Enova International, Inc. · Financials · Credit Services
Scores & Status Key
AI Summary Scores: Intraday / Swing / Long scores are synthesized from multi-factor analysis for each timeframe. They summarize current conditions discussed in the report and do not constitute trading recommendations.
Intraday Trend Score: A 0–100 composite from the Trend Explorer™ analytics engine used for ranking and comparison. It describes current conditions and is not a forecast.
Trend Status: A rules-based label (Bullish / Mixed / Bearish) derived from signal confluence (trend structure, momentum, and positioning). It indicates alignment, not expected return.
At close
$138.59
−$0.46 (−0.33%) Close
Pre-market$135.00
−$3.59 (−2.59%) 8:17 PM ET
Prev closePrevC$139.05
OpenOpen$138.59
Day highHigh$138.59
Day lowLow$138.59
VolumeVol25
Avg volAvgVol378,547
On chart
Interval
Intervals apply to 1D & 5D.
Intervals apply to 1D & 5D.
Scale: Linear
Overlays
Panels
Style
Scale: Linear
Presets
Tools
Tickers only (no ^ indexes). Add up to 5.
Mkt cap
$3.44B
P/E ratio
11.98
FY Revenue
$3.15B
EPS
11.57
Gross Margin
100.00%
Sector
Financials
AI report sections
MIXED
ENVA
Enova International, Inc.
Enova International, Inc. combines strong recent price momentum near its 52-week high with solid profitability, high free cash flow generation, and elevated returns on equity. At the same time, leverage is high and short interest is material, indicating a non-trivial risk backdrop despite moderate valuation multiples and very high free cash flow yield.
AI summarized at 1:45 AM ET, 2026-02-03
AI summary scores
INTRADAY:72SWING:78LONG:83
Volume vs average
Intraday (cumulative)
+37% (Above avg)
Vol/Avg: 1.37×
RSI
46.56(Neutral)
Neutral (40–60)
0255075100
MACD momentum
Intraday
+0.17 (Strong)
MACD: 0.08 Signal: -0.09
Short-Term
-1.01 (Weak)
MACD: -4.03 Signal: -3.03
Long-Term
-1.77 (Weak)
MACD: -1.58 Signal: 0.19
Intraday trend score
57.60
LOW39.60HIGH72.60
Latest news
ENVA•12 articles•Positive: 2Neutral: 0Negative: 0
PositiveThe Motley Fool• Jesterai
Enova Posts 22 Percent Q2 Revenue Gain
Enova International exceeded Q2 2025 revenue and earnings expectations, reporting 22% year-over-year revenue growth and 46% non-GAAP EPS increase, with continued strong loan originations and stable credit metrics.
Company outperformed financial expectations, achieved 5 consecutive quarters of 20%+ year-over-year growth, increased loan originations by 28%, and maintained strong liquidity of $1.1 billion despite slight increases in net charge-off ratios
Unsecured Business Loans Market Report 2024 - Market Set to Grow to $7.67 Trillion in 2028 at a CAGR of 11.3%
The unsecured business loans market is expected to grow rapidly, from $4.5 trillion in 2023 to $7.67 trillion in 2028, driven by the rise of SMEs, fintech, and improved access to capital.
BACBACPBBACPEBACPKunsecured business loansSMEsfintechalternative lenders
Sentiment note
The article mentions Enova International Inc. as one of the major companies in the unsecured business loans market, suggesting its strong presence and potential to benefit from the market's growth.
UnknownZacks Investment Research• Zacks Equity Research
Strength Seen in PROG Holdings (PRG): Can Its 5.5% Jump Turn into More Strength?
PROG Holdings (PRG) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.
PRGENVA
UnknownBenzinga• Benzinga Insights
Expert Outlook: Enova International Through The Eyes Of 4 Analysts
Ratings for Enova International (NYSE:ENVA) were provided by 4 analysts in the past three months, showcasing a mix of bullish and bearish perspectives.
The following table provides a quick overview of their recent ratings, highlighting the changing sentiments over the past 30 days and comparing them to the preceding months.
Bullish
Somewhat Bullish
Indifferent
Somewhat Bearish
Bearish
Total Ratings
1
2
1
0
0
Last 30D
0
1
0
0
0
1M Ago
1
0
0
0
0
2M Ago
0
0
0
0
0
3M Ago
0
1
1
0
0
Analysts' evaluations of 12-month price targets offer additional insights, showcasing an average target of $71.25, with a high estimate of $78.00 and a low estimate of $59.00. This current average reflects an increase of 8.78% from the previous average price target of $65.50.
Analyzing Analyst Ratings: A Detailed Breakdown
The analysis of recent analyst actions sheds light on the perception of Enova International by financial experts. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
Analyst
Analyst Firm
Action Taken
Rating
Current Price Target
Prior Price Target
David Scharf
JMP Securities
Raises
Market Outperform
$78.00
$73.00
John Hecht
Jefferies
Raises
Buy
$75.00
$70.00
James Fotheringham
BMO Capital
Raises
Market Perform
$59.00
$57.00
David Scharf
JMP Securities
Raises
Market Outperform
$73.00
$62.00
Key Insights:
Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Enova International. This offers insight into analysts' perspectives on the current state of the ...Full story available on Benzinga.com
ENVAAnalyst Ratings
UnknownZacks Investment Research• Zacks Equity Research
Enova International (ENVA) Surpasses Q1 Earnings and Revenue Estimates
Enova International (ENVA) delivered earnings and revenue surprises of 11.70% and 5.39%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?
