FCBC — First Community Bankshares, Inc. Stock Price, Chart & AI Report

Neutral Jan 27, 2026 • 22:00 UTC Benzinga • Globe Newswire

First Community Bankshares, Inc. Announces Fourth Quarter 2025 Results and Quarterly Cash Dividend

First Community Bankshares (NASDAQ: FCBC) reported Q4 2025 net income of $12.46 million ($0.68 per diluted share) and full-year 2025 net income of $48.79 million ($2.65 per share). The company declared a quarterly cash dividend of $0.31 per share and special dividends totaling $3.07 per share in 2025, marking the 40th consecutive year of regular dividends and 16th consecutive year of dividend increases. The company completed the acquisition of Hometown Bancshares, Inc. on January 23, 2026. Net interest margin improved to 4.53% in Q4 2025, and non-performing loans decreased to 0.61% of total loans.

FCBC earnings dividend net income acquisition net interest margin credit quality return on assets

Sentiment note

While the company demonstrated strong operational metrics including improved net interest margin (4.53%), declining non-performing loans (0.61%), and consistent dividend growth (40 consecutive years), net income declined 4.41% in Q4 2025 and 5.45% for full-year 2025 compared to prior year periods. Return on assets and return on equity both decreased year-over-year. The acquisition of Hometown Bancshares adds growth potential but generated merger-related expenses. Overall, mixed financial performance with positive capital management but declining profitability metrics warrant a neutral outlook.

Positive Jan 27, 2026 • 22:00 UTC GlobeNewswire Inc. • Na

First Community Bankshares, Inc. Announces Fourth Quarter 2025 Results and Quarterly Cash Dividend

First Community Bankshares, Inc. (NASDAQ: FCBC) reported Q4 2025 net income of $12.46 million ($0.68 per diluted share) and full-year 2025 net income of $48.79 million ($2.65 per diluted share). The company declared a regular quarterly dividend of $0.31 per share and a special dividend of $1.00 per share, marking 40 consecutive years of regular dividends and 16 consecutive years of dividend increases. On January 23, 2026, FCBC completed its acquisition of Hometown Bancshares, Inc. (Union Bank, Inc.), which had approximately $415 million in assets. The company's net interest margin improved to 4.53% in Q4 2025, and non-performing loans decreased to 0.61% of total loans.

FCBC earnings report dividend acquisition net interest margin credit quality capital management return on assets

Sentiment note

The company demonstrated solid financial performance with improved net interest margin (4.53%, up 17 basis points YoY), strong dividend history (40 consecutive years), successful acquisition completion, declining non-performing assets, and improved credit quality metrics. However, net income declined 5.45% year-over-year, which slightly tempers the overall positive outlook.

Positive Jan 26, 2026 • 21:53 UTC Benzinga • Globe Newswire

First Community Bankshares, Inc. Completes Acquisition of Hometown Bancshares, Inc.

First Community Bankshares (NASDAQ: FCBC) has completed its acquisition of Hometown Bancshares and its subsidiary Union Bank, effective January 23, 2026. Hometown shareholders will receive 11.706 shares of First Community common stock per share held. The merger expands First Community's presence in West Virginia with eight new branch locations and strengthens its deposit base, aligning with the company's strategic growth objectives.

FCBC acquisition merger banking West Virginia deposits branch expansion stock exchange

Sentiment note

The acquisition expands First Community's market presence, adds $376 million in deposits, increases branch count to 52 locations, and positions the company for growth in similar-sized West Virginia markets where it has had historical success. Leadership expressed confidence in the strategic fit and growth opportunities.

Positive Jan 26, 2026 • 21:53 UTC GlobeNewswire Inc. • Na

First Community Bankshares, Inc. Completes Acquisition of Hometown Bancshares, Inc.

First Community Bankshares, Inc. (NASDAQ: FCBC) completed its acquisition of Hometown Bancshares, Inc. and its subsidiary Union Bank, Inc. on January 23, 2026. The merger includes eight West Virginia branch locations that will rebrand as First Community Bank branches. Hometown shareholders will receive 11.706 shares of First Community common stock per share held. At year-end 2025, Hometown had approximately $415 million in assets, $172 million in loans, and $376 million in deposits. The acquisition expands First Community's presence in West Virginia markets.

FCBC bank acquisition merger West Virginia expansion branch consolidation stock exchange deposits community banking

Sentiment note

Successful completion of strategic acquisition that expands market presence, increases deposit base, and positions the company for growth in similar-sized West Virginia markets aligned with their existing footprint. Leadership expressed confidence in synergies and customer benefits.

