ENVA
Enova International, Inc. · Financials · Credit Services
At close
$138.59
−$0.46 (−0.33%) Close
Pre-market $135.00 −$3.59 (−2.59%) 8:17 PM ET
Prev close $139.05
Open $138.59
Day high $138.59
Day low $138.59
Volume 25
Avg vol 378,547
Mkt cap
$3.44B
P/E ratio
11.98
FY Revenue
$3.15B
EPS
11.57
Gross Margin
100.00%
Sector
Financials
AI report sections
ENVA
Enova International, Inc.
Enova International, Inc. combines strong recent price momentum near its 52-week high with solid profitability, high free cash flow generation, and elevated returns on equity. At the same time, leverage is high and short interest is material, indicating a non-trivial risk backdrop despite moderate valuation multiples and very high free cash flow yield.
AI summarized at 1:45 AM ET, 2026-02-03
AI summary scores
INTRADAY: 72 SWING: 78 LONG: 83
Volume vs average
Intraday (cumulative)
+37% (Above avg)
Vol/Avg: 1.37×
RSI
46.56 (Neutral)
Neutral (40–60)
MACD momentum
Intraday
+0.17 (Strong)
MACD: 0.08 Signal: -0.09
Short-Term
-1.01 (Weak)
MACD: -4.03 Signal: -3.03
Long-Term
-1.77 (Weak)
MACD: -1.58 Signal: 0.19
Intraday trend score 57.60

Latest news

ENVA 12 articles Positive: 2 Neutral: 0 Negative: 0
Positive The Motley Fool • Jesterai
Enova Posts 22 Percent Q2 Revenue Gain

Enova International exceeded Q2 2025 revenue and earnings expectations, reporting 22% year-over-year revenue growth and 46% non-GAAP EPS increase, with continued strong loan originations and stable credit metrics.

ENVA digital lending non-prime lending financial services earnings report loan originations
Sentiment note

Company outperformed financial expectations, achieved 5 consecutive quarters of 20%+ year-over-year growth, increased loan originations by 28%, and maintained strong liquidity of $1.1 billion despite slight increases in net charge-off ratios

Positive GlobeNewswire Inc. • Researchandmarkets.Com
Unsecured Business Loans Market Report 2024 - Market Set to Grow to $7.67 Trillion in 2028 at a CAGR of 11.3%

The unsecured business loans market is expected to grow rapidly, from $4.5 trillion in 2023 to $7.67 trillion in 2028, driven by the rise of SMEs, fintech, and improved access to capital.

BAC BACPB BACPE BACPK unsecured business loans SMEs fintech alternative lenders
Sentiment note

The article mentions Enova International Inc. as one of the major companies in the unsecured business loans market, suggesting its strong presence and potential to benefit from the market's growth.

Unknown Zacks Investment Research • Zacks Equity Research
Strength Seen in PROG Holdings (PRG): Can Its 5.5% Jump Turn into More Strength?

PROG Holdings (PRG) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.

PRG ENVA
Unknown Benzinga • Benzinga Insights
Expert Outlook: Enova International Through The Eyes Of 4 Analysts

Ratings for Enova International (NYSE:ENVA) were provided by 4 analysts in the past three months, showcasing a mix of bullish and bearish perspectives. The following table provides a quick overview of their recent ratings, highlighting the changing sentiments over the past 30 days and comparing them to the preceding months. Bullish Somewhat Bullish Indifferent Somewhat Bearish Bearish Total Ratings 1 2 1 0 0 Last 30D 0 1 0 0 0 1M Ago 1 0 0 0 0 2M Ago 0 0 0 0 0 3M Ago 0 1 1 0 0 Analysts' evaluations of 12-month price targets offer additional insights, showcasing an average target of $71.25, with a high estimate of $78.00 and a low estimate of $59.00. This current average reflects an increase of 8.78% from the previous average price target of $65.50. Analyzing Analyst Ratings: A Detailed Breakdown The analysis of recent analyst actions sheds light on the perception of Enova International by financial experts. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets. Analyst Analyst Firm Action Taken Rating Current Price Target Prior Price Target David Scharf JMP Securities Raises Market Outperform $78.00 $73.00 John Hecht Jefferies Raises Buy $75.00 $70.00 James Fotheringham BMO Capital Raises Market Perform $59.00 $57.00 David Scharf JMP Securities Raises Market Outperform $73.00 $62.00 Key Insights: Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Enova International. This offers insight into analysts' perspectives on the current state of the ...Full story available on Benzinga.com

ENVA Analyst Ratings
Unknown Zacks Investment Research • Zacks Equity Research
Enova International (ENVA) Surpasses Q1 Earnings and Revenue Estimates

Enova International (ENVA) delivered earnings and revenue surprises of 11.70% and 5.39%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?

