Community Financial System, Inc. · Financials · Banks - Regional
Scores & Status Key
AI Summary Scores: Intraday / Swing / Long scores are synthesized from multi-factor analysis for each timeframe. They summarize current conditions discussed in the report and do not constitute trading recommendations.
Intraday Trend Score: A 0–100 composite from the Trend Explorer™ analytics engine used for ranking and comparison. It describes current conditions and is not a forecast.
Trend Status: A rules-based label (Bullish / Mixed / Bearish) derived from signal confluence (trend structure, momentum, and positioning). It indicates alignment, not expected return.
Last
$60.50
−$2.50 (−3.97%) 4:00 PM ET
After hours$60.55
+$0.05 (+0.08%) 8:49 PM ET
Prev closePrevC$63.00
OpenOpen$62.85
Day highHigh$62.85
Day lowLow$60.20
VolumeVol276,770
Avg volAvgVol249,526
On chart
Interval
Intervals apply to 1D & 5D.
Intervals apply to 1D & 5D.
Scale: Linear
Overlays
Panels
Style
Scale: Linear
Presets
Tools
Tickers only (no ^ indexes). Add up to 5.
Mkt cap
$3.19B
P/E ratio
15.59
FY Revenue
$993.48M
EPS
3.88
Gross Margin
80.41%
Sector
Financials
AI report sections
MIXED
CBU
Community Financial System, Inc.
Community Financial System, Inc. shows an upward price trend over the last 1–6 months with the stock trading in the upper half of its 52-week range and above key moving averages, while momentum indicators point to a constructive but not extreme technical backdrop. Fundamentally, the company exhibits high margins, positive revenue and earnings growth, and solid free cash flow generation with moderate leverage, though cash outflows from investing activities and a recent decline in cash balances highlight capital deployment and liquidity considerations. Valuation multiples appear broadly moderate relative to the company’s profitability and free cash flow profile, while elevated days-to-cover and a high short-volume ratio point to some positioning and sentiment risk despite generally positive recent news flow.
AI summarized at 1:38 PM ET, 2026-02-03
AI summary scores
INTRADAY:72SWING:78LONG:74
Volume vs average
Intraday (cumulative)
+42% (Above avg)
Vol/Avg: 1.42×
RSI
46.31(Neutral)
Neutral (40–60)
0255075100
MACD momentum
Intraday
+0.02 (Strong)
MACD: 0.02 Signal: -0.01
Short-Term
-0.48 (Weak)
MACD: 0.34 Signal: 0.82
Long-Term
-0.35 (Weak)
MACD: 1.40 Signal: 1.75
Intraday trend score
35.02
LOW21.22HIGH46.02
Latest news
CBU•12 articles•Positive: 3Neutral: 0Negative: 0
PositiveThe Motley Fool• Jesterai
Community Financial's EPS Jumps in Q2
Community Financial System reported Q2 2025 earnings with non-GAAP EPS of $1.04, beating expectations. The bank saw record net interest income, loan growth, and maintained strong asset quality despite challenges in fee-based businesses.
CBUSANearningsbankingnet interest incomeloan growthregional bank
Sentiment note
Exceeded earnings expectations, reported 14% growth in net interest income, 4.9% loan balance increase, maintained strong capital ratios, and continued 33-year dividend growth streak
PositiveGlobeNewswire Inc.• N/A
Community Savings and We Can Capital hit a cannabis industry milestone; licensed producers are provided with +$5 million in working capital
Community Savings, a BC-based credit union, and We Can Capital Inc. have provided over $5.3 million in working capital to BC cannabis licensed producers through their affordable accounts receivable purchasing program, helping these producers access immediate liquidity and improve their financial stability.
The article highlights how Community Savings has created an affordable accounts receivable purchasing program that has provided over $5.3 million in working capital to BC cannabis licensed producers, addressing their challenges in accessing mainstream financial services and enabling them to improve their financial stability and growth potential.
PositiveGlobeNewswire Inc.• N/A
Community Financial System, Inc. To Host Investor Day on September 6, 2024
Community Financial System, Inc. will host its Investor Day on September 6, 2024, offering investors insights into the company's strategies, performance, and future outlook across its four key business areas.