ENVAWRLD
UnknownZacks Investment Research• Zacks Equity Research
Mr Cooper (COOP) Reports Next Week: Wall Street Expects Earnings Growth
Mr Cooper (COOP) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
COOPENVA
UnknownZacks Investment Research• Zacks Equity Research
Analysts Estimate Enova International (ENVA) to Report a Decline in Earnings: What to Look Out for
Enova International (ENVA) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
ENVAALLY
UnknownZacks Investment Research• Zacks Equity Research
Wall Street Analysts Look Bullish on Enova International (ENVA): Should You Buy?
Based on the average brokerage recommendation (ABR), Enova International (ENVA) should be added to one's portfolio. Wall Street analysts' overly optimistic recommendations cast doubt on the effectiveness of this highly sought-after metric. So, is the stock worth buying?
ENVA
UnknownBenzinga• Benzinga Insights
The Latest Analyst Ratings For Enova International
4 analysts have shared their evaluations of Enova International (NYSE:ENVA) during the recent three months, expressing a mix of bullish and bearish perspectives.
The table below provides a concise overview of recent ratings by analysts, offering insights into the changing sentiments over the past 30 days and drawing comparisons with the preceding months for a holistic perspective.
Bullish
Somewhat Bullish
Indifferent
Somewhat Bearish
Bearish
Total Ratings
0
2
2
0
0
Last 30D
0
1
1
0
0
1M Ago
0
0
1
0
0
2M Ago
0
1
0
0
0
3M Ago
0
0
0
0
0
Analysts have recently evaluated Enova International and provided 12-month price targets. The average target is $62.75, accompanied by a high estimate of $73.00 and a low estimate of $57.00. This current average reflects an increase of 6.36% from the previous average price target of $59.00.
Interpreting Analyst Ratings: A Closer Look
The perception of Enova International by financial experts is analyzed through recent analyst actions. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
Analyst
Analyst Firm
Action Taken
Rating
Current Price Target
Prior Price Target
David Scharf
JMP Securities
Raises
Market Outperform
$73.00
$62.00
James Fotheringham
BMO Capital
Raises
Market Perform
$59.00
$57.00
James Fotheringham
BMO Capital
Announces
Market Perform
$57.00
-
David Scharf
JMP Securities
Raises
Market Outperform
$62.00
$58.00
Key Insights:
Action Taken: Analysts adapt their recommendations to changing market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their response to recent developments related to Enova International. This information provides a snapshot of how analysts ...Full story available on Benzinga.com
ENVAAnalyst Ratings
UnknownZacks Investment Research• Zacks Equity Research
Sallie Mae (SLM) Lags Q4 Earnings Estimates
Sallie Mae (SLM) delivered earnings and revenue surprises of -17.24% and 1.76%, respectively, for the quarter ended December 2023. Do the numbers hold clues to what lies ahead for the stock?
SLMENVA
UnknownZacks Investment Research• Zacks Equity Research
World Acceptance (WRLD) Surpasses Q3 Earnings and Revenue Estimates
World Acceptance (WRLD) delivered earnings and revenue surprises of 75.31% and 2.07%, respectively, for the quarter ended December 2023. Do the numbers hold clues to what lies ahead for the stock?
WRLDENVA
UnknownBenzinga• Benzinga Insights
Expert Outlook: Enova International Through The Eyes Of 5 Analysts
Providing a diverse range of perspectives from bullish to bearish, 5 analysts have published ratings on Enova International (NYSE:ENVA) in the last three months.
The table below provides a concise overview of recent ratings by analysts, offering insights into the changing sentiments over the past 30 days and drawing comparisons with the preceding months for a holistic perspective.
Bullish
Somewhat Bullish
Indifferent
Somewhat Bearish
Bearish
Total Ratings
0
3
2
0
0
Last 30D
0
0
1
0
0
1M Ago
0
0
0
0
0
2M Ago
0
1
0
0
0
3M Ago
0
2
1
0
0
Analysts have set 12-month price targets for Enova International, revealing an average target of $57.6, a high estimate of $66.00, and a low estimate of $45.00. Highlighting a 10.93% decrease, the current average has fallen from the previous average price target of $64.67.
Diving into Analyst Ratings: An In-Depth Exploration
A clear picture of Enova International's perception among financial experts is painted with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
Analyst
Analyst Firm
Action Taken
Rating
Current Price Target
Prior Price Target
James Fotheringham
BMO Capital
Announces
Market Perform
$57.00
-
David Scharf
JMP Securities
Raises
Market Outperform
$62.00
$58.00
Moshe Orenbuch
TD Cowen
Announces
Market Perform
$45.00
-
David Scharf
JMP Securities
Lowers
Market Outperform
$58.00
$66.00
David Scharf
JMP Securities
Lowers
Market Outperform
$66.00
$70.00
Key Insights:
Action Taken: Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Enova International. ...Full story available on Benzinga.com
ENVAAnalyst Ratings
News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
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