balance sheet restructuring and debt repayment.
The company is raising a significant amount of capital through a public offering, which suggests it has growth plans and is positioning itself for future success.
News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
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