ENVA WRLD
Unknown Zacks Investment Research • Zacks Equity Research
Mr Cooper (COOP) Reports Next Week: Wall Street Expects Earnings Growth

Mr Cooper (COOP) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

COOP ENVA
Unknown Zacks Investment Research • Zacks Equity Research
Analysts Estimate Enova International (ENVA) to Report a Decline in Earnings: What to Look Out for

Enova International (ENVA) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

ENVA ALLY
Unknown Zacks Investment Research • Zacks Equity Research
Wall Street Analysts Look Bullish on Enova International (ENVA): Should You Buy?

Based on the average brokerage recommendation (ABR), Enova International (ENVA) should be added to one's portfolio. Wall Street analysts' overly optimistic recommendations cast doubt on the effectiveness of this highly sought-after metric. So, is the stock worth buying?

ENVA
Unknown Benzinga • Benzinga Insights
The Latest Analyst Ratings For Enova International

4 analysts have shared their evaluations of Enova International (NYSE:ENVA) during the recent three months, expressing a mix of bullish and bearish perspectives. The table below provides a concise overview of recent ratings by analysts, offering insights into the changing sentiments over the past 30 days and drawing comparisons with the preceding months for a holistic perspective. Bullish Somewhat Bullish Indifferent Somewhat Bearish Bearish Total Ratings 0 2 2 0 0 Last 30D 0 1 1 0 0 1M Ago 0 0 1 0 0 2M Ago 0 1 0 0 0 3M Ago 0 0 0 0 0 Analysts have recently evaluated Enova International and provided 12-month price targets. The average target is $62.75, accompanied by a high estimate of $73.00 and a low estimate of $57.00. This current average reflects an increase of 6.36% from the previous average price target of $59.00. Interpreting Analyst Ratings: A Closer Look The perception of Enova International by financial experts is analyzed through recent analyst actions. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets. Analyst Analyst Firm Action Taken Rating Current Price Target Prior Price Target David Scharf JMP Securities Raises Market Outperform $73.00 $62.00 James Fotheringham BMO Capital Raises Market Perform $59.00 $57.00 James Fotheringham BMO Capital Announces Market Perform $57.00 - David Scharf JMP Securities Raises Market Outperform $62.00 $58.00 Key Insights: Action Taken: Analysts adapt their recommendations to changing market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their response to recent developments related to Enova International. This information provides a snapshot of how analysts ...Full story available on Benzinga.com

ENVA Analyst Ratings
Unknown Zacks Investment Research • Zacks Equity Research
Sallie Mae (SLM) Lags Q4 Earnings Estimates

Sallie Mae (SLM) delivered earnings and revenue surprises of -17.24% and 1.76%, respectively, for the quarter ended December 2023. Do the numbers hold clues to what lies ahead for the stock?

SLM ENVA
Unknown Zacks Investment Research • Zacks Equity Research
World Acceptance (WRLD) Surpasses Q3 Earnings and Revenue Estimates

World Acceptance (WRLD) delivered earnings and revenue surprises of 75.31% and 2.07%, respectively, for the quarter ended December 2023. Do the numbers hold clues to what lies ahead for the stock?

WRLD ENVA
Unknown Benzinga • Benzinga Insights
Expert Outlook: Enova International Through The Eyes Of 5 Analysts

Providing a diverse range of perspectives from bullish to bearish, 5 analysts have published ratings on Enova International (NYSE:ENVA) in the last three months. The table below provides a concise overview of recent ratings by analysts, offering insights into the changing sentiments over the past 30 days and drawing comparisons with the preceding months for a holistic perspective. Bullish Somewhat Bullish Indifferent Somewhat Bearish Bearish Total Ratings 0 3 2 0 0 Last 30D 0 0 1 0 0 1M Ago 0 0 0 0 0 2M Ago 0 1 0 0 0 3M Ago 0 2 1 0 0 Analysts have set 12-month price targets for Enova International, revealing an average target of $57.6, a high estimate of $66.00, and a low estimate of $45.00. Highlighting a 10.93% decrease, the current average has fallen from the previous average price target of $64.67. Diving into Analyst Ratings: An In-Depth Exploration A clear picture of Enova International's perception among financial experts is painted with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets. Analyst Analyst Firm Action Taken Rating Current Price Target Prior Price Target James Fotheringham BMO Capital Announces Market Perform $57.00 - David Scharf JMP Securities Raises Market Outperform $62.00 $58.00 Moshe Orenbuch TD Cowen Announces Market Perform $45.00 - David Scharf JMP Securities Lowers Market Outperform $58.00 $66.00 David Scharf JMP Securities Lowers Market Outperform $66.00 $70.00 Key Insights: Action Taken: Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Enova International. ...Full story available on Benzinga.com

ENVA Analyst Ratings
News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
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