Positive Jan 20, 2026 • 17:54 UTC GlobeNewswire Inc. • Unknown

Community Bank & Trust – West Georgia Caps Historic Turnaround, Emerges as National Standout in 2025

Community Bank & Trust – West Georgia, a 125-year-old institution, has completed a major financial and operational turnaround, reporting record earnings of $5.8 million in net income and $18.8 million in non-interest income through Q3 2025 (400% year-over-year increase). The bank successfully closed its first SBA securitization in over a decade and plans a second for January, positioning itself as a national leader in government-guaranteed lending.

FCBC community banking SBA lending securitization government-guaranteed lending USDA lending rural lending financial turnaround

Sentiment note

Parent company benefiting from subsidiary's transformational performance, successful integration of lending platform, and positioning as a national model for community bank modernization.

Positive Dec 16, 2025 • 22:10 UTC Benzinga • Globe Newswire

First Community Bankshares, Inc. Announces Special Dividend

First Community Bankshares declared a special cash dividend of $1.00 per common share, payable on January 16, 2026. The dividend is part of the company's capital management strategy to return excess earnings to shareholders.

FCBC special dividend capital management shareholder returns

Sentiment note

The company demonstrated strong financial performance by earning $36.33 million in the first three quarters of 2025 and has sufficient capital to support growth while returning value to shareholders through a special dividend

Positive Jul 21, 2025 • 12:30 UTC Benzinga • Globe Newswire

First Community Bankshares, Inc. Announces Acquisition of Hometown Bancshares, Inc.

First Community Bankshares will acquire Hometown Bancshares for $41.5 million, expanding its banking presence in West Virginia and increasing its consolidated assets to approximately $3.6 billion.

FCBC merger banking acquisition West Virginia community banking

Sentiment note

Expanding market presence, increasing assets, and expecting minimal dilution and earnings per share accretion

Neutral Jul 2, 2025 • 13:00 UTC GlobeNewswire Inc. • Hannah Conley

Community Bank & Trust Wins Top Honors for Second Consecutive Year

Community Bank & Trust was named Best Bank, Best Overall Business, and Best Banker (Bill Stump) in Troup County for 2025, marking their second consecutive year of winning these awards from LaGrange Daily News.

FCBC banking awards community banking local business

Sentiment note

Parent company mentioned but no specific details or performance indicators provided

Positive Mar 10, 2025 • 14:00 UTC GlobeNewswire Inc. • N/A

Thomas Financial Group Inc., Subsidiary of Community Bankshares Inc., Facilitates $1.291 Million SBA 7(a) Loan for Petroleum Equipment & Services, Inc. (PESI), Driving Job Growth and Economic Development in Alaska

Thomas Financial Group, a subsidiary of Community Bankshares Inc., has facilitated a $1.291 million SBA 7(a) loan for Petroleum Equipment & Services, Inc. (PESI) in Alaska. The loan will save or create over 30 jobs and support PESI's expansion, investment in new technologies, and enhancement of supply chain efficiencies, driving economic growth in the region.

FCBC SBA 7(a) loan job growth economic development Alaska Petroleum Equipment & Services, Inc. Community Bankshares Inc. Thomas Financial Group

Sentiment note

As the parent company of Thomas Financial Group, Community Bankshares Inc. is portrayed in a positive light for its role in facilitating the SBA 7(a) loan and supporting economic growth in Alaska.

Unknown Jun 28, 2024 • 15:59 UTC Zacks Investment Research • Zacks Equity Research

High Rates, Restructuring Aid Truist (TFC) Amid Cost Woes

Truist (TFC) is well-positioned for top-line improvement, supported by higher interest rates and decent loan growth. Yet, elevated costs might hurt profits.

FCBC TFC OBK

Unknown Jun 26, 2024 • 17:03 UTC Zacks Investment Research • Zacks Equity Research

Cullen/Frost (CFR) Thrives on Organic Growth Amid Cost Woes

Cullen/Frost's (CFR) strong balance sheet position and solid net interest income are positives. Escalating costs are likely to impede growth.

CFR FCBC

Unknown Jun 26, 2024 • 14:28 UTC Zacks Investment Research • Zacks Equity Research

4 Reasons to Invest in First BanCorp (FBP) Stock Right Now

First BanCorp (FBP) stock looks like an attractive investment option now, given its fundamental strength and robust growth potential.

FCBC FBP OBK