Bread Financial Holdings is expected to beat Q3 2026 earnings estimates with an Earnings ESP of +1.20% and a Zacks Rank #3 (Hold). The company is projected to report EPS of $3.26 (down 18.9% YoY) on revenues of $1.01 billion (up 4.4% YoY). With a strong history of beating estimates—including a +40.87% surprise last quarter—the stock appears positioned for a positive earnings surprise when results are released on October 22.

Bread Financial Holdings (BFH) is experiencing elevated implied volatility in its options market, particularly in November 2026 put options, suggesting traders expect significant price movement. However, the fundamental outlook remains weak, with the company holding a Zacks Rank #3 (Hold) rating and three of four recent analyst revisions being downward adjustments to earnings estimates for the current quarter.

Bread Financial Holdings (BFH) has a strong track record of beating earnings estimates, surpassing consensus by an average of 40.10% over the last two quarters. With a positive Earnings ESP of +0.30% and a Zacks Rank #3 (Hold), the company is positioned for another potential earnings beat in its October 22, 2026 report. Stocks with this combination of positive ESP and Rank #3 or better historically beat consensus estimates nearly 70% of the time.

Signet Jewelers reported Q2 fiscal 2027 earnings that beat consensus estimates with adjusted EPS of $2.19 vs. $1.69 expected. The company raised its full-year guidance for sales, operating income, EBITDA, and EPS, citing strong same-store sales growth, margin expansion, and a renewed consumer credit partnership with Bread Financial. Shares have outperformed the S&P 500 since the earnings report.

Circle Internet Group has secured a $100 million strategic equity investment from Binance through a private stock placement. Under a five-year commercial agreement, Binance will promote and integrate USDC across its platform while Circle provides infrastructure for the stablecoin. The partnership aims to expand USDC access in emerging markets. Circle's USDC business continues to grow with $73.3 billion in circulation (up 19% YoY) and $14.8 trillion in quarterly on-chain transaction volume (up 151%).

A comparison of two Financial - Miscellaneous Services sector stocks reveals that Bread Financial Holdings (BFH) presents a better value opportunity than Futu Holdings Limited (FUTU). BFH has a stronger Zacks Rank of #1 (Strong Buy) versus FUTU's #2 (Buy), along with superior valuation metrics including a lower forward P/E ratio of 8.88 versus 11.50, a better PEG ratio of 0.67 versus 1.21, and a lower P/B ratio of 1.23 versus 3.08.

American Express launches a high-yield business savings account offering 2.95% APY with no minimum balance or fees, integrating it with existing business checking and card products. The company plans to add rewards deposit features and AI-powered payroll tools to create a comprehensive business finance platform. The move aims to deepen customer relationships and create an additional funding source through deposit growth.

Zacks has added five stocks to its Strong Buy list based on increasing earnings estimates over the last 60 days. The stocks include Magnolia Oil & Gas (MGY) with 13.2% earnings estimate increase, Bread Financial Holdings (BFH) with 10.2% increase, Healthcare Services Group (HCSG) with 12.9% increase, Remitly Global (RELY) with 13.8% increase, and OFG Bancorp (OFG) with 6.5% increase.

A comparison of two Financial - Miscellaneous Services sector stocks reveals that Bread Financial Holdings (BFH) presents a better value opportunity than HA Sustainable Infrastructure Capital (HASI). BFH holds a Zacks Rank #1 (Strong Buy) with improving earnings outlook and a Value grade of B, supported by a lower forward P/E ratio of 8.63 and PEG ratio of 0.66. HASI has a Zacks Rank #3 (Hold) with a Value grade of D, featuring a higher forward P/E of 12.98 and PEG ratio of 1.15.

While 90-day delinquent credit card balances have nearly doubled since 2022, reaching levels not seen since the Great Recession, a Federal Reserve analysis reveals the situation is more nuanced. New delinquency rates have remained stable since 2024, suggesting most consumers are managing through the difficult period. The increase in 90-day delinquencies appears driven by lenders reporting delinquent debts longer before charging them off, rather than a surge in new defaults. Financial strain is concentrated among those already struggling.

Bread Financial Holdings, Inc. (NYSE: BFH) provided a performance update for Q2 2026, reporting a net principal loss rate of 6.98% for the three-month period and a delinquency rate of 5.25% as of June 30, 2026. The company showed year-over-year growth in average credit card and other loans of 2.9%, while delinquency rates improved compared to the prior year period (5.73% in June 2025). The company also declared dividends on preferred and common stock.

Bread Financial Holdings, Inc. (NYSE: BFH) announced its second quarter 2026 financial results on July 23, 2026. The company's leadership will host a conference call to discuss the results. Bread Financial also declared dividends on preferred and common stock and provided a performance update for June 2026.