The article highlights the company's upcoming Investor Day event, which suggests the company is actively engaging with investors and providing transparency into its operations and future plans, indicating a positive outlook.
UnknownGlobeNewswire Inc.• Community Financial System, Inc.
Community Financial System Announces Second Quarter 2024 Earnings Conference Call
SYRACUSE, N.Y., June 24, 2024 (GLOBE NEWSWIRE) -- Community Financial System, Inc. (NYSE: CBU) invites you to participate in a conference call to discuss the Company’s financial and operating performance during its second quarter ended June 30, 2024.
CBUCalendar of Events
UnknownGlobeNewswire Inc.• Community Financial System, Inc.
Community Financial System, Inc. to Host Investor Day on September 6, 2024
SYRACUSE, N.Y., June 18, 2024 (GLOBE NEWSWIRE) -- Community Financial System, Inc. ("the Company") (NYSE: CBU) announced today that it will host an in-person and virtual Investor Day on Friday, September 6, 2024, starting at 8:00 AM ET at the New York Stock Exchange conference facilities. The senior leadership team will provide insights into the company’s strategies, performance, and future outlook. The event will feature discussions on each line of business—Banking, Employee Benefit Services, Insurance Services, and Wealth Management—followed by a question-and-answer session.
CBUCalendar of Events
UnknownZacks Investment Research• Zacks Equity Research
Compared to Estimates, Community Bank (CBU) Q1 Earnings: A Look at Key Metrics
Although the revenue and EPS for Community Bank (CBU) give a sense of how its business performed in the quarter ended March 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
CBU
UnknownZacks Investment Research• Zacks Equity Research
Bar Harbor Bankshares (BHB) Tops Q1 Earnings Estimates
Bar Harbor (BHB) delivered earnings and revenue surprises of 1.54% and 1.24%, respectively, for the quarter ended March 2024. Do the numbers hold clues to what lies ahead for the stock?
BHBCBU
UnknownSeeking Alpha• Dividend Sensei
10 Dividend Aristocrat Bargain Buys Yielding As Much As 9.4%
Dividend aristocrats underperformed due to an overweight in utilities, but recent trends suggest a potential rally. Find out my 10 dividend aristocrat picks.
FRTNFGPIICBU
UnknownGlobeNewswire Inc.• Community Bank System, Inc.
Community Bank System Announces First Quarter 2024 Earnings Conference Call
SYRACUSE, N.Y., March 25, 2024 (GLOBE NEWSWIRE) -- Community Bank System, Inc. (NYSE: CBU) invites you to participate in a conference call to discuss the Company’s financial and operating performance during its first quarter ended March 31, 2024.
CBUCalendar of EventsConference Calls/ Webcasts
UnknownSeeking Alpha• Dividend Sensei
13 Dividend Aristocrat Bargains Yielding As Much As 9%
Combining quality factors with FCF yield can potentially deliver exceptional investing ideas. Read about 13 dividend aristocrats that may deliver for a portfolio.
CVXNFGMOORI
UnknownZacks Investment Research• Zacks Equity Research
Community Bank System (CBU) Q4 Earnings Lag Estimates
Community Bank (CBU) delivered earnings and revenue surprises of -9.52% and 0.47%, respectively, for the quarter ended December 2023. Do the numbers hold clues to what lies ahead for the stock?
CBUFUNC
UnknownGlobeNewswire Inc.• Community Bank System, Inc.
Community Bank System Announces Fourth Quarter and Full Year 2023 Earnings Conference Call
SYRACUSE, N.Y., Dec. 21, 2023 (GLOBE NEWSWIRE) -- Community Bank System, Inc. (NYSE: CBU) invites you to participate in a conference call to discuss the Company’s financial and operating performance during its fourth quarter and full year ended December 31, 2023.
CBUCalendar of Events
News and sentiment labels describe article tone and are provided for research purposes only. They are not trading recommendations or forecasts.
Trade Ranks App
Trade Ranks, LLC is not a registered investment adviser or broker-dealer. All rankings and AI reports are for informational and educational purposes only and are not personalized advice. Investing involves risk. Policy Portal