CZNC
Citizens & Northern Corporation · Financials · Banks - Regional
Last
$22.46
−$0.75 (−3.23%) 4:00 PM ET
Prev close $23.21
Open $22.91
Day high $22.97
Day low $22.38
Volume 48,766
Avg vol 54,923
Mkt cap
$400.31M
P/E ratio
12.76
FY Revenue
$161.14M
EPS
1.76
Gross Margin
70.65%
Sector
Financials
AI report sections
CZNC
Citizens & Northern Corporation
Citizens & Northern Corporation shows steady multi-period price appreciation with the stock trading near the top of its 52-week range and above key moving averages, while momentum indicators approach overbought territory. Fundamentally, the bank exhibits solid profitability, positive but modest revenue and earnings growth, and healthy free cash flow generation alongside elevated capital outflows and a notable decline in cash balances. Valuation appears moderate on earnings and free cash flow metrics, with days-to-cover on short interest relatively high despite a low percentage of shares shorted, suggesting a nuanced risk-reward profile.
AI summarized at 2:05 PM ET, 2026-02-03
AI summary scores
INTRADAY: 63 SWING: 72 LONG: 69
Volume vs average
Intraday (cumulative)
−12% (Below avg)
Vol/Avg: 0.88×
RSI
55.42 (Neutral)
Neutral (40–60)
MACD momentum
Intraday
-0.02 (Weak)
MACD: -0.03 Signal: -0.01
Short-Term
-0.13 (Weak)
MACD: 0.39 Signal: 0.52
Long-Term
-0.06 (Weak)
MACD: 0.82 Signal: 0.88
Intraday trend score 36.94

Latest news

CZNC 12 articles Positive: 0 Neutral: 0 Negative: 0
Unknown Zacks Investment Research • Zacks Equity Research
Shore Bancshares (SHBI) Tops Q1 Earnings Estimates

Shore Bancshares (SHBI) delivered earnings and revenue surprises of 24.24% and 4.21%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?

SHBI CZNC
Unknown Zacks Investment Research • Zacks Equity Research
Camden National (CAC) Q1 Earnings Top Estimates

Camden National (CAC) delivered earnings and revenue surprises of 19.44% and 0.30%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?

CAC CZNC
Unknown Zacks Investment Research • Zacks Equity Research
Citizens & Northern (CZNC) Q4 Earnings and Revenues Lag Estimates

Citizens & Northern (CZNC) delivered earnings and revenue surprises of -22.22% and 4.22%, respectively, for the quarter ended December 2023. Do the numbers hold clues to what lies ahead for the stock?

CZNC JEF
Unknown Zacks Investment Research • Shaun Pruitt
Highly-Ranked Finance Stocks to Buy for Income

At the moment quite a few financial stocks currently hold spots on the Zacks Rank #1 (Strong Buy) list and offer dividend yields over 5%.

AB FISI JHG CZNC
Unknown Zacks Investment Research • Zacks Equity Research
Citizens & Northern (CZNC) to Report Q3 Results: Wall Street Expects Earnings Growth

Citizens & Northern (CZNC) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

CZNC
Unknown Zacks Investment Research • Zacks Equity Research
Meridian Bank (MRBK) Lags Q3 Earnings and Revenue Estimates

Meridian Bank (MRBK) delivered earnings and revenue surprises of -10.26% and 4.78%, respectively, for the quarter ended September 2023. Do the numbers hold clues to what lies ahead for the stock?

MRBK CZNC
Unknown Zacks Investment Research • Zacks Equity Research
Strength Seen in SB Financial Group, Inc. (SBFG): Can Its 6.0% Jump Turn into More Strength?

SB Financial Group, Inc. (SBFG) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term.

SBFG CZNC
Unknown Zacks Investment Research • Zacks Equity Research
First Mid Bancshares (FMBH) Q3 Earnings and Revenues Surpass Estimates

First Mid Bancshares (FMBH) delivered earnings and revenue surprises of 22.22% and 8.96%, respectively, for the quarter ended September 2023. Do the numbers hold clues to what lies ahead for the stock?

FMBH CZNC
Unknown Zacks Investment Research • Zacks Equity Research
Univest (UVSP) Beats Q3 Earnings Estimates

Univest (UVSP) delivered earnings and revenue surprises of 16% and 0.36%, respectively, for the quarter ended September 2023. Do the numbers hold clues to what lies ahead for the stock?

UVSP CZNC
Unknown Zacks Investment Research • Zacks Equity Research
UMH Properties (UMH) Q2 FFO and Revenues Top Estimates

UMH (UMH) delivered FFO and revenue surprises of 5% and 0.84%, respectively, for the quarter ended June 2023. Do the numbers hold clues to what lies ahead for the stock?

UMH CZNC
Unknown Zacks Investment Research • Zacks Equity Research
Ezcorp (EZPW) Surpasses Q3 Earnings and Revenue Estimates

Ezcorp (EZPW) delivered earnings and revenue surprises of 33.33% and 4.17%, respectively, for the quarter ended June 2023. Do the numbers hold clues to what lies ahead for the stock?

EZPW CZNC
Unknown Zacks Investment Research • Zacks Equity Research
Analysts Estimate Sandy Spring Bancorp (SASR) to Report a Decline in Earnings: What to Look Out for

Sandy Spring Bancorp (SASR) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

SASR CZNC
News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
Trade Ranks, LLC is not a registered investment adviser or broker-dealer. All rankings and AI reports are for informational and educational purposes only and are not personalized advice. Investing involves risk. Policy